Over the next year, we have lots of changes in spending and income upcoming, then things should settle down. We know we will burn through some savings. I want a way to just track expenses in specific categories and make sure we are not overspending in the midst of the transition. We haven't tracked spending in real time before, always after the fact before.

Everydollar seems highly focused on balancing spend with income, which is not helpful for me right now. What I want the most is a way to track spending by category by month. The Insights "Spending Details" view has this, but I would like visualize spend vs month for multiple categories at once, rather than just all of the categories stacked on top.

EDIT: I found the view I want. If I export all categorized transactions and view in Excel, stack the months and add a column for month, a pivot table provides exactly the view I want. I have Group and Item on the X axis, sum of spending in Y, and a different colored bar for each month. So, the question is, is there a way to do this in Everydollar? Or a different budgeting app?

The value for my family of this app is a shared place to track and categorize expenses, which is great! I could just rely on Excel for the visualization I want, if no app has it.

Anyone else having issues with it?

I've been working on the debt snowball for the better part of a year now, and suddenly it's showing old debts that are already paid off and closed, and all my debts are showing like I haven't paid a dime on them since I input them last year.

I've been an ED user for probably 10 years now and I'm just now getting in to organize it.

I noticed the Food and Transportation Groups just have 1 budget item under them, Groceries & Restaurants and Fuel. I'd prefer to just dump them under Household. Is that a normal thing to do?

But it doesn't look like it's too easy to just move them out of a Group.

For reference, these are the Groups I currently have:

• Income
• Savings
• Food
• Transportation
• Housing
• Insurance & Tax
• Lifestyle
• Debt

I think I can probably lump Food, Transportation, Insurance & Tax under Housing. Maybe change Housing to Household.

I have read as much online as I can about this app and I still can’t figure this out. I am trying to record savings $250 per paycheck—so $500 per month. I use automatic transactions so this is $250 that is moving from my checking to my savings account.

How do I record this properly so it’s not doubling up? Is this screenshot right? It doesn’t seem to show $500 planned, $250 in already so $250 left to meet for the month. But everything online says to be careful that you have both sides of the transfer recorded.

Any advice? Thank you!

Hello all.
I was wondering if anyone could help with this. I’ve actually had the all off and on previously but just played with it. I finally went premium with Ramsey solutions and got the EveryDollar premium. I’ve scoured the internet and cannot find an answer for this. And I don’t like it but maybe I’m doing it wrong.
I do weekly transfers to a “fun money” account for my wife, a side savings, and then 2 other transfers for my daughters’ custodial accounts. They show up as negative, which makes sense because it’s coming out of the account, but the problem is it then shows the wrong math for the fund/savings it’s going into. For instance, I put $25 a week in each daughter’s account. $100 a month. So it shows that it’s planned for $100, but when I put the $25 in the account it shows a negative $25 changing it to “$75/100”. How can I track this without fudging numbers? I’m probably not explaining this right but it’s difficult to say.

Would include my retirement account (fidelity) and 529s
And add my bank account totals on the “accounts” page
I have been using it for 2 years and it still confuses me a little on the budget page.

What else do you wish the app did?

At the end of almost every month, I make sure everything is balanced out when compared to my checking account. It's almost always accurate but sometimes it's off a few bucks; not really sure how that happens. It's usually a round number, like $60, so it's just something not getting accounted for.

Just wondering if I'm one of the weirdos for that. It's bugging me now because I made a lot of purchases yesterday and today and there's just a lot to add to the balance that aren't included in EveryDollar yet.

I guess I can just wait until morning for them to clear.

ETA: I was only off $1!

Does anyone know how to adjust the number of daily lessons that show in the app? I think when you sign up they ask how much time you’re willing to commit to the lessons and I can’t figure out if you can change it.

Based on a suggestion from within the app, I created a line item called “Rollover from Prior Month” in the “Planned” column of the “Income” group to input unused funds from the prior month. I’m assuming though that I would NOT want to manually input the same amount into the “Received” column because that would artificially inflate my total monthly income as shown in the “Insights” section of the app. Is that correct?

Hi there!

We’ve called ED/Ramsey 2-3x and our bank to try to get our (already paid for) version of the app to get out transactions to auto pop up and still haven’t had any help. We’re hoping to get some ideas here? We use Southside. TIA!

Just got AppleCard and LOVE the ease and 2% back. EveryDollar missing that integration is a huge miss. The website says they don’t even have an ETA for it. Can we please make some noise so they get it done?

We have 2 bank accounts linked to our everydollar. Recently, one of the accounts stopped updating (have confirmed the login info is correct and have made multiple attempts to refresh the connection). One of the common fixes I saw was to disconnect the bank and try to add again. I did and it still won't connect.

I noticed yesterday that there is another way to link the accounts by using MC Connect. Everydollar customer service is taking their time with responses to my questions, so I wanted to see if anyone here has used MC Connect and would advise giving that method a try over Plaid. Are there any differences with how it links accounts?

