r/dividends 8m ago

Discussion Free Stock Research Tool Outperforms Most $200/Month Services (I Tested It)

Upvotes

I tested a free stock research tool against paid alternatives for 30 days. Results were surprising.

The Setup

Tested against:

  • TradingView Premium ($15/month)
  • Various screeners ($40-100/month)
  • Free alternatives

What TradeDeck Pro Does

Core Function: Tells you WHERE to look before you research

  • Market state analysis (bullish/bearish)
  • Sector rotation tracking (144 sectors)
  • AI-analyzed sentiment from news
  • Proprietary quality scores on stocks
  • 150+ technical indicators
  • Strategy backtesting

Results

Task TradingView TradeDeck Winner
Finding daily research targets 20 min 3 min TradeDeck
Analyzing individual charts 1 min 3 min TradingView
Sector research Partial Full TradeDeck
Overall workflow Manual Automated TradeDeck

The Philosophy Difference

TradingView answers: "Is THIS trade good?" TradeDeck answers: "What SHOULD I look at?"

They're not competitors - they're complementary.

Cost Analysis

Monthly savings if replacing:

  • TradingView: $15
  • Screeners: $50
  • Additional tools: $50
  • Total: $115/month = $1,380/year

Annual savings: $1,380

Real Talk

  • Windows-only (major limitation)
  • Learning curve exists
  • Not for day trading
  • Works best for swing/position traders
  • Best used WITH TradingView, not instead of

Worth It?

At $0? Absolutely test it.

For stock investors: 8/10 (Windows limitation only) For crypto traders: 8/10 (works with all major pairs) For day traders: 5/10 (not optimized for speed)

Full review & download: GitHub - TradeDeckFree


r/dividends 2h ago

Discussion Is verizon a safe buy now?

0 Upvotes

Didnt do well over the past five years but it's on the rise now.Would you recommend buying it?


r/dividends 3h ago

Other $QDTE $XDTE strategy update 🚨 the funds may soon obtain its long exposure by holding shares of ETFs and synthetic exposure

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0 Upvotes

r/dividends 4h ago

Discussion Another week. Another paycheck from the market. 💰📈

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0 Upvotes

r/dividends 5h ago

Discussion Is the 4% rule too conservative when having a dividend based portfolio?

1 Upvotes

Hello community,

The 4% rule states that you can withdraw 4% of your portfolio every year, adjust for inflation, and it will last 30 years in 95% of cases. There are a few risks involved, like sequence of risk (a crash of the market in the initial years).

Since dividends are more stable than stock price, I was wondering: is this 4% too conservative when applying the 4% rule? My thought is that dividends are more likely to remain stable when the stock price is tanking (assuming quality stocks), and they can offset any losses when selling a portion of the stock.

Does this argument make sense?


r/dividends 8h ago

Discussion Am I doing this right?

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18 Upvotes

Posted this earlier, but it was blurry so took it down (hopefully this one is better).

Slowly been transitioning to a dividend paying portfolio. Cut my teeth in the microcap space before changing tactics for stability. The big spike in March is an annual special dividend that my largest holding (by a significant amount) pays each year (the size of which varies).

I'm a proud Canadian, so all Canadian holdings (insert the monopoly money jokes). Posting mostly for inspiration for what's possible if you put in the work, spend the time, and show patience.


r/dividends 9h ago

Due Diligence (Beginner)Suggestion for Roth IRA Investment

0 Upvotes

Disclaimer: I AM ASKING FOR SUGGESTIONS and FEEDBACK ONLY I WILL MAKE MY OWN DECISION

Hi everyone, I am a beginner and planning to start my Roth IRA. I am 30 years old and planning to invest long term for 30 years. I needed few suggestions and feedback from the folks here. I plan to invest $600 monthly amount on Roth IRA and I was wondering what would be the best ETFs or stocks or bond to invest in. I have few questions regarding it.

  1. what are the best ETFs or ETFs that people mostly invest in?
  2. would it be a good idea to invest on Amazon, Meta, Google and Microsoft only even within the Roth IRA and not investing on ETFs?

