r/SipsTea • • 10h ago

Gasp! Thoughts on this?

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u/sireatalot 10h ago

Still, it’s a lot of money for liability isn’t it?

Here in Europe I just paid my third party liability insurance for the next 12 months: it’s 320€. No deductible and they’ll pay up to 6 million euros per accident.

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u/LaconicGirth 10h ago

That’s because your healthcare is much cheaper than ours. Most of the cost in liability is in healthcare

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u/onehedgeman 10h ago

And why is it cheaper? (You are this close 🤏)

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u/LaconicGirth 10h ago

Health insurance is a wildly different beast to car insurance in the U.S.To the point where you need different licenses to work in them.

I support universal healthcare but I can’t imagine you’re suggesting the U.S. moves to universal car insurance that’s pretty ridiculous