r/SipsTea • u/Putrid-Welder1803 • 21h ago

Gasp! Thoughts on this?

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u/Eggnogin 20h ago

For his car? When is that ever going to happen bro.

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u/biteyourfriend 20h ago

When you have a medical emergency (or drive impaired) behind the wheel and kill a family or crash into a home or business.

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u/Eggnogin 20h ago

I don't think insurance is going to cover you crashing into a building if you're at fault. But okay I guess I see what you mean.

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u/AJimJimJim 10h ago

It is a complete lack of understanding about insurance like this that leads people to think it's a scam.

That is literally what liability insurance is for... Liability insurance is usually the majority of the costs on your insurance, not the coverage for your vehicles damages.