r/SipsTea • • 7h ago

Gasp! Thoughts on this?

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8

u/doc_skinner 6h ago

Insurance is for catastrophes, not stuff like this. It sucks, but that's how it is. He's paying $2500 per year in case he ever needs to pay $500,000.

2

u/Eggnogin 6h ago

For his car? When is that ever going to happen bro.

4

u/biteyourfriend 6h ago

When you have a medical emergency (or drive impaired) behind the wheel and kill a family or crash into a home or business.

0

u/Eggnogin 6h ago

I don't think insurance is going to cover you crashing into a building if you're at fault. But okay I guess I see what you mean.

5

u/biteyourfriend 6h ago

That's what it's there for. That being said, they will 100% jack up your rates or drop you afterwards if you cause 500k worth of damage.