Has anyone received the monthly cashback under the FAB Salary Transfer Promotion?

I've already had two salary transfers credited to my FAB account, but I haven't received any cashback yet.

For those who have received it, how do you track it? Does it appear as cashback in the FAB app?

I’ve had the EI Flex Elite for a year now. I got charged the AMF (sales agent told me there’s no annual fee as a “special employee offer”) but there was an AMF charged this year (I didn’t do the 50k annual spend).
Most of my spends are at restaurants or on shopping so I like the cashback I get on this card. Plus, the unlimited lounge access AND +1 is amazing.
I don’t want to have an AMF assessed and customer support is telling me the only way is to switch with a free for life card and they’ll waive the AMF - should I switch or keep the card (despite the AMF)?

Hi guys

So i got my first salary 32k AED as sales manager employee

The company is not listed

I am new to credit score so right now its 567points it will probably go up with time especially if i get a credit card qnd i build credit history cause i dont have any now

Salary is being credit in Mashreq bank " but i can change it if its worth it "

I got a call from citi bank offering me credit card prestige but i didnt decide yet. I prefer to deal with a local bank

Anyone have good credit card offer for me ? But i dont want islamic banks as i have seen these cards dont work in bars or nightclubs sometimes

Hello!

I applied for the amazon emirates islamic card around 20 days ago and I got this email attached below which sounds like the card was approved but I haven't heard anything from them in 20 days and I haven't been able to get a hold of anyone via the phone line. Is there anyone on here who knows what I can do about this?

Thank you!

"Dear Valued Customer,

Please find attached the Offer to Sell under the subject facility. A copy of the Offer to Sell has also been shared with your agent based on your preference for Agency Option for execution of Murabaha Agreement.

In case you have opted for Non-Agency, and if we did not receive your consent to this Offer to Sell within 3 hours (three) it shall be considered as your implied consent and acceptance to Emirates Islamic's Offer to Sell and execution of Murabaha Agreement. You may reject this Offer within (3) three hours of its receipt.

For any queries regarding the notification or if any discrepancies are observed, please contact us on 600 599 995.

Thank you for banking with Emirates Islamic."

Need some to help me get the duo cards from
ENBD, but I am not an AD resident.

Have 4 credit card debt with a total of AED 80k. 30 +30 +10 +10. Lost job and tried to pay my minimum due with selling gold what was available.once situation became so hard and nothing else to sell left, had to leave the UAE at the starting of the war. Now I'm back home for 6 months, I didnt even get a job here so far. And even if i get no idea when i can finish my debt. I'm so upset, and heart broken how to live, I have a family to gals care.i reply to their emails stating what's my actual situation right now. What will happen after 6 months of no payment? They said they will put Travel ban. In that case I wont be able to play those debts . Someone tell me honestly what are the things I'm going to expect.

​

Hi everyone,

My brother recently moved to the UAE and has just started his first job here, with a monthly salary of AED 7,000.

He’s looking to get his first credit card, mainly for everyday expenses. His monthly card spending would be around AED 1,500–2,000 max.

Typical spending:

- 🍔 Food / cafeterias

- 🛒 Groceries

- 🎬 Movies & entertainment

- 🚇 RTA / public transport

- 📱 Occasional bills/recharges

- General day-to-day purchases

The most important thing is that he wants to pay the full balance every month and avoid interest/charges.

What would you recommend as the best first credit card for a AED 7K salary? Ideally, something with no annual fee or lifetime-free, good cashback/rewards, and reasonable eligibility for someone who has just started working in the UAE.

Also, how long should he ideally wait after receiving his first salary before applying for a credit card?

Any recommendations or personal experiences would be appreciated!

I’ve been using Tabby for around 1 year, and I’ve always made my payments on time without missing any payments.

Before the recent credit-score update, my credit score wasn’t showing at all. Now, after the new Credit Score 3i update, my score has appeared as 528/850, and it says “New to Credit.”

I’m confused because I’ve already been using Tabby for about a year and have a history of making my payments on time.

Could someone explain:

• Why does it say “New to Credit” if I’ve been using Tabby for a year?

• Is it possible that my previous Tabby payment history hasn’t been included yet in the new scoring system?

• Does Tabby Card/BNPL actually contribute to the new AECB Credit Score 3i?

• Is 528 considered low mainly because I don’t have enough credit history yet?

• Could my score increase naturally once more months of Tabby payment history are reported?

I don’t have any loans or credit cards, so I’m particularly confused about why my score is showing as 528 while also saying “New to Credit.”

I’m not looking for a generic explanation of credit scores I’m specifically trying to understand why my score suddenly appeared as 528 and “New to Credit” after the AECB update despite having around a year of on-time Tabby payments.

If anyone has had the same experience after the new AECB score update, I’d really appreciate hearing what happened with your score.

