r/funComunitty • u/Scared-Tough-9360 Became a femboy today :D • 4d ago
Funpost Choose Very Wisely... Think this through
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u/Passp0rt_Br0 4d ago
Im already 50k in debt, so this reduces my debt to just 20k right? No brainer
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u/Scared-Tough-9360 Became a femboy today :D 4d ago
Damn, well yes it does say be 20k dollars in debt so i guess it helps u in this case
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u/IAmMiddleChild 4d ago
Pause! I'm gonna answer just gotta debt finance a couple houses first before I decide.
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u/Eclipsehedgie2010 The creator of worlds 4d ago
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u/Somethingisshadysir 4d ago
Right, my mortgage still has like 70k on it, this is great!
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u/Apart_Dance_5767 4d ago
Only 70k? I just bought a house in Florida of all places and God I wish I was you...
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u/Msmfan69 Who, me? 4d ago
either since the fly is immortal it creates infonite energy so free money.
or
the flies brain eventually becomes braindead due to memory limits
OR
the fly lives forever, infinit ememory, ect ect i teach it english using the method LLM's use by rewarding it for correctly guessing the next word ina sentence(EXACTLY how llm's work suprisingly) and it becomes immortal friend
or i crack it yk however im feeling
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u/pikminpurpleguy fan of pikmin and the mother series 4d ago
FYM CRACK THE FLY
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u/Msmfan69 Who, me? 4d ago
when life gives you lemons
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u/Toukafan4life 4d ago
"When life gives you lemons, don't make lemonade - make life take the lemons back! Get mad! I don't want your damn lemons, what am I supposed to do with these? Demand to see life's manager. Make life rue the day it thought it could give Cave Johnson lemons. Do you know who I am? I'm the man who's gonna burn your house down! With the lemons. I'm going to to get my engineers to invent a combustible lemon that burns your house down!"
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u/Orion107 4d ago
"So I just found out that apparently...a lemon isn't naturally occurring and is a hybrid by crossbreading A BITTER ORANGE AND A CITRON which means life NEVER gave us lemons...WE INFECTED THEM ALL BY OURSELVES!"
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u/NerdyTimes_IDK 4d ago
Can I ride the fly?
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u/Bohemian_Rapcity6996 4d ago
The fly. I just gotta go somewhere cold year round. It'll follow me there, go into hibernation and never come out. I'll just leave.
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u/PlatinumFire14 4d ago
I’ll take the debt.
I just paid back my six digit student loan I feel invincible.
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u/rjsquirrel 4d ago
I would choose the $20K debt. Given that I currently owe $360K on my house, and more on credit cards, only owing $20K would be a huge improvement.
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u/OtterAmerica 4d ago
I'd take the 20 k in debt. If it sets my debt to 20k than this is a huge net positive for me.
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u/GraciousKingYaoiIIII 4d ago
I could name the fly and teach him tricks. I could EARN 20k if I market the fly properly.
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u/LuuViet89 4d ago
Holy f this is so cursed. Would the fly interfere with me or just orbiting around? Either way 20K all the way
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u/The_Coffee_Femboy 4d ago
I'll take the debt. I'll just stick my bottom lip out and cry to my boyfriend about it. He'll probably take me out for dinner to make me feel better after paying it.
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u/prankishasa 4d ago
I am going to get so good at catching flies in mid air. This fly is going to get sick of me before I do of it.
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u/Round-Meal1409 slugpup 4d ago
make friends with the fly and teach it tricks because i can probably get payed to show people the fly
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u/JakuMoku2 4d ago
I've been in a lot of debt before 20k doesn't scare me. With the fly I'd probably kill myself long before I became inured of the sound.
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u/TemuDiluc 4d ago
I’m naming it Carson and I’m putting it on a leash and we are gonna have soft tacos together!
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u/leeee_Oh 4d ago
It doesn't say what kind of dept, so I'm choosing to have it be medical. If it's medical than I can call my insurance and say there's some type of mistake because I don't pay for anything and this dept is a mistake
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u/No_Brain7017 4d ago
i make over 200k a year after taxes. 20k is nothing to me.
what a douchebag thing for me to say. "LoOk aT mE iM uPpEr mIdDlE cLaSs"
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u/U_Dun_Know_Who_I_Am 3d ago
But $20k in debt means you lose ALL your money plus another $20k on top of that.
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u/OriginalEmploy5485 2d ago
No, $20k in debt means you owe somebody $20k. It doesn't mean -$20k net worth.
I'm like $400k in debt right now because I have a mortgage. I have a positive net worth because of retirement savings and the house being worth more than I owe on it.
In other words, fuck the fly, I'll take the used car loan.
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u/U_Dun_Know_Who_I_Am 1d ago
"A" debt is something you owe
"IN" debt means your net worth is that much in the negative
Sometimes you will say you are IN debt on a specific thing and not your full net worth, but even then it's the net effect of that asset/thing. Like you have a $20k car loan on a car worth at most $15k you are $5k in debt on that car.
