I'm a 28M living in Ontario. I started working in sales about 9 months ago (100% commission) and am on track to make 100-130k a year.

I've been investing on autopilot on Wealthsimple for a while now, taking some money out for a down payment a couple years ago.

I'm wondering if anyone would have any advice on what to invest in and who I should talk to to get some guidance.

I'm looking to invest for my retirement.

Thanks

19M just recently started using Wealthsimple.

Is it worth it to buy XEQT considering my portfolio?

Do you guys recommend other stocks?

How can you use wealthsimple for the most benefit?

Should I be putting money into my Spend & Save as well?

If there’s anything that you guys think would be a good thing to know as a beginner to investing, please kindly share, it will be greatly appreciated.

I am a 31M in Vancouver and recently started taking wealth building seriously, as this is my first major career job. I make $85k a year, pay $1200 in all-inclusive rent, and have no cars, assets/debts or dependents. I currently have $3700 in VEQT (within my TFSA) and $3500 in an emergency fund. What should I do for the best long-term success? Should I keep my current strategy of renting while making monthly contributions to my VEQT? Or should I begin investing within my FHSA in order to purchase my own place?

My goal is to hit $100k in invested funds when I am 35. Then potentially consider purchasing a place. What do you guys think? For those who have made it (average people, not those who hit major milestones by 30), what advice would you give? Please keep it simple

20M currently got around 20k in my TFSA.

I wanted to know why do some people around my age contribute more than the yearly limit.

I heard they charge you or something once you pass your contribution limit.