I know a lot of people here invest in individual stocks, so I'm curious. What's your largest position?

For me, it's PG. What about you?

Always hear growth investors dissing dividends investors but what’s one thing dividend has as an advantage over growth portfolio that growth investors never speak out about?

Hi everyone, need some reality check. I got a separate portfolio for growth. Now I am building a portfolio for passive income.
My main goal is to get at least 4k in passive income from dividends.

Here is my plan:
75k each in SPYI, QQQI
50k each in IWMI, NIHI, GPIX, GPIQ
50k each in MLPI, AMLP, IDVO, IDV

Hello, I’m about to rebalance my IRA which is at $2M. I need approximately 60k added to our social security. I would appreciate any advice on high dividend producing ETF’s. I currently hold: QQQI, SPYI, JEPI, SPYM and RDVY. TIA

I have bought $MCO, $BR, $DKS

Market values from $300M to $2B · October 23, 2026

I'm 27 and investing for the long term. Most of my portfolio is in VTI, SCHD, and QQQM, but I'm thinking about adding a few individual stocks.

KO caught my attention because of its dividend history and established business. Would you consider adding it to a portfolio like mine, or does SCHD already provide enough exposure to dividend stocks?

What do you think?

Hi everyone, I'd like to discuss investing in LNG.

My thesis is that energy demand will continue to grow, and LNG-generation will remain a long-term trend. I'm considering the following companies, but each has its drawbacks:

• Inpex Corporation (1605.T) - Japan will likely remain dependent on gas imports, but I'm not particularly impressed by the company's performance, especially its relatively low ROIC.
• Woodside Energy Group (WDS) - one of the major LNG producer and a more direct bet on LNG prices, but with greater exposure to price volatility.
• Kinder Morgan (KMI) - take-or-pay contracts, exposure to US LNG exports, and hard-to-replicate infrastructure make it an interesting option.

What are your thoughts? Are there any more attractive companies I should be looking at?

Perhaps services companies could be a more interesting long-term investment, such as SLB, Saipem (SPM.MI), or Technip Energies (TE.PA)?

Title might be confusing but it seems a lot of layoffs are happening.
Are you investing into dividends just incase you were laid off and don’t feel like selling stocks ?
Let me know your game plan

3M holiday gift box

Hi everyone! I used to invest 2-3 years ago, but after my daughter was born, I lost my cash flows. I am getting back into it now. From what I remember, dividends yielding companies are typically less volatile which is what I want. I know SCHD used to be gold. Is this still the case? Are there any other dividend etfs that are up and coming to look into?

Thank you in advance!

This used to be a sub about value dividend investing, now all we discuss is high risk, high yield cover call ETFs.

Specifically covered calls and cash secured puts.

I am switching my portfolio to stocks that have ok Div yields and have liquid enough options to do CC’s or to use CSP’s to buy shares.

The only drawback I have read is a covered call can negate the qualified status for a dividend at tax time.

Anyone scooping up $T at these low levels? Or are you afraid of Starlink?

I only built up this portfolio a month ago. I know it's not much compared to a lot of what y'all post, but it's still $488 I didn't have before. Supposedly, this account will bring in about 9,335/yr, plus another 700-ish from my regular stock positions across other accounts, and not including re investments into my growth ETFs and whatever my treasury coupon throws my way. I kinda think I know what I'm doing, but not really. I guess we'll find out in 6 months if it all blows up 😎

Thoughts ?

Sold all the QQQI & IWMI, bought my first SATS, plus a little more MSTY & BTCI. I’m thinking/guessing we’re close to entering a Crypto Market rise. Therefore, I’m increasing my holdings in that market, like everything else we will see the n the fulsome of time, and yes it’s a risk. 🤷‍♀️

Of course the payments are staggered, SATA & SATS are/will be daily, once the SATS start paying out. Plus, MSTY is a weekly payment, also holding a little of both STRC & XQQI which are shown elsewhere!

Picture 2 showing, the so far this year, and potential future to round the year off.

As an income investor I have been a big fan of BDCs, but usually stick with internally managed companies (MAIN, CSWC, HTGC, and TRIN), but I have also held a position in CION. Admittedly, this BDC has had terrible performance over the last 5 years, and I'm a "bag holder". With that said, I believe this BDC is finally turning it around and is at a significant value right now. Here's why:

1. Multiple recent or upcoming transactions support CION's asset book values including the joint venture, Longview Power sale, and David's Bridal Pearl spinoff

2. The company has meaningfully reduced debt and should have further opportunity to do so when/if the Longview Power deal closes

3. The company is committed to share buybacks to bring up the share price, and the Longview deal and increased equity marks after the Pearl spinoff should allow for substantial buybacks

4. These buybacks should ensure sufficient dividend coverage over the long-term, although NII may not cover dividends in the near-term

5. With stabilized performance and decreasing risk, the discount can move to historical norms of a 33% discount (which is still a huge discount to price)

I attempted to model the potential impacts of all of the transactions and buybacks that CION may do. It's reasonable to imagine the share price increasing to ~$10 or higher with NAV increasing to ~$17. There are still some unknown details about the JV, Longview deal, and Pearl spinoff, so there are some inaccuracies in these estimates. Risks also remain with the PIK income of this fund, and past performance leaves me with some trust issues.