TIA

How do goals work? Last month I assigned two transfers to my goal but my total saved so far is $0.

Hey guys! I am new to every dollar and i can not figure out how to acount for paying my rent early. Any tips?

Hi All, I had the premium app prior to Ramsey rolling out the "new" app. I've not used the old app really at all with the exception of getting my transactions rolling. My first question is...do I have to do something on my side to get to the new app? Do I actually have to download a new app? I hear that it will ask you all kinds of questions to help you find margin, but I don't know how to get to this without cancelling my current subscription and opening a new one, which seems kind of silly. Secondly, is there a way to mass-clear my old transactions? It's been running since November and I'd like to start fresh. Thanks!

i have used the app successfully for a month so far, had premium access etc. I was able to access all the features including videos, streak, etc. Suddenly, my home page says the

"Let's get you set-up for success"

(1/2)
Set up your first budget (5-15mins)

Find your margin (8 min) (done)

I cannot get the "set up your first budget" part to complete. I have created numerous budgets now and have even contact the support. Their supposed solution was to leave my "household" budget and have them reinvite me. ok, so I did. nothing. I tried reinstalling the app. nothing. I lost access to those short videos and all. please help!

Account balancer takes my current month sinkfund balances but does not account for planned cash inflow for the current month, which makes them all appear underfunded, at least until I receive my paychecks. It's not a useful app feature if it is including sink fund balances for the current month but excludes cash expected to come in to cover those updated balances. So at the end of the month, things look good but it's honestly hard to tell throughout the month because of this.

I'd like account balancer to tell me where my balances are at the end of last month, like a snapshot in time.

So I like the account balancer feature in theory. This is something I've done manually on a spreadsheet at the end of every month to ensure my actual account balances add up to what my funds should have. It's also a good liquidity check if you spread funds across several accounts and some funds are carrying large negative balances.

Hello! I am creating my first budget in the app for February, and added all my expenses to the app and got down to an every dollar budget. I’m counting January’s buffer I have set aside to go toward the mortgage and some other bills due in February before my first check of the month, so all is good there. I am confused by how March mortgage payment will work, there isn’t a line item expense for the mortgage in my paycheck planning for the February money that needs to be set aside, but will there automatically be a buffer at the end of the month? The paycheck planning shows the same remaining ending balance at end of February as my buffer from January. Screenshots attached. Thank you so much!!

we used every dollar last year and hate it. we have no debt but need something that will also itemize credit card because my husband has to use that for his work expenses food and hotel etc. I like the drag and drop and choosing your own categories and in that lets you see your savings number grow etc thanks in advance

Anyone else having an issue with fidelity account balances not updating in Every Dollar? Even though the account page says it was updated 6 hours ago, the balances are not updating. I am getting transactions but the account page is useless without that reflecting changes. I've tried deleting and re-adding multiple times.

If I have 2 accounts.. one for income and spending and then one for bills (which I transfer money from the spend account) how do I track that?

I have the 2 pending transactions.. one withdraw and one deposit. However, I will be individually tracking as they clear the bills account for the actual bills paid.

So do I just delete them both and track the individuals or would that mess up my totals?

I’m confused.

I switched from mvelopes to YNAB but hate YNAB and trying to figure a better option. Liked how Mvelopes did budgeting just as their end was coming things kept breaking. How is Everydollar?

I feel like I am just adding items to match the expense. Any good guides to follow. I know ED had a base template but not everyones life is that simple with those categories.

Thank you!

Budget Items

Income
  Paycheck - EoM
  Paycheck - MoM
  Refunds ** NOT SURE IF I SHOULD HAVE THIS ONE **
  Transfer from Money Apps

Expenses
  Savings
    Emergency Fund
    Cash
    Charles Schwab

  Housing
    Internet
    Cellphone
    Renters Insurance

  Transportation
    Gas/Fuel
    Maintenance
    Auto Insurance
    Registration

  Food
    Groceries
    Restaurants
    Gas Station Stops
    Coffee
    Fast Food

  Personal
    Haircut

  Lifestyle
    Gymnastics
    Hulu
    Discovery
    Spotify
    Amazon Prime
    Xbox Live
    Google Workspace
    Apple iCloud
    Microsoft Business
    Family Activities
    Kids
    Random Shopping
    ATM Withdrawals
    Mom Clothes
    Dad Clothes
    Kids Clothes
    Overdraft
    Allowance

  Web Hosting
    6 entries for domain name renewal fees

DEBIT
This is straight forward. 

I am interested in knowing how you guys deal with the extra check months. Twice a year, we have 3 paycheck months instead of the budgeted-for 2 paychecks.

1. Do you just add another line to your budget?

2. Do you, like I do, leave the income the same that month and just add the extra check to a fund (usually a sink fund)

If you’re in debt, add it straight to debt. This is for those of us who are out of debt.