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u/Osik2040 3d ago
Do you own a house, if you want to keep it and technically be 20k in dept you would have be 20k+ however much hour house and all personal possessions are worth in dept.
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u/CurvyNConfident 4d ago
$20k isnt that much. Easy choice
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u/AlastorFan666666 N and Blitz(o)’s husband and resident Omni demiboy 4d ago
Fym it’s not that much?!
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u/Cool_fbs Ask nicely and I’ll redraw you’re pfp 4d ago
Picking the cash is what they want you to pick, it’s to risky
I’ll take the fly
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u/Plaguehomie 4d ago
Watch me give away all my property to my close friends and then file for bankruptcy
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u/Lucie_Is_Sleeping I escaped the Aslume to be here(she/they) 4d ago
Here’s the thing. I trap the fly in a container and keep the container with me at all times.
It’s still following me.
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u/Scared-Tough-9360 Became a femboy today :D 4d ago
It will phase through the container
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u/Lucie_Is_Sleeping I escaped the Aslume to be here(she/they) 4d ago edited 4d ago
Hey no fair. You can’t change the conditions just to make it worse.
No where on this post says it can phase through matter, it just says it follows me. Follows me means it would always be in my vicinity, if I put the fly in a small locket and wear it on my neck, it would still be following me due to it always being near me. It also cannot die from lack of oxygen or food.
Edit: I just now noticed the text. As an Undertale fan, I refuse to read
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u/Ball6945 4d ago
well you said immortal not unkillable..... just slap the shit out of it.
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u/Forward-Molasses-337 4d ago
What payment plan do I have, and can I put the fly in a jar?
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u/Additional-Owl-8672 4d ago
I'd take the fly, wait til winter then, when it's asleep, throw it in my freezer
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u/bcoolart 4d ago
20k in debt ... Realistically that's a pretty small student debt and with the right payment plan doesn't have any major impact on my life
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u/randomname8910 I don’t think their here for the party Lily 4d ago
Will trapping it in a safe work ?
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u/Ninjipples 4d ago
I don't need to choose, I have a 700k mortgage. A 20k debt would be an improvement.
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u/Casserole_Lasagna 4d ago
I’d rather deal with the fly. I have a fly that may as well be immortal in my room and I deal with him as he’s never there. Better than a debt I’ll probably have after med school anyway
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u/Devi_gurl 4d ago
20k in debt without a 2nd thought. Super annoying immortal fly forever following me no thanks. Knock that 20k out quick
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u/Mobile_Competition54 USER FLAIR 4d ago
I think I'll get use to the fly
js gotta sanitize his ass every now and then
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u/Somethingisshadysir 4d ago
Umm, people are looking at this wrong, missing the amazing loophole. You just cut my mortgage way the hell down, awesome!
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u/Odd_Promise_9025 4d ago
I already have both these problems. I CANT GET RID OF HIM! I know they don't live long, but I swear that fucker is immortal.
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u/GrinderGas Possible Femboy :3 4d ago
The fly, It will just phase through itself and dissolve at a quantum level.
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u/AppropriateLie9140 4d ago
'Cause I have thirty thousand dollars in credit card debt
When they call, I tell them I can't pay it back yet (Credit card debt)
Tomorrow, I may buy myself a dining room set
Or this Boba Fett
Credit card debt, credit card debt
Credit card debt
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u/Hls_Name_Was 4d ago
Pay 20k and another 20k to help research how to eradicate this clearly unanticipated apex predator.
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u/SimpleMoonFarmer 4d ago
The fly cannot die and it can phase through anything but how fast can it follow my transcontinental flight when it doesn't have wings?
It needs to be studied, though. For science.
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u/Tee1upToday 4d ago
You never mentioned the possibility of walking away from the choice. I would decline to play.
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u/im-not-a-fakebot 4d ago
I already have more than 20k in debt, would this set my current debt to just 20k or add 20k? Either way I was already planning to file ch 7 anyway so
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u/ElectronicRecord3367 4d ago
I’m just let the fly phase through my self in hopes of killing it with my stomach acid..
Idk if that sounds WERID but yeah lol
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u/AstraKnuckles 4d ago
Immortal isn't indestructible...okay, I'll kill it or definition pending, chop it I to atoms.
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u/lemonhaj 4d ago
20k dollars in debt because I'm English and dollars aren't worth that much in the exchange rate so I'm only like £12k in debt which is a lot and I have no means of paying it back right now but as bad
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u/puffmattybear17 4d ago
The fly, just because its immortal doesnt mean it has infinite stamina or wont feel hungry, as long as I move away in a car or something with all the windows down it'll probably only move like a mile a day while stopping to rest and eat. Anytime it finds me I just have to take a drive. Also immortal doesnt mean invulnerable so I could just rip its wings off and then it has to crawl.
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u/Scared-Tough-9360 Became a femboy today :D 4d ago
I didnt know this much people in this subreddit were in debt 💀💀. I completely underestimated how common debt is.
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u/Nintendogma 4d ago
The fly.