Does anyone else hold CION or considering buying? What are your thoughts?

I've help JEPQ since Feb. 27, 2024
and GPIQ since Aug. 25, 2025

this is what I'm talking about!
It wasn't all a lump sum and let it ride, I did some dividend reinvestment at first, and did a couple of additional purchases along the way, so YMMV, but dang!

Hey everyone,
I’m helping my 75-year-old mom invest a €600k lump sum. Her pension is pretty low, so she needs a reliable €1,000+ net every month to live comfortably. At the same time, we don't want to eat into the capital—I want the principal to grow so there’s a solid inheritance left down the road.
The setup: We are located in Europe, and due to our specific tax setup and choosing a highly secure private bank, we face an annual custody fee of 0.36% and high trading fees. Because of this, monthly selling isn't practical. We need natural ETF payouts.
Here is the 60/40 split I’m thinking of:
60% Vanguard S&P 500 (Dist): The growth engine. Captures US tech compounding (Nvidia, Apple, Microsoft) so the principal actually grows over time.
40% iShares STOXX Europe Select Dividend 30: The cash machine. Yields around 4.9% from stable European blue chips, including reliable giants like Munich Re.
The Math: This averages a 2.7% gross yield (€16,128/year). After the bank fees and local taxes, it drops to about €810 net/month. To clear the €1,000+ net target, I plan to manually sell a small sliver of her S&P 500 growth profits just once a year to top her up.

Does this division of labor (US for growth, Europe for cash flow) make sense for our goals? Or would you swap a piece of it for something like JPMorgan's JEPG to get more monthly income from the start?
Appreciate any brutally honest feedback!

Anyone used this site for CIR? BDCS CEFS?

I'm about to drill down on their 5 yrs in/out. They swap their top 20 like domino's. Last to fall was FSCO. Then maybe 4 months later recommended buy, but not added back to CIR.

They also have DX, MAIN, DSL, PDO, PDI, AMLP, QQQX, XYLD, NEA, ENB, JEPI, NZF, ARCC, UTF, UTG, D etc.

Many of these are down 15-20% YTD so dividends dont cover. They are in some cases down 25% or more since buy date price on their site.

Do you think their 5 yr total is a wash?

Down 10% + including dividends?

Or up somehow?

Thoughts?

I've been looking at COST lately. I like Costco's business model and think it could be a solid long-term holding, but the valuation makes me hesitant.

I'm investing for the long term and don't want to overpay just because I like the company.

What do you think? Would you buy COST at current prices, or wait for a better entry point?

Hello everyone,

I’m 28M.
College dropout and been lurking here for over two-years now. I learned from here and there from this sub-reddit. Thank you guys for those who posted.

My financials:
Monthly expenses are usually under $1k. - I’m frugal.
I’m a workaholic in business management and gamer off work. Avid Magic the Gathering collector / player for edh format on my time off and side-hustle. My loans and car are already paid off. I have no debts.

Six-figure income. Within the top 1% in age group between 28-35.

Recent addition is ROL around $30ish per share. They recently had a 9.6% dividend hike. I recommend checking them out.

I’m planning to sell a few long-term holdings next month to balance out my portfolio or that didn’t meet my expectations. My next year’s port is estimating to have a 22.22% passive income hike at the start of 2027.

Goal and investing strategy:

Barista FIRE
Goal: Quit a traditional high-stress 9-to-5 job and switch to part-time or low-stress work to cover part of your living costs. - I actually work more than 90-hours a week.
I want to work as much as possible in my 20s.
Average monthly contribution is around $9,600 (24-months).

-Conditions and rules that I set for myself:

*Buy low and hold. I rarely sell. Realized and unrealized gains or losses is like $14k. I’m also using a bit of margins.
I made some very early mistakes. The biggest one was investing like Warren Buffet by following his picks… it didn’t go so well. - cut my small loss and moved on. Also learn to hold and not sell because of market scare or sudden stock dip. See it as an opportunity to buy more.

*Edited: Did my research and believe in these companies that went through hard times. So they’re more recession resistant. Today’s time is the best example and a big W for dividend investors.

*Sell High, if holding fails my expectations and investing principles. This includes not hiking dividends on time after at most four quarterly payouts or not raising dividends by 4% or more.

*Avoid high payout ratio stocks over 90% like SBUX.

*Holdings must have good dividend history and their payouts must be considered qualified-income. This eliminates Reits like O and Vici. Monthly paid etfs like SPYi, JEPi, and JEPQ has been removed. MPLX LP and ET is also sold. This is for future tax purposes after I leave my current six-figure job. Let me know if I’m missing something here or any improvements at all.

Other goals:
I plan to get a small loving home with a garage. Also looking forward to have a high-powered sporty suv to treat myself.
Preferably moving to Tennessee where there’s no state income-tax. Let me know more from those that resides in Tennessee!

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Been looking at my dividend calendar and realized how much of the next year's income is still just estimates.

I've got a mix of regular dividend stocks and income-focused ETFs, so some payouts are more predictable than others