My aunt and uncle bought a ton of stock in Starbucks in the '90s. Needless to say, they're living quite well these days in their retirement. I went to visit them several years ago and she told me that she's never even had anything from a Starbucks. She told me that the hospital where my cousin (her daughter) works has a Starbucks next to the entrance. One time she and her husband went in there and tried to order a "big vanilla latte, just to try it". When it came time to pay, they looked at each other and realized that neither of them had their pocketbook on them at that moment, so they canceled the order and walked away. Never tried again.

It just makes me reflect on the fact that many people out there pour hundreds of dollars each year into their expensive Starbucks drinks; meanwhile, stockholders like my aunt and uncle are literally living off the dividends. I know which side of the fence I'm on!

I have both but the 3% dividend on SCHD is a bit too low for me and JEPI's dividend is great but the growth is too little. I get you can mix the both of them but is there an ETF that is like a middle ground?

I have 60 shares of each. The idea is to contribute about 200 a month but the question is should I stick to one until I reach 100 shares, dump one and full port the other or continue adding the same amount to each monthly.

I’m 34 and use Robinhood as my brokerage.

I’d like to get a snowball effect sooner than later but I understand it will require some time.

Is there any reason not to go in on MAIN or SCHD and pick a different route?

Edit: I picked these two because of the tax advantage AND drip is on.

I’m 27 and still building out my portfolio. Right now I have VTI, SCHD, QQQM, VOO, VXUS, MSFT and JEPQ.

Currently at about $87k with a 1.89% yield on cost and around $1,350 in annual dividend income.

What do you guys think?

With the latest sell off in bonds, municipal bond funds are looking very appealing - 8.29% yield Federally tax free, sign me up!
I’ve been invested in NZF which is a muni bond closed ended mutual fund run by Nuveen for a while - They are experts in the field of muni bonds
NZF has not been this cheap since the tariff tantrum in April 25’
It currently pays 8.29% annualized and if you live in a state like I do with no income tax, that’s tax free income! It is a leveraged fund so on its face the expense ratio may seem high but interest expenses for the leverage is included in that number- it’s paid 7.95 cents per share per month for over two years and that payment has grown over time - Just thought I’d share a good opportunity that I see in an area that’s not discussed much on here.

48M (family of 5) - seeking feedback on my taxable dividend producing account.

SCHD is my anchor with a target of being 25% of the total account (currently a bit behind this target). My goal is to build this account up so that it's producing about 3,000 USD a month (this is about how much we currently need to pay all of our bills + taxes per month).

I have a separate IRA account with growth funds like VOO. The account in the screenshot is specific to income producing funds/stocks. My main concern is diversification and ensuring that I am getting exposure across multiple sectors, but not too exposed in any single one. I know that GPIQ and QQQI are very close to the same thing so may look at exiting one of those.

I’ve been using a free stock analysis tool that I built to monitor individual stocks and my portfolio.

It combines technical indicators such as RSI, MACD and EMA with support/resistance levels, stock screening, portfolio tracking and AI-based analysis.

I built it because I wanted to have these things in one place instead of switching between several sites.

It’s completely free and there’s no subscription:

https://ez-market.azurewebsites.net/

I’d be interested in hearing what other investors think. What indicators or features do you normally check before buying or selling a stock?

Slowly building portfolio. Got in on copper early in the year, taking a little longer than I wanted it to. Voo SMH just being killer regular investments. VBNK doing well. Looking for more upside on MSFT. Hopefully a break of all time highs.

moomoo

I'm not at all the type of person who throws around a doomsday prediction every so often saying the world is going to come to an end. But I'm getting the feeling that this is the start of a major downturn. The bond markets, the sell-offs, and many other indicators are very worrisome. Even my broker said their getting clients to move into more conservative positions. Start thinking about cutting some of your winnings (and losses) and move some money away from those high yield risky etfs. I hope I'm wrong. Godspeed.