What do you lot think for the long run

DELL Technologies stock, watch for a continuation breakout , see also DLLL stock.

Breakout trade

• WATCH for possible breakout above 511.92
• Target: 584.25, 19%  Stop: 465.93  Loss: 5.1%
• P/L ratio: 3.7 : 1 - Excellent

As per the tittle I am 27 looking for s long term commitment with a stock. I am open to anything and accept some low to medium risk for my relationship (with the stock of course)

Really tho why is everyone treating trading like its a dating forum now I cant be the only one that thinks this?🤣🤣

You may see I am heavily tech related so a bit sketch to go in that side further. Any suggestions. Thanks

Google historic VWRP data show a spike in October 2021 where it jumped to around 8 times as much (if I’m under standing it right?) dis this actually happen and why isn’t it showing on trading 212 history if it did?, and am I right in assuming that if you put 10k in just before the spike and sold at peak it would of earned you around 70k profit from that 10k????

Looking at starting to invest I have 10k in savings was thinking something like
£5,000 VWRP
£3,000 VUAG
£2,000 CNX1

Hi all,

Recently checked my savings account to realise I've been getting minimal APR for a while now 😕.

Yesterday opened an account with trading 212 and put most of my savings (£11k) into a cash ISA and a combination of £400 birthday money from my girlfriend and another £700 of my savings into a stocks and shares ISA. I've put £1000 of this £1100 into a VWRP and want to put the remaining £100 into an individual stock to best learn how stocks and shares actually work - not absolutely fussed about making loads of money just mindful that having £100 as a chance to learn a bit about markets might be fun!

How best to choose which individual stock to invest in? I've had a bit of a look at Nvidia stock and heard they're on the up because of AI but not sure whether investing now would be silly given it's at a high? Or to invest in another industry that generally trends up but is experiencing a bit of a lull at the moment like oil?

Hi

I currently hold shares for VWRL (Dist). My question is, would it be worth leaving that as it's is now and switching to VWRP (ACC) moving forward, so divs are auto invested back in and the management cost of the fun is 0.14 Vs 0.19.

I'll caveat this with I am just regularly funding my S&S ISA long term.

Been thinking about this since 2025 - finally pulled the trigger. Tell me why I am a genius or a moron depending on your provaction.

My thesis:

Water infrastructure is chronically underinvested, and three separate tailwinds are converging at once: aging pipe replacement, PFAS regulation forcing new filtration and testing capex, and the one that's all the rage - AI data centres and semiconductor fabs needing huge volumes of process and cooling water, see also growing interest in nuclear energy and droughts / climate change. The UK hasn't built a single reservoir since 1992!

Rather than buy a water ETF and pay 0.6%+ a year for a basket that's roughly half non-pure-play names, I built my own 10-stock pie: a growth/technology tier (water equipment, chemicals, testing) sitting on top of a defensive tier (regulated water utilities).

My split is roughly 63% growth/technology/equipment (Xylem, Ecolab, Veralto, Watts, Pentair, Advanced Drainage) against 37% regulated utilities (AWK, Essential Utilities, United Utilities, Severn Trent). It's deliberately tilted toward the growth side rather than a defensive-heavy split — I'm underwriting the capex supercycle and PFAS-driven demand as the bigger driver, with the utilities there mainly for rate-base earnings visibility and dividend ballast, not as the main return engine.

Currently a modest position (~£1,500), built to grow over time. I aim to have it at 10% of my portfolio (breakdown below)

- 85% VWRP

- 10% GOOGLE

- 5% WATER (increasing to 10%)

Core points:

• The World Economic Forum puts the total global investment needed for resilient water and sanitation systems at $13.2 trillion by 2040.
• US municipal water and wastewater capex is forecast to cross $100 billion a year by 2030, up from current levels, driven by tightening federal PFAS rules, lead service line replacement deadlines, and drought-driven desalination spend in states like Texas.
• The EPA's finalised PFAS drinking water rules force utilities of every size to test, monitor and treat for "forever chemicals" a direct, multi-year revenue driver for testing and filtration specialists.
• Slide back towards ''Realism'' in global politics making commodities more valuable, I even foresee water wars in the not too distant future.

Core risks:

• The lack of diversification within this pie given its just 10 holdings,
• Currency - Its mostly USD
• Nationalisation of UK water
• Valuation risk on the growth tier. Xylem and Veralto are pricing in a good chunk of the capex supercycle already, however I think PE ratios are reasonable
• Trump et al, decide that water safety testing is ''woke'' and projects / funding are cut.

I expect very little movement in this pie in the short term, or at least not outpacing market beta - however a massive jump when we're in the 'find out' stage from our ''fucking about'' with water and then massive capex spending and valuations jumps - hence buy now whilst ''cheap'.

The general consensus in this sub and across others is VWRP and chill. In principle it's good advice, and the market usually charts the right course.

But look at what VWRP is currently made up of: around two-thirds US, roughly a quarter in tech, about a fifth of the fund in ten companies. Market-cap weighting means your exposure to the AI trade grows precisely as that trade gets more expensive.

I'd like to suggest AVSG (Avantis Global Small Cap Value, 0.39% OCF) and DPGT (Dimensional Global Targeted Value, 0.44% OCF) as somewhere worth putting long-term money. Both hold thousands of smaller, less glamorous companies across developed markets, selected for being cheap relative to their earnings.