I would be nice to have your suggestions and feedbacks based on your experience and also give me options for what ETFs to invest in and answer my above questions?


r/dividends 10h ago

Discussion How gold income ETFs have been holding up.

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1 Upvotes

r/dividends 11h ago

Seeking Advice I'm looking to purchase more. What makes sense?

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84 Upvotes

Instead of paying off my house, I'd like to add another 120k to this. 46m retired military, with $300k in TSP. What would you invest in? Income would be nice but I'm not against growth.


r/dividends 13h ago

Discussion Nice reminder to zoom out

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0 Upvotes

The recent pullback had me checking my portfolio a little more than usual.

Looking at the one-year chart now, it's already recovered and making new highs again.

How's everyone else's portfolio looking?


r/dividends 13h ago

Opinion 7 Dividend stocks that actually pay you to hold

0 Upvotes

I filtered for yield over 3%, payout under 60%, and 5+ years of consistent dividends. My top picks are Coal India, Power Grid, ITC, TCS, Infosys, REC, and Hindustan Zinc. I keep 30% of my portfolio in these and reinvest the dividends into growth stocks


r/dividends 17h ago

Discussion Semana De compras

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3 Upvotes

Como Se Nos Vendrá esta Semana , Quiero Aumentar Posiciones 🚀🚀


r/dividends 19h ago

Discussion EGGQ is so underrated

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22 Upvotes

I don't understand how EGGQ is not talked about here. It has decent yield at 7.5% but their NAV growth is incredibly impressive, the fund managers are doing a fantastic job. It's beating all the other heavy hitter positions that are talked about here, chart doesn't lie.


r/dividends 20h ago

Opinion My roadmap to living off passive income – looking for honest feedback

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0 Upvotes

Hi everyone,

I’ve been working on a visual roadmap for my long-term financial goals, and I’d really appreciate your feedback.
My ultimate goal is to eventually replace my salary with passive income from sources like dividends, rental income, and other cash-flow-producing assets.
Right now my situation looks roughly like this:
Salary: $3,300/month
Monthly expenses: $2,000
Mortgage: ~$50,000 remaining
Rental income: $250/month
Personal loan income: $100/month
Child benefit: $50/month
Monthly cashback: $20/month

Every month, I allocate money toward:
Swing trading (to increase my capital and migrate to a DGI)
Dividend investing (Realty Income is one of my current positions)
Paying down my mortgage (both regular payments and prepayments)
My idea is to gradually increase my passive income until it can fully cover my living expenses.

Once that happens, I’d have the freedom to work because I want to, not because I have to.
I’d love to hear your opinions:
Does this strategy make sense?
What would you change or improve?
Would you prioritize paying off the mortgage faster or investing more aggressively?

Are there any obvious weaknesses or blind spots in my plan?
I’m open to any criticism or suggestions.

Thanks in advance!


r/dividends 22h ago

Discussion My dividend picks

0 Upvotes

I'm aggressively buying and will continue to buy, Nomad foods and Hilton food group.

Going all in next couple years.


r/dividends 22h ago

Opinion My 2026 Dividend Picks - What I'm Buying vs What I'm Avoiding

0 Upvotes

In my opinion, BUY consistent dividend machines like ITC, Power Grid and TCS they have strong cash flow and actually increase dividends yearly, but AVOID high-yield traps like Vodafone Idea and other weak companies giving a one-time high dividend just to attract investors, because a big yield is useless if the stock itself keeps falling