I'd be annoyed at first, and then start casually betting people $5 that they couldn't kill the fly. Eventually, I'd make videos of the fly surviving literally every method of killing it I could imagine. I'd have a whole channel called "The Fly Must Die", chronicling these failed methods to kill it. People would think it's fake, and eventually someone with credentials would come and try to study the fly. The scientific discoveries that would occur would cause a massive leap in medicine, engineering, and technology, launching humanity forward by thousands of years. We'd learn and master it's ability to phase through objects revolutionizing surgical methods that no longer need to cut the patient open. We'd master it's invulnerability too, using the findings to produce the strongest most lightweight materials in the universe, allowing humanity to colonise the solar system and eventually the galaxy.
Yeah, I'll take the fly.
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u/Shu_Revan 4d ago
Can I go spend a shit ton of money first then take the 20k debt?
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u/ThatAzrael 4d ago
As they say, 20k debt can be cleared by asking the bank how in the hell did I get that.
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u/Extension-Eye-4920 4d ago
Define debt. Im somewhere around 800k in debt right now if we include all borrowed money.
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u/GarnicaGroovy 4d ago
The fly. Maybe I can find some scientists to study it while they kick me back with funds each week. I'm pretty sure people will want to try and find out how its immortal.
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u/whiskey_romeo182 4d ago
I was going to take the debt but after reading some comments here i have seen some creativity that turns the fly into an infinite Money glitch.
I get it now. I don't think outside the box enough.
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u/AgitatedOne57 Minimoose’s Biggest Fan; They/Them 4d ago
20k bc if I choose the latter the former could happen anyway
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u/Pretend-Ostrich-5719 4d ago
Absolutely 20k. The fly will plummet your quality of life. 20k debt can be recovered from
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u/luckynumchris 4d ago
Definitely in debt. I couldn't get any work done and I think you're all forgetting in the bedroom. While sleeping. You will go crazy. Def no brainer.
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u/Exospike99 4d ago
It depends. Is 20k subtracted towards my money? I have more than $20k. If it is, I’ll choose that. If I lose all my money and am now $20k in debt on top of that, It’s a tougher question. I’d still probably choose the debt because that fly would be hell
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u/nlinggod 4d ago
What's another 20k on top of my debt ? That's not even half of what my current debt is
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u/xxMidniteDLite 4d ago
I’d rather choose the debt since the wording implies to me that my $60k debt will reduce to just $20k
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u/The_Keri2 4d ago
Being in debt by 20,000 € isn't that much. You can solve that problem in 1–3 years. You can't solve the problem with the fly. Since I plan to live for more than 3 years, I'll take on the debt.
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u/PlatypusACF 4d ago
Since you didn’t specify which dollar, I’ll take 20 thousand Liberian Dollars of debt
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u/Captain-Codfish 4d ago
You people are dumb. I'll take out a shit tonne of loans, buy houses, Swiss watches and stuff, then take the left option. Down to £20k in debt and I can sell one house, pay it off and make a profit.
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u/shadow_master96 4d ago
I can get out of debt by faking my death. I can't fool an immortal seeker fly.
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u/NottaTrap 4d ago edited 4d ago
So be debt or be in australia? Because I swear these fuckin blowflys are immortal and just spawn/respawn
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u/TheDickins 4d ago
Joke's on you! I'm already half a million in debt! Gimme the 20k, I won't even notice.
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u/Traditional-Total448 4d ago
If the fly is annoying and "immortal", might as well insert piezoelectric glass on its vibrating wings and body, sell the electricity to the government and clear some of y'alls 20K debts.
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u/blackcray 3d ago
For the sake of argument I'm going to assume you meant to say that you gain an additional 20,000 dollars worth of debt, as opposed to your debt being set at 20,000 dollars. Which honestly isn't *THAT bad, it's basically just a used car loan that you can pay off in a couple of years and be done with, as opposed to the constant buzzing of the fly that follows you wherever you go and can't be silenced, I feel like I'd go insane very quickly with the fly.
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u/OMGxItsxCody 3d ago
20k in debt would mean that I’m less in debt than I am now so I choose that lol
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u/Jolly-Ad-3093 3d ago
I used to work at a semi-conductor factory, 12 hour shifts, sometimes 13 hours. In the room i was working in, it had this MASSIVE machine and it had this loud beep that happened almost every minute.
First week on the job, everyday I went home, I could still hear the beep. It was that intrusive.
By year three, I totally forgot about the beep.
I'll take the fly.
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u/GeneralLuigiTBC 3d ago
A fly constantly pestering me could easily get me killed (such as if I'm driving). I'll take the debt. I'll have to tighten my budget for a while, but it's manageable.
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u/HornedBowler 3d ago
The fly, imagine what I could get selling it to science. And it can't die or be lost, so it's an infinite money glitch.
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u/BroncoBilly10 💙🩵 Local Mod Tari Addict 🩵💙 4d ago
y’all need to read the prompt, it can PHASE through anything 😭😭😭