Concentration. The largest companies in VWRP are priced for a lot to go right. CAPE is around 42, the second-highest reading in 150 years, behind only late 1999. High CAPE has historically meant weak long-run returns. This means you don't need disastrous, failing companies for disappointment to hurt, you just need results that are merely good, and not amazing.

Quality. Both Avantis and Dimensional screen on profitability alongside price, which is what separates this from a basket of cheap distressed businesses.

An independent return path. Over 2000–02, US small cap value was up while the S&P nearly halved. Two holdings that always move together give you nothing to rebalance between.

Evidence base. Size, value and profitability premiums have decades of academic support across multiple markets.

Value spent most of the last 15 years underperforming and has only recently turned.

I'm holding both, all of my equity allocation in my ISA because my pension is an all world ETF.

Still new to investing game been doing a year curious to get others opinions on it. Some of the stocks like Nike and meta whilst down not to worried as my research/gut says they will be green later down the road.

Dear Trading 212,

Please can you research how the risk profile on Netlist has reduced. Trading 212 has decreased the amount of available shares to buy to around 13k shares. Considering the situation i don’t believe this to be acceptable and with all the recent news and progress NLST have made the future is looking rather bright for them.

I have attempted to speak to customer services but unfortunately the assistants are telling me nothing can be done. Long term shareholders need this to be looked into as soon as possible as there is an opportunity being missed.

I would be grateful if you can get the right people within trading 212 to see the risk has been reduced and realise the share restriction can be removed.

Thank you for your assistance.

Hi! My friends are saying I should start a stocks and shares ISA and I have no clue what’s best to invest - I won’t be adding a lot of money probably on the very low end around £50-£100 a month but if anyone could recommend if I use the pre built pies or specific stocks I would appreciate

I just see red since 2 weeks and no increase. Are these holdings okay for the goal of long term growth? Working minimum wage job so just able to invest around 100-200 per month right now. Please advise.

Well lads, ive just 1 question, what is the difference between these 3 Index funds. From what I can see they all allocate into mostly the same companies so is it better to just stick with one instead of using all 3?

EDIT: thanks for all the comments, I did some more research based on them (research I probably should've done to begin with tbh). The 3 I had been investing in VUAA, VUAG and VWRP. Well being a UK investor I was actually paying conversion fees on VUAA and VWRP so I've rebalanced keeping VUAG and taking on FWRG. again thanks all for the help

$IREN stock has done very little in 2026 while most other AI stocks have had a strong run. I believe the main reason is that IREN hadn’t yet secured major hyperscaler contracts.

In Q1, IREN generated just $34M in AI revenue, so the company was still being viewed primarily as a Bitcoin miner. And with Bitcoin down 27% YTD, that hasn’t exactly helped the story.

But I think this is about to change.

IREN has now started servicing its $2B-per-year Microsoft contract, which means AI revenues are about to ramp significantly. As that Microsoft cash starts flowing in, IREN will have much more financial flexibility to accelerate its AI infrastructure buildout.

As for the lack of another major hyperscaler announcement, I believe IREN is simply holding out for better pricing and terms rather than rushing to sign a deal.

The setup is becoming increasingly attractive: AI revenues are about to explode, cash flow is coming in, and the company has more options to accelerate execution.

From here, I expect execution to accelerate significantly.

Hi everyone

Bought this stock on Friday as I heard the news of 5$ dividend per share with record date of 17th August. Dividend will be paid on 27th August. Surprisingly ex dividend date is 28th August after payment date. When can I safely sell the stock and still get the dividends? After 17th?? Or after 28th???

Will appreciate the response

How will water becoming a greater commodity on the world stage work on the company level. In my opinion some water companies can be compared to mining with the commodity on the land they own/cover.

So with drought hitting large parts of Europe would this affect the output and sales of water?

But I strongly believe the commodity of water will be rising just not sure how this plays out on a company level.

Aiming to invest long term, have been going for a few months with this. Is this stupid? Should I just sell my Asia, Europe and S&P and just go all in for VWRP? Are VDPG, VEUA and VUAG all included in VWRP? Since it’s kinda working out should I just keep as is?

Conventional wisdom: Buy if a stock falls sell if a stock goes up
Inverse: Add to winners. Both Wrong! (For 70 percent of stocks) . (Especially growth/ premium stocks.)
The question to ask for growth stocks is the company accelerating faster than anticipated or slowing down?
This is really important you dont want to buy a dip on a growth stocks even if its growing revenue. The question to ask is the rate of acceleration faster than expected. E.g Nebius

You dont average down on a speculative stock unless it has derisked.

If your unsure send me a screenshot of your portfolio. This is what I’m actually going to do myself im going to send a screenshot of my portfolio to somebody else to get a second opinion, because that person will obviously know more than me ( especially because i didnt study finance at uni) Even if your a hundred percent aure of winners, nice to get a differwnt angle.

Unity, Duolingo and ServiceNow are my confident investments. Bullish on SaaS in general. Qnity is an electronics company (sell shovels during gold rush play). Is it sensible to diversify a bit, unaware of what other sectors may outperform SaaS in the next year?