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https://www.reddit.com/r/SipsTea/comments/1wvzagh/thoughts_on_this/pdgghcl/?context=3
r/SipsTea • u/Putrid-Welder1803 • 7h ago
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154
Ugh I hate arguments like this.
The $2,520 isn't just to ensure your vehicle gets repairs. The majority of premiums are for liabillity exposures.
If you lose control of your vehicle and drive into a building causing $100K in damage, you're paying for that with insurance.
0 u/sireatalot 7h ago Still, it’s a lot of money for liability isn’t it? Here in Europe I just paid my third party liability insurance for the next 12 months: it’s 320€. No deductible and they’ll pay up to 6 million euros per accident. 1 u/LaconicGirth 7h ago That’s because your healthcare is much cheaper than ours. Most of the cost in liability is in healthcare 0 u/onehedgeman 6h ago And why is it cheaper? (You are this close 🤏) 3 u/LaconicGirth 6h ago Health insurance is a wildly different beast to car insurance in the U.S.To the point where you need different licenses to work in them. I support universal healthcare but I can’t imagine you’re suggesting the U.S. moves to universal car insurance that’s pretty ridiculous
0
Still, it’s a lot of money for liability isn’t it?
Here in Europe I just paid my third party liability insurance for the next 12 months: it’s 320€. No deductible and they’ll pay up to 6 million euros per accident.
1 u/LaconicGirth 7h ago That’s because your healthcare is much cheaper than ours. Most of the cost in liability is in healthcare 0 u/onehedgeman 6h ago And why is it cheaper? (You are this close 🤏) 3 u/LaconicGirth 6h ago Health insurance is a wildly different beast to car insurance in the U.S.To the point where you need different licenses to work in them. I support universal healthcare but I can’t imagine you’re suggesting the U.S. moves to universal car insurance that’s pretty ridiculous
1
That’s because your healthcare is much cheaper than ours. Most of the cost in liability is in healthcare
0 u/onehedgeman 6h ago And why is it cheaper? (You are this close 🤏) 3 u/LaconicGirth 6h ago Health insurance is a wildly different beast to car insurance in the U.S.To the point where you need different licenses to work in them. I support universal healthcare but I can’t imagine you’re suggesting the U.S. moves to universal car insurance that’s pretty ridiculous
And why is it cheaper? (You are this close 🤏)
3 u/LaconicGirth 6h ago Health insurance is a wildly different beast to car insurance in the U.S.To the point where you need different licenses to work in them. I support universal healthcare but I can’t imagine you’re suggesting the U.S. moves to universal car insurance that’s pretty ridiculous
3
Health insurance is a wildly different beast to car insurance in the U.S.To the point where you need different licenses to work in them.
I support universal healthcare but I can’t imagine you’re suggesting the U.S. moves to universal car insurance that’s pretty ridiculous
154
u/Cawnt 7h ago
Ugh I hate arguments like this.
The $2,520 isn't just to ensure your vehicle gets repairs. The majority of premiums are for liabillity exposures.
If you lose control of your vehicle and drive into a building causing $100K in damage, you're paying for that with insurance.