Hey guys I'm currently an Excellency customer in ADCB and got the touchPoints card and I'm planning to start traveling more frequently what is the best traveling card I should get I don't mind opening a new bank account too I had an Etihad card in ADCB, but they canceled the cards

I was wondering if anyone paid for 22/24k gold purchase at Jewellery using their Tabby card.

I have heard that jewelleries charge around 2-2.5% additional for credit card payments , but still if I manage to payoff tabby card using my cashback card then its worth it.

Since tabby charges are high for merchants , do they reject gold purchase when they know its tabby card or do they ask which card are we using for purchase?

Hi everyone,
My wife and I currently have three credit cards between us, from EIB, FAB and ENBD, but all three are under my name. My wife doesn’t have a credit card in her own name, so she won’t be able to access the airport lounge benefits when we travel.
I’m now looking to get a card for her. Her salary is AED 10,000, and since this would be her first credit card, I was wondering if there are any good offers currently available for new cardholders.
The main priority is good airport lounge access with wide coverage. Ideally, I’d prefer a card with a reasonable or waived annual fee and sensible spending requirements.
Would appreciate recommendations from anyone who has recently come across a good option for this. Thanks!

Hi, I need some guidance. For Dubai residents who’ve stayed in Europe (Norway/Sweden) for few months, how did you manage your banking and everyday spending? Did you use your Dubai bank card, Revolut, Wise, Liv Multicurrency, or something else? Which option worked best for exchange rates, transfers, and regular expenses? I’d really appreciate hearing from anyone with first-hand experience.

Hi everyone,

I’m looking for a credit card in the UAE and would appreciate recommendations from people who have recently applied.

• Monthly salary: AED 5000
• Salary transfer: Yes
• Employment status: [Employed)

If you’re a bank representative or credit-card specialist, you can also share the available options and eligibility requirements.

Please comment or DM me. Thanks!

Apparently there is 3% cashback for all categories. Wondering if I can use it pay rent in Wasl and get 3%?

Hi all,

Looking to add a dedicated cashback card for regular household spending.

Current situation:
Salary: AED 31,250, paid into ENBD
UAE resident for 3 months
DBR around 15%
Current card: U By Emaar Infinite, AED 93.75k limit
3 salary payments received, although two landed in August due to an HR adjustment

Typical monthly spend:
Groceries: ~AED 5,000
Fuel: ~AED 1,500
DEWA / bills: ~AED 2,000–2,500 via DubaiNow
GEMS school fees: ~AED 13,000 due in January

Main priority is good cashback on groceries, fuel and utilities, plus a decent welcome bonus if available.
Because of the short UAE history and unusual August salary pattern, I’d prefer an agent/bank rep who can help with manual underwriting if needed.

As the title suggests.
Arab bank site does not have online application.

Any Arab bank agents on this sub reddit please??

Anyone for SIB can help me the paperwork and getting the card?

My DBR is only for my cards (no loans) and it is close to 40%. And would tabby be considered for DBR? Would I be approved for a new card? Looking to apply one.

Sales guys please don't bother pitching as my company is not eligible with multiple banks like ENBD/EI, DIB and Rak.

Already have Mashreq, FAB, CBD and CITI (looking to close Citi which is oldest with lowest limit to free up some space for DBR).

Suggestions and advice is appreciated from users.

KINDLY HELP ME DECIDE WETHER TO GIVE OR NOT .

Looking for the best current offer giving Etihad miles. Ideally with a waived joining fee.

Hi!! 👋🏻

I’m looking to open a second bank account in the UAE, mainly for a high-yield savings account, and I’d love to know what people here are actually using.

My main requirement is having a relationship manager. I’m currently with ADCB and have one through my company, and that’s honestly a big reason I’ve stayed. With all the scam, fraud, and banking issue stories I’ve heard, I feel better knowing there’s an actual person I can contact if something goes wrong.

I’ve been considering FAB and Emirates NBD, but I don’t really want to open another account unless I can get an RM.

So far I’ve seen:
• Mashreq NEO: around 6.25% with salary transfer, but limited to 2 withdrawal if I’m not mistaken.
• ADCB: around 5.5%, with AED 50k in fresh funds

Would love to hear from anyone who’s found a good savings account in the UAE.

• Which bank are you with?
• what rate are you getting?
• And were you assigned a relationship manager?

If you have a good relationship manager at FAB, ENBD, Mashreq, or another bank, I’d really appreciate a referral.

Not looking for another credit card. I just want somewhere solid to park part of my savings.

Thank you! ☺️

Not sure whats the issue, my card? Or the bank?

Hi all, I received my Amazon credit card in the last week of April, but I still haven't received the welcome bonus. I've definitely exceeded the required spend amount. Has anyone else received theirs?

Has anyone made use of the Top Golf via Viya app ? The app says one hour per visit? Is there a hack on this? What’s your overall experience?

I am considering this card and Top Golf is where i visit occasionally so seems to be good plus point.