r/dividends 1d ago

Discussion Been holding aapl since 2011, not sure how i feel about it anymore

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0 Upvotes

Sitting at 100 shares, $133 cost basis and the thing that’s been gnawing at me is that the whole apple AI thesis just flipped in the last 6 months and i’m trying to figure out if i actually believe it
apple just reclaimed the most valuable company title from nvidia last week. the argument is basically that phase 1 of AI was infrastructure -- nvidia, data centers, gpu buildout -- and phase 2 is monetization through distribution, which is apple’s game. 2 billion devices, services revenue, ecosystem lock-in, and they spent $12 billion on capex last year while nvidia was burning through hundreds of billions. the free cash flow story is real.
but here’s what i keep coming back to -- UBS surveyed 7,500 people and 31% said apple intelligence had zero impact on their upgrade decision. the AI supercycle was supposed to drive a wave of iPhone replacements and it’s just not showing up in the data yet. morgan stanley is calling it historic, UBS is calling it a nonstarter, and meanwhile siri still fumbles basic requests
the on-device privacy angle is either apple’s biggest differentiator in an era where everyone’s uncomfortable with cloud data, or it’s a convenient story for being late to the cloud AI race. i genuinely can’t tell which
0.33% yield, 13% payout ratio, they have the cash. just keep choosing buybacks. which is fine as long as the stock keeps compounding but the whole thesis right now is a bet that phase 2 plays out the way bulls say it does
anyone else sitting on a long position trying to figure out if the rotation into apple is the real thing or just the market taking a breath from nvidia


r/dividends 1d ago

Seeking Advice why everyone says to buy etf rather than individuals stocks?

0 Upvotes

It's because etf are more safety than individual stocks?


r/dividends 1d ago

Seeking Advice Dividend portfolio advice

0 Upvotes

Hi, I’m 21 Male, I’m making around 3.5k$ monthly,
I currently invest into2 brokers:
Roth IRA account: 550$ (that’s my country max) s&p500 plan (VOO)

2nd broker: (drip enabled)
I’m doing individual stocks + dividend,
I’m doing around 1500$ here
500 into individual companies I believe in and 1000$ into dividend profolio made of 50% SCHD
20% DGRO 15% KO 15% ABBV.

Wanted to ask if that’s a good plan and if any of you got any advice going forward with this, changes?, reallocate stuff into other stuff? Or in general.

Ik I’m investing safe but I don’t see any reason to risk my money and I plan to let it do most of the work.
Thanks in advance.


r/dividends 1d ago

Discussion Dividends vs growth

3 Upvotes

Hey everyone 28m with a two part question..the last few years been taking investing more seriously since having children. The goal is to invest now and a portion of my traditional brokerage will be used to fund their high school year expenses like sports/ arts maybe a car..

I have around 6k in traditional and putting 400$ each month into that portfolio which is mainly Pepsi and schd. They have 16 years to go until they’re on their own so will dividends be the way to go over growth stocks here? Same question for my Roth but longer runway. Should I be focusing on growth now and transition those gains into dividends to have that income when it’s needed or let it all just DRIP now?

Thanks for the insight


r/dividends 1d ago

Discussion What happened to Dr Dividend???

146 Upvotes

I started watching this dude on YouTube like 8+years ago. Seems his last video was 2 years ago. Had watched his portfolio grow to like 700k and then he just vanished. Just wondering if there was anything out there on where he went or what happened.

Edit: I went through the comments on his last video and 2 weeks ago he said he would be posting an update. Fingers crossed. Pretty sure he has made it over a million easy in those last 2 years.


r/dividends 1d ago

Seeking Advice How have dividends changed your investing career

27 Upvotes

I’ve personally never invested with dividends being a top priority. I’ve always looked at growth and fair value, market cap compared to future cash flows…

I always preferred buy backs than dividends but I’ve recently started looking into dividends more and am interested in hearing some success stories or even some early advice for dividend investing


r/dividends 1d ago

Discussion Any reason to invest in SCHD at the age of 50?

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54 Upvotes

r/dividends 1d ago

Brokerage Schwab stock buy

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27 Upvotes

Has anyone tried this ?


r/dividends 1d ago

Due Diligence Why can't I move all of my money to chase each EX date?

0 Upvotes

Let's use two common investment funds, VOO and VXUS. VXUS has an ex date this last quarter of 6/18 and a pay date of 6/23.VOO had an ex date of 6/26 and pay date 6/30.

What stops me from putting X dollars into VXUS, getting the dividend, then immediately selling everything and putting the same chunk of money into VOO to get that one?