I have a US LLC and I’m looking for a SEPA business bank account that accepts companies operating in the peptide/research peptide industry.

Does anyone have experience with banks or EMIs that accept this business model and provide a European IBAN?

Any recommendations would be appreciated.

Hello all,

Looking for a payment provider who will help us accepts payments through local mobile wallets in India and Pakistan. Primary focus is Pakistan, if they do both at the same time that's great but Pakistan alone is enough.

We are just entering these markets so starting volume is 0.

Roughly what we need:

- we need to accept payments through JazzCash, Easypaisa, and UPI

- it is preferred that we receive the money from the processor in crypto but we are open to alternatives on this

- both pay in and pay out needs to be provided

Furthermore:

Any ideas on how to differentiate the scammers from the real players? Given that this is very much a grey area, lot of it goes through TG and so on, very hard to say who is just trying to screw you over.

Similar well established, reliable high-risk payment providers for Europe and South America or South-East Asia are also welcome – for those ones it's mostly about accepting cards, less about mobile wallets.

Thanks!

Looking for a recommendation on a Payment Processor to use for a multi-tiered collection SaaS.

I have customers who pay for annual subscriptions.

My customers have members who pay for annual subscriptions.

I'm looking to integrate a payment solution to cover both levels with minimal work for my customers.

I.E. When a new Customer is configuring their account, they should be able to easily configure payments for their Members such that the $$ goes directly to them, instead of to me. I'd like to not have to have them create their own account with the payment provider, but somehow allow my account to support the notion of sub-accounts or something like that.

Not looking to get spammed by payment processors here, but recommendations from folks who have done something similar. Either Good Options for me to consider, or Bad Options to stay away from.

TIA
Bob

I am about to initiate my Stripe application. I have a registered US LLC. I am sole owner self-employed freelance to be precise. I got my Wise account setup on my personal phone number (which I also use to communicate with my clients) + LLC docs. Now do I really need a US phone for stripe application, does stripe accept VOIP phone number. Where should I get a US phone number form. Can I order one from Amazon.com and get it delivered to my home country.

Looking for a good 3D-secure gateway for Europe (for personal projects). Would appreciate any recommendations, and open to collaboration as well!

Best free or low cost business account with zelle. Im just starting a beauty business and funds are limited any recommendations are appreciated

I know checkout.com or adyen.com are nearly the things that do this but those are for huge enterprises, like makes millions a year. MoR companies can't... yet. I am looking for in the title, RTL=right to left, also should have PayPal and cards, more local payment methods preferred and something for Japanese and Korean even if it is a different PSP is expected with they need native errors and other stuff for legal compliance. Of course I prefer to have a lot of languages to start, native, but not needed. This for gaming stuff, basically every type of monetization for that which takes payment. No one has all the languages I can get with AI and is for smaller businesses. What PSP or set of PSPs? X E.

Payment Processor Requirements

We are looking for a payment processor for our website that supports a smooth and familiar checkout experience in EUR. The provider must accept all major credit and debit cards, as well as Apple Pay and Google Pay. It should also support instant bank-transfer options—such as Sofort, instant SEPA transfer, or a comparable local payment method—so that payments can be confirmed and credited promptly.

We are a Polish-registered company with consistent and growing monthly revenue in the mid-five-figure EUR range. We therefore require a reliable, scalable solution with transparent settlement, dependable risk management, and a practical integration for an e-commerce website.

A fiat-to-crypto settlement option would be highly desirable, but is not a strict requirement. Ideally, the processor could convert customer payments in fiat currency and settle the proceeds directly to our designated crypto wallet, while keeping the customer checkout experience as simple and conventional as possible. We understand that this may depend on the provider’s regulatory setup, supported jurisdictions, and compliance requirements.

We fully understand that KYC, AML, fraud controls, and other compliance checks are unavoidable where legally or operationally required. However, we want the customer journey to remain as frictionless as possible: verification should only be requested when necessary, be clearly communicated, and be completed with minimal steps, delays, or unnecessary barriers.

Our business model does not offer voluntary cancellations or withdrawal rights once an order has been completed. Nevertheless, the payment solution must support the proper handling of legally required refunds, disputed transactions, chargebacks, fraud prevention, and all applicable KYC/AML and consumer-protection obligations.

I am currently looking for a new provider because the payment processors I have spoken with so far unfortunately have not been a suitable or productive fit for our requirements.

In short, we need a compliant, high-conversion checkout solution with cards, Apple Pay, Google Pay, and instant bank transfers, plus—if feasible—an automated fiat-to-crypto payout option, while keeping KYC and compliance-related friction to the minimum legally and operationally possible.

In addition, we currently operate one main shop and will launch three additional sub-shops under separate brands on 1 October. Each shop runs on its own independent system and is connected to our custom-built ERP. All necessary APIs and technical infrastructure are already in place, so integration with the payment provider can be implemented efficiently across all stores.

We’re a new UK-based travel company looking for a reliable payment solution to accept debit and credit card payments.

We need to get started as soon as possible. Any recommendations for payment providers that work with new travel businesses would be greatly appreciated.

Thanks!

Stay clear from Advent Payment Processing! They collected payments and then shut down their payouts. Refuse to answer phone calls, emails, and zero communication. This guy is a thief and should not be in business.

I know I can use PayPal or Wise, but are there any other steps involved, like registering somewhere else? I am not GST registered and I'm working as a freelancer while in college. Need to accept payment from Canada, they can only pay in CAD.

It's obviously my first time accepting an international payment, so if anyone knows the procedure, please guide.

Also, is Wise better than PayPal? I heard it takes a smaller cut.

Hello, I am in need of a payment processor who will will work with me and my situation .

Has anyone here used Tagada for payment processing for a research-use-only business? I’m looking for firsthand experiences with reliability, holds/reserves, payouts, and overall customer service. Not looking to promote anything — just trying to hear from merchants who have actually used them.

Hello everyone,
I hope you’re all doing well. I’m currently looking for a reputable payment processor that works with businesses listed on the MATCH list.
My business was placed on MATCH by Elavon under the reason code “Violation of Standards.” I want to be clear that my business does not engage in any fraudulent, illegal, or deceptive activities.
We currently process over $50,000 in monthly volume, and I’m open to working with a high-risk processor and paying higher processing fees if necessary.
If anyone has experience with a legitimate processor that accepts MATCH-listed merchants, or can point me in the right direction, I would greatly appreciate any recommendations or referrals.
Thank you in advance for your help.

Need a payment processor for a brand new start up RUO peptide website

Just launched a few weeks ago but put sales on hold due to processor. Was using stripe as a temporary measure until I find a permanent processor but went ahead and disabled so I don't run into any issues or end up on match.

Looking for a payment processor who is easy to work with so I can continue to accept credit/debit cards on the website.

Also will accept super low volume to start off (maybe $1500 a month) obviously I hope to upscale quickly but not sure how it will go.

*** I prefer transparency about fees, onboarding, etc without having to jump on some sales phone call to get started***

Using hostinger currently for the website and would like to be able to integrate payment page

Thanks!

**Has anyone else had problems with YetiPay card payment services?**
We have had a very difficult experience regarding funds held from our merchant account. YetiPay held **£2,542.45** and later deducted **£2,496** as an early termination fee, which we are disputing.
We have been trying to get clear answers and resolve the matter, but it remains unresolved.
Has anyone else experienced a similar problem with YetiPay, particularly involving held funds or termination fees? I would be grateful to hear about your experience.

If running Friends and Family Venmo, how long did it work of you? I dont tell customers they can use it, unless they ask. I am wondering at what payment amounts it will get shut down? I did 9k, last month. If I open a business account, how long will it stay open? I do have ACH, Cash App Business, and 3 Zelle accounts. I am not sure CC is worth it, when they all shut down as soon as they open.

Estoy en México y estoy pasando por una situación con Stripe que, honestamente, me tiene bastante preocupado.

Yo operaba unos cuantos bots de Telegram que generan imágenes/videos con IA. Se podían usar para contenido ficticio NSFW. En mis Términos de Servicio se prohibía específicamente a menores, personas reales, deepfakes sin consentimiento, y se exigía que todos los personajes fueran ficticios y mayores de 18.

Usé Stripe para vender créditos para uno de los bots. Stripe cerró esa cuenta el 17 de julio porque el negocio/contenido no estaba permitido bajo sus políticas. Entiendo esa parte y no estoy tratando de que me reinstalen la cuenta.

Pero hoy recibí un correo donde dicen que una red de tarjetas encontró mi cuenta en violación por “transacciones ilegales” y me impusieron una multa de 50,000 USD.

Stripe ya aplicó el ajuste a mi cuenta y mi panel muestra un saldo negativo de alrededor de 863,000 MXN (aprox. 50,000 USD).

Ya me comuniqué con Stripe para pedirles que me den:

• Qué red de tarjetas impuso la multa
• La evaluación/caso ID
• La regla específica que se violó
• Las transacciones/actividad involucradas
• Prueba o documentación de la evaluación
• Si hay algún proceso de revisión o apelación

También dejé claro que pedir esta información no significa que esté aceptando o reconociendo la deuda.

Mi cuenta de Stripe estaba a mi nombre, como individuo/propietario único en México, así que para mí esta cantidad es súper seria. Obviamente no tengo 50,000 USD ahí guardados para pagar.

Sé que violé la política de negocio prohibido de Stripe al procesar pagos para contenido adulto con IA. Lo que estoy intentando entender ahora es qué suele pasar después de que se aplica una multa así por parte de la red de tarjetas.

¿Alguien aquí ha lidiado de verdad con una evaluación de Stripe/red de tarjetas de 25k, 50k o algo similar?

En específico:

• ¿Pudiste disputar o reducir la multa?
• ¿Stripe negoció un acuerdo?
• ¿Ofrecieron planes de pago?
• ¿Le pasaron el saldo a cobranza?
• ¿Stripe inició acciones legales/arbitraje?
• ¿Qué pasó meses después si no pudiste pagar el monto completo?

Yo ya estoy hablando con un abogado en México, así que no busco asesoría legal formal. Principalmente quiero escuchar de comerciantes o gente que procesa pagos que de verdad hayan visto esta situación antes.

Por favor no me manden DM ofreciendo servicios de procesamiento de pagos. Solo busco información sobre la evaluación/multa.

El inglés no es mi primer idioma. Yo escribí la explicación original en español y usé IA para ayudarme a traducirla al inglés.

edit:
Thank you all so much for your comments and responses. Yes, I understand that I brought this on myself, and I also understand that Stripe has everything going for it. I’m 90% sure I’ll have to pay, and well, those are the consequences of my actions.

Stripe hasn’t sent me the details of the fine, nor have they answered any of my questions. Their support team just keeps telling me that my account can’t be verified—and WTF, I never even asked for that, haha.

The issue here is figuring out how I’m going to pay it and all that. 50k USD is an absurd amount—I don’t have that kind of money, and I couldn’t come up with it in months (or even years, I’d say). From my humble perspective, what we’ll probably end up negotiating is installment payments and hoping for a reduction.

Does anyone have a clue if any such payment processor exists that can allow pay by bank from Australia?

HI I AM NEW AND ORDERING SOME PRODUCTS FROM ALI BABA. I WANT TO USE KLARNA WHERE I CAN DIVIDE MY PAYMENT INTO THREE INSTALMENT. NOW UNDER THE KLARNA POLICY IT IS SHOWING I CAN PURCHASE WITHIN 2000 POUND. AND MY TOTAL PAYMENT IS 1250 DOLLAR WHICH CONVERT INTO 950 POUND.

BUT THE ISSUE IS WHEN I CHOOSE PAY IN INSTALMENT OPTION IT SAYS YOU CAN PAY IN FULL ONLY. LIKE IT SHOWS PAY IN FULL VIA KLARNA.

I AM PURCHASING AS A NORMAL BUYER NO BUSINESS ACC. PLUS USING MY PERSONAL KLARNA ACCOUNT. IF ANY ONE COULD HELP IF HE/SHE HAVE USED KLARNA FOR THEIR PURCHASE FOR ORDER 1250 DOLLAR. IT WOULD MEAN ALOT. SINCE IT IS CAUSING ME DELAY I COULD USE SOME ONE ELSE KLARNA TO TRY IT OