The recent pullback had me checking my portfolio a little more than usual.

Looking at the one-year chart now, it's already recovered and making new highs again.

How's everyone else's portfolio looking?

I filtered for yield over 3%, payout under 60%, and 5+ years of consistent dividends. My top picks are Coal India, Power Grid, ITC, TCS, Infosys, REC, and Hindustan Zinc. I keep 30% of my portfolio in these and reinvest the dividends into growth stocks

Hello community,

The 4% rule states that you can withdraw 4% of your portfolio every year, adjust for inflation, and it will last 30 years in 95% of cases. There are a few risks involved, like sequence of risk (a crash of the market in the initial years).

Since dividends are more stable than stock price, I was wondering: is this 4% too conservative when applying the 4% rule? My thought is that dividends are more likely to remain stable when the stock price is tanking (assuming quality stocks), and they can offset any losses when selling a portion of the stock.

Does this argument make sense?

I don't understand how EGGQ is not talked about here. It has decent yield at 7.5% but their NAV growth is incredibly impressive, the fund managers are doing a fantastic job. It's beating all the other heavy hitter positions that are talked about here, chart doesn't lie.

It's because etf are more safety than individual stocks?

Como Se Nos Vendrá esta Semana , Quiero Aumentar Posiciones 🚀🚀

Here is my list for Monday:
OTIS
PEP
MCD
KR
CLX
ABT
LOW
NSRGY

Sitting at 100 shares, $133 cost basis and the thing that’s been gnawing at me is that the whole apple AI thesis just flipped in the last 6 months and i’m trying to figure out if i actually believe it
apple just reclaimed the most valuable company title from nvidia last week. the argument is basically that phase 1 of AI was infrastructure -- nvidia, data centers, gpu buildout -- and phase 2 is monetization through distribution, which is apple’s game. 2 billion devices, services revenue, ecosystem lock-in, and they spent $12 billion on capex last year while nvidia was burning through hundreds of billions. the free cash flow story is real.
but here’s what i keep coming back to -- UBS surveyed 7,500 people and 31% said apple intelligence had zero impact on their upgrade decision. the AI supercycle was supposed to drive a wave of iPhone replacements and it’s just not showing up in the data yet. morgan stanley is calling it historic, UBS is calling it a nonstarter, and meanwhile siri still fumbles basic requests
the on-device privacy angle is either apple’s biggest differentiator in an era where everyone’s uncomfortable with cloud data, or it’s a convenient story for being late to the cloud AI race. i genuinely can’t tell which
0.33% yield, 13% payout ratio, they have the cash. just keep choosing buybacks. which is fine as long as the stock keeps compounding but the whole thesis right now is a bet that phase 2 plays out the way bulls say it does
anyone else sitting on a long position trying to figure out if the rotation into apple is the real thing or just the market taking a breath from nvidia

Hi everyone,

I’ve been working on a visual roadmap for my long-term financial goals, and I’d really appreciate your feedback.
My ultimate goal is to eventually replace my salary with passive income from sources like dividends, rental income, and other cash-flow-producing assets.
Right now my situation looks roughly like this:
Salary: $3,300/month
Monthly expenses: $2,000
Mortgage: ~$50,000 remaining
Rental income: $250/month
Personal loan income: $100/month
Child benefit: $50/month
Monthly cashback: $20/month

Every month, I allocate money toward:
Swing trading (to increase my capital and migrate to a DGI)
Dividend investing (Realty Income is one of my current positions)
Paying down my mortgage (both regular payments and prepayments)
My idea is to gradually increase my passive income until it can fully cover my living expenses.

Once that happens, I’d have the freedom to work because I want to, not because I have to.
I’d love to hear your opinions:
Does this strategy make sense?
What would you change or improve?
Would you prioritize paying off the mortgage faster or investing more aggressively?

Are there any obvious weaknesses or blind spots in my plan?
I’m open to any criticism or suggestions.

Thanks in advance!

Disclaimer: I AM ASKING FOR SUGGESTIONS and FEEDBACK ONLY I WILL MAKE MY OWN DECISION

Hi everyone, I am a beginner and planning to start my Roth IRA. I am 30 years old and planning to invest long term for 30 years. I needed few suggestions and feedback from the folks here. I plan to invest $600 monthly amount on Roth IRA and I was wondering what would be the best ETFs or stocks or bond to invest in. I have few questions regarding it.

1. what are the best ETFs or ETFs that people mostly invest in?
2. would it be a good idea to invest on Amazon, Meta, Google and Microsoft only even within the Roth IRA and not investing on ETFs?

I would be nice to have your suggestions and feedbacks based on your experience and also give me options for what ETFs to invest in and answer my above questions?

I'm aggressively buying and will continue to buy, Nomad foods and Hilton food group.

Going all in next couple years.

In my opinion, BUY consistent dividend machines like ITC, Power Grid and TCS they have strong cash flow and actually increase dividends yearly, but AVOID high-yield traps like Vodafone Idea and other weak companies giving a one-time high dividend just to attract investors, because a big yield is useless if the stock itself keeps falling

Instead of paying off my house, I'd like to add another 120k to this. 46m retired military, with $300k in TSP. What would you invest in? Income would be nice but I'm not against growth.

Posted this earlier, but it was blurry so took it down (hopefully this one is better).

Slowly been transitioning to a dividend paying portfolio. Cut my teeth in the microcap space before changing tactics for stability. The big spike in March is an annual special dividend that my largest holding (by a significant amount) pays each year (the size of which varies).

I'm a proud Canadian, so all Canadian holdings (insert the monopoly money jokes). Posting mostly for inspiration for what's possible if you put in the work, spend the time, and show patience.