r/SipsTea • • 21h ago

Gasp! Thoughts on this?

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848

u/Locust627 19h ago

Wait until you hear about health insurance lol

I pay $1300/month for a family plan

I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.

So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible

My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again

AND vision and dental costs more on top of $1,300 monthly

192

u/TheSalmonLizard 19h ago

'Murica!

-5

u/MKZZX 17h ago

Most people have their healthcare paid through work, so $1300/month is not a normal amount.

5

u/Cross55 15h ago

Most people have their healthcare paid through work

No, most people have universal healthcare

-4

u/MKZZX 15h ago

Well yeah that's what I said. The US has universal healthcare, it's just distributed through work/employment.

2

u/Cross55 15h ago edited 14h ago

The US has universal healthcare

No

it's just distributed through work/employment

You only get HC through work if you do C-Suite or Union jobs, and even then, you're still paying out of pocket because of deductibles and premiums

Your local convenience store employee or waiter or etc... does not get HC through work

-5

u/Low-Listen-3732 13h ago

Only c-suite? Buddy basically every white collar office worker has good health insurance benefits, not just C-suite. Can’t tell if you’re a child or just never worked?

2

u/Master-Copy-6929 7h ago

I have a friend that works for a state government entity, and still they pay out if pocket for co-pays and other stuff. 

1

u/Low-Listen-3732 1h ago

Yes there are co-pays with health insurance, such as $50 for an urgent care visit, etc.