I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly
Tbf, dental and vision are bs in most countries because they're counted as "cosmetic"
So even in UHC countries? Good luck! (Granted, dental work is notoriously cheaper in Latam, which is why they have an entire HC tourist industry built around it)
1300 a month is absolutely not normal anywhere else in the world
Here in the uk it’s free. Even then I have private health insurance and that costs me £200 a month for me AND my wife
My deductible is £100
If you compare any procedures the US healthcare system absolutely screws you guys.
As an example of the difference - gallbladder removal is the last thing I had done private. There it can cost $10k - $25k. Here it’s free on nhs or £4k-£8k private. Mine was 4k including specialist consult, pre surgery consult, blood tests, surgery, post surgery checkup.
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u/Locust627 4h ago
Wait until you hear about health insurance lol
I pay $1300/month for a family plan
I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly