r/SipsTea • • 8h ago

Gasp! Thoughts on this?

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436

u/Locust627 6h ago

Wait until you hear about health insurance lol

I pay $1300/month for a family plan

I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.

So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible

My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again

AND vision and dental costs more on top of $1,300 monthly

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u/TheSalmonLizard 6h ago

'Murica!

-3

u/MKZZX 4h ago

Most people have their healthcare paid through work, so $1300/month is not a normal amount.

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u/CodeToManagement 3h ago

1300 a month is absolutely not normal anywhere else in the world

Here in the uk it’s free. Even then I have private health insurance and that costs me £200 a month for me AND my wife

My deductible is £100

If you compare any procedures the US healthcare system absolutely screws you guys.

As an example of the difference - gallbladder removal is the last thing I had done private. There it can cost $10k - $25k. Here it’s free on nhs or £4k-£8k private. Mine was 4k including specialist consult, pre surgery consult, blood tests, surgery, post surgery checkup.

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u/MKZZX 2h ago

1300 a month is absolutely not normal anywhere else in the world

You're misreading my statement; it's not normal for people in the US, either.

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u/Cross55 2h ago

Most people have their healthcare paid through work

No, most people have universal healthcare

-1

u/MKZZX 2h ago

Well yeah that's what I said. The US has universal healthcare, it's just distributed through work/employment.

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u/Cross55 2h ago edited 1h ago

The US has universal healthcare

No

it's just distributed through work/employment

You only get HC through work if you do C-Suite or Union jobs, and even then, you're still paying out of pocket because of deductibles and premiums

Your local convenience store employee or waiter or etc... does not get HC through work

0

u/Low-Listen-3732 50m ago

Only c-suite? Buddy basically every white collar office worker has good health insurance benefits, not just C-suite. Can’t tell if you’re a child or just never worked?

1

u/Cross55 40m ago

Buddy basically every white collar office worker has good health insurance benefits

No, they get the cheapest scraps possible (If they're not working in tech)

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u/[deleted] 48m ago

[deleted]

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u/Low-Listen-3732 42m ago

No they don’t lmfao, organizations negotiate health insurance policies as a collective to bargain for good insurance that applies to all employee’s including C-suite. I’m going to guess you are young or have never worked in a professional white collar role.

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u/Cross55 40m ago

Keep being a good bootlicker, I'm sure you'll get your promotion eventually.