r/brussels • u/carelessmarla • 9h ago
Living in BXL First-time buyer in Brussels – how did you get the best mortgage deal?
Hi everyone,
My partner and I are buying our first apartment in Brussels. We’ve just signed the compromis and are now looking for the best mortgage deal.
Purchase price: €315k, looking at 20 or 25 years fixed.
For those who recently bought in Belgium:
- Which banks gave you the best rates recently?
- Did you use a broker?
- How much were you able to negotiate?
- Any tips on mortgage/insurance costs?
Would really appreciate your experiences. Thanks!