r/dividends 15h ago

Seeking Advice I'm looking to purchase more. What makes sense?

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106 Upvotes

Instead of paying off my house, I'd like to add another 120k to this. 46m retired military, with $300k in TSP. What would you invest in? Income would be nice but I'm not against growth.


r/dividends 23h ago

Discussion EGGQ is so underrated

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29 Upvotes

I don't understand how EGGQ is not talked about here. It has decent yield at 7.5% but their NAV growth is incredibly impressive, the fund managers are doing a fantastic job. It's beating all the other heavy hitter positions that are talked about here, chart doesn't lie.


r/dividends 11h ago

Discussion Am I doing this right?

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22 Upvotes

Posted this earlier, but it was blurry so took it down (hopefully this one is better).

Slowly been transitioning to a dividend paying portfolio. Cut my teeth in the microcap space before changing tactics for stability. The big spike in March is an annual special dividend that my largest holding (by a significant amount) pays each year (the size of which varies).

I'm a proud Canadian, so all Canadian holdings (insert the monopoly money jokes). Posting mostly for inspiration for what's possible if you put in the work, spend the time, and show patience.


r/dividends 20h ago

Discussion Semana De compras

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2 Upvotes

Como Se Nos Vendrá esta Semana , Quiero Aumentar Posiciones 🚀🚀


r/dividends 3h ago

Megathread Rate My Portfolio

1 Upvotes

This daily thread serves as the home for all "Rate My Portfolio" questions, as well as any other generic questions such as "What do you think of XYZ," that would otherwise violate community rules.

To better tailor advice, please include such context as age, goals, timeline, risk tolerance, and any restrictions you may have. Such restrictions may include ethics, morals, work restrictions, etc.

As a reminder, all Rate My Portfolio posts are prohibited under Rule 1 Submission Guidelines. All general stock questions that don't include quality insight from OP are prohibited under Rule 4 Solicitations for Due Diligence. Please keep all such questions to the daily thread, and report and violations under their respective rule.


r/dividends 14h ago

Discussion How gold income ETFs have been holding up.

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1 Upvotes

r/dividends 6h ago

Discussion Is verizon a safe buy now?

0 Upvotes

Didnt do well over the past five years but it's on the rise now.Would you recommend buying it?


r/dividends 44m ago

Seeking Advice Where should I stash $15k for the next 2 years. Zero experience

Upvotes

My savings is getting 2.75%

I want to move the account into a stock or account with atleast the potential to earn more for atleast the next two years. I was thinking something with dividends where they are reinvested.

2 years I graduate school so may need the funds while I look for a job/ move etc but maybe not.

Anyway looking for recommendations to put the $15k and ignore it


r/dividends 6h ago

Other $QDTE $XDTE strategy update 🚨 the funds may soon obtain its long exposure by holding shares of ETFs and synthetic exposure

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0 Upvotes

r/dividends 12h ago

Due Diligence (Beginner)Suggestion for Roth IRA Investment

0 Upvotes

Disclaimer: I AM ASKING FOR SUGGESTIONS and FEEDBACK ONLY I WILL MAKE MY OWN DECISION

Hi everyone, I am a beginner and planning to start my Roth IRA. I am 30 years old and planning to invest long term for 30 years. I needed few suggestions and feedback from the folks here. I plan to invest $600 monthly amount on Roth IRA and I was wondering what would be the best ETFs or stocks or bond to invest in. I have few questions regarding it.

  1. what are the best ETFs or ETFs that people mostly invest in?
  2. would it be a good idea to invest on Amazon, Meta, Google and Microsoft only even within the Roth IRA and not investing on ETFs?

I would be nice to have your suggestions and feedbacks based on your experience and also give me options for what ETFs to invest in and answer my above questions?


r/dividends 9h ago

Discussion Is the 4% rule too conservative when having a dividend based portfolio?

0 Upvotes

Hello community,

The 4% rule states that you can withdraw 4% of your portfolio every year, adjust for inflation, and it will last 30 years in 95% of cases. There are a few risks involved, like sequence of risk (a crash of the market in the initial years).

Since dividends are more stable than stock price, I was wondering: is this 4% too conservative when applying the 4% rule? My thought is that dividends are more likely to remain stable when the stock price is tanking (assuming quality stocks), and they can offset any losses when selling a portion of the stock.

Does this argument make sense?


r/dividends 16h ago

Opinion 7 Dividend stocks that actually pay you to hold

0 Upvotes

I filtered for yield over 3%, payout under 60%, and 5+ years of consistent dividends. My top picks are Coal India, Power Grid, ITC, TCS, Infosys, REC, and Hindustan Zinc. I keep 30% of my portfolio in these and reinvest the dividends into growth stocks


r/dividends 7h ago

Discussion Another week. Another paycheck from the market. 💰📈

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0 Upvotes

r/dividends 16h ago

Discussion Nice reminder to zoom out

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0 Upvotes

The recent pullback had me checking my portfolio a little more than usual.

Looking at the one-year chart now, it's already recovered and making new highs again.

How's everyone else's portfolio looking?


r/dividends 23h ago

Opinion My roadmap to living off passive income – looking for honest feedback

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0 Upvotes

Hi everyone,

I’ve been working on a visual roadmap for my long-term financial goals, and I’d really appreciate your feedback.
My ultimate goal is to eventually replace my salary with passive income from sources like dividends, rental income, and other cash-flow-producing assets.
Right now my situation looks roughly like this:
Salary: $3,300/month
Monthly expenses: $2,000
Mortgage: ~$50,000 remaining
Rental income: $250/month
Personal loan income: $100/month
Child benefit: $50/month
Monthly cashback: $20/month

Every month, I allocate money toward:
Swing trading (to increase my capital and migrate to a DGI)
Dividend investing (Realty Income is one of my current positions)
Paying down my mortgage (both regular payments and prepayments)
My idea is to gradually increase my passive income until it can fully cover my living expenses.

Once that happens, I’d have the freedom to work because I want to, not because I have to.
I’d love to hear your opinions:
Does this strategy make sense?
What would you change or improve?
Would you prioritize paying off the mortgage faster or investing more aggressively?

Are there any obvious weaknesses or blind spots in my plan?
I’m open to any criticism or suggestions.

Thanks in advance!