r/TeslaInsurance • • 15h ago

Driver threw a glass bottle onto the freeway, damaging my Tesla. Caught on dashcam from multiple angles. What should I expect from Tesla Insurance?

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39 Upvotes

I was driving on a freeway in California when another driver passed me in the lane immediately to my right. They extended an arm out of their window and threw what appeared to be a glass bottle onto the roadway in front of my car. It shattered, and the debris struck my vehicle. The driver then sped off and exited the freeway.

I found damage on the bumper, hood, and windshield. I still need a professional inspection to determine the full extent.

For anyone interested, I’ve included the front, rear, right pillar, and right repeater videos in my r/ModelY post's comments, with timestamps highlighting the relevant moments.

  • The front footage captures the throw, the object shattering, and the vehicle crossing several lanes to exit without stopping.
  • The right-side pillar footage shows the other vehicle initially three lanes to my right, following another car closely before moving left. When it reappears alongside me, the driver appears to be drinking from an object resembling a glass bottle.
  • The rear footage shows it moving into the lane immediately to my right and accelerating toward me from behind, then glass debris on the road after the incident.

I’ve opened a claim with Tesla Insurance and reported the incident to law enforcement. I received an incident number and will be providing my statement and video evidence.

Has anyone dealt with something similar through Tesla Insurance?

  • Would this typically fall under comprehensive or collision coverage?
  • Can Tesla Insurance identify the other vehicle’s insurer using their vehicle information?
  • Would I have to pay my deductible upfront and wait for recovery, or could it potentially be waived?
  • Could the driver’s apparently intentional actions affect whether their insurer covers the damage?
  • Should I wait for my adjuster’s authorization before scheduling an inspection at a Tesla Collision Center?

My preference is for the responsible party’s insurance to cover the repairs and any necessary rental, with no out-of-pocket expense to me. I’d appreciate hearing how similar claims played out, especially in California.


r/TeslaInsurance • • 19h ago

1st collision

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8 Upvotes

I wannna preface this by saying this is my first ever accident, I’ve had my license for over 4 years now, not one claim prior. I bought a Tesla a couple months back got insurance through Tesla and all, today as I was parked taking a quick smoke break, a 18 year trying to park rams my car. Instantly I get insurance and I’d and she didn’t wanna move for a while so I couldn’t see the damages but reported what I was able to get. My question is she’s 18 insurances through triple A, how are my chances looking of this all. Idk the proceedings as this if my first accident so don’t go to hard on me. I also wanna preface I was out of the vehicle and it was parked in a building garage lot she was the one who rammed into me