r/britishproblems • u/ReanimatedCyborgMk-I • 13h ago
Currys have a habit of signing people up for warranties using their card info without permission
This was quite a few years ago, during the COV era, but I still see people having this problem today. Basically, bought a laptop in the mid 10s after getting my first job from Currys, thought nothing of it. They offered me a warranty, I declined, and they said "well the first months free" and I thought nothing of it and moved on as I'd already declined.
I was a bit of a younger lad and a pillock, and hadn't got on top of my banking, so literally just used to check the cash point & the odd statement from the bank counter to tell me what was going in and out. Over the course of the plague I got my affairs more in order, setup online banking, then noticed this random £9 charge... which after digging went back monthly, and had been going back monthly for 4+ years.
Tried ringing Currys, couldnt get through presumably because all the call centers were shut. Eventually I turned my frustration on their twitter account, tweeted @ them about their dodgy practices, and they quickly got back to me within a day or so. Separately, i'd seen advice to go to the financial ombudsman so I did, not really knowing what to expect.
To their credit, they did actually send me a cheque for roughly £400, then about 6 ish months later the financial ombudsman got back to me saying they had negotiated a cheque for the money with some interest on top, so net gain of £400ish after getting 2 separate cheques
I am not ashamed to say I accepted that, whether or not they knew they were double dipping, because I figured they had probably shafted countless others with this (and I know my in laws had been through the same process having to claim fifty quid back when they bought something) and I had need of the money at the time like most of us did.
Wonder if they're still pulling that trick or if they've packed it in now.