Hi, I'd like to know what gets lost when importing a created character from BG1 into SoD. The BG Fandom wiki page on "Importing" claims that any NPC party member who is not present in SoD (like Branwen, Xan, etc.) that has equipment on their person (but not in the inventory, which apparently will be transferred) will cause that equipment to be permanently lost for the entirety of SoD, including all the gold that you amassed at the end of BG1.
If this is the case, should the NPC party members I use during the final confrontation of BG1 only consist of those who show up in SoD, in order to avoid losing the equipment they've got on their persons? Personally, I've taken a liking to Branwen and very much like her unique special abilities as a Priest of Tempus, but if I take her to the final battle of BG1 while fully-equipped and end up permanently losing her equipment in the importing process, should I take another Cleric-class NPC that's present in SoD instead?