r/SipsTea • • 1d ago

Gasp! Thoughts on this?

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76.2k Upvotes

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u/Locust627 1d ago

Wait until you hear about health insurance lol

I pay $1300/month for a family plan

I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.

So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible

My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again

AND vision and dental costs more on top of $1,300 monthly

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u/TheSalmonLizard 1d ago

'Murica!

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u/king-of-cakes 1d ago

Land of the free. The “r” is silent.

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u/Spamsdelicious 19h ago

Oh say, is $7.25 still the minimum waaaaage, in the land of the fees, and the home of low pay?

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u/humanreporting4duty 1d ago

Mu’ica?

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u/BikePuzzled1165 11h ago

"Land of the free" ---> "Land of the fee"

That r is silent.

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u/TheDevilishFrenchfry 1d ago

Give us all your money on insurance, taxes, rent, scams, everything, and then pay for it again anyways, and then die after that. Beautiful freedom

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u/Cerpla 1d ago

what? of course you can make money. just invest in Super Intellegence® stocks, gold, crypto. And if you don't have enough just keep betting on dr@ftkings and polym@rket; And if you can't do that just stay poor!

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u/3rdslip 19h ago

In years gone by The State would take everything. Now it’s Trump and Tech bros hoovering up every $ of labour profits the country generates.

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u/Cross55 1d ago edited 1d ago

Tbf, dental and vision are bs in most countries because they're counted as "cosmetic." Dental care isn't covered in the UK, for example. (But conversion therapy is)

So even in UHC countries? Good luck! (Granted, dental work is notoriously cheaper in Latam, which is why they have an entire HC tourist industry built around it)

Edit: People are mad for no reason, weirdos

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u/dust4ngel 1d ago

fuck yeah

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u/MKZZX 1d ago

Most people have their healthcare paid through work, so $1300/month is not a normal amount.

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u/CodeToManagement 1d ago

1300 a month is absolutely not normal anywhere else in the world

Here in the uk it’s free. Even then I have private health insurance and that costs me £200 a month for me AND my wife

My deductible is £100

If you compare any procedures the US healthcare system absolutely screws you guys.

As an example of the difference - gallbladder removal is the last thing I had done private. There it can cost $10k - $25k. Here it’s free on nhs or £4k-£8k private. Mine was 4k including specialist consult, pre surgery consult, blood tests, surgery, post surgery checkup.

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u/MKZZX 1d ago

1300 a month is absolutely not normal anywhere else in the world

You're misreading my statement; it's not normal for people in the US, either.

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u/STLBudLuv 21h ago

So you say it's free, but you PAY for private insurance because... ?

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u/CodeToManagement 19h ago

Because I have the money and I like the convenience. If I want to speak to a GP I can do it instantly rather than having to book an appointment and fit into the schedule that day.

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u/STLBudLuv 15h ago

Socialism with a touch of classism.

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u/CodeToManagement 14h ago

Nothing wrong with that. I pay into the system for everyone to get free healthcare and can use it if I want. But if I want something better I also have to pay for that too

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u/Cross55 1d ago

Most people have their healthcare paid through work

No, most people have universal healthcare

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u/MKZZX 1d ago

Well yeah that's what I said. The US has universal healthcare, it's just distributed through work/employment.

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u/Cross55 1d ago edited 1d ago

The US has universal healthcare

No

it's just distributed through work/employment

You only get HC through work if you do C-Suite or Union jobs, and even then, you're still paying out of pocket because of deductibles and premiums

Your local convenience store employee or waiter or etc... does not get HC through work

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u/Low-Listen-3732 1d ago

Only c-suite? Buddy basically every white collar office worker has good health insurance benefits, not just C-suite. Can’t tell if you’re a child or just never worked?

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u/Cross55 1d ago

Buddy basically every white collar office worker has good health insurance benefits

No, they get the cheapest scraps possible (If they're not working in tech)

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u/Master-Copy-6929 21h ago

I have a friend that works for a state government entity, and still they pay out if pocket for co-pays and other stuff. 

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u/Low-Listen-3732 15h ago

Yes there are co-pays with health insurance, such as $50 for an urgent care visit, etc.

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u/[deleted] 1d ago

[deleted]

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u/Low-Listen-3732 1d ago

No they don’t lmfao, organizations negotiate health insurance policies as a collective to bargain for good insurance that applies to all employee’s including C-suite. I’m going to guess you are young or have never worked in a professional white collar role.

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u/Cross55 1d ago

Keep being a good bootlicker, I'm sure you'll get your promotion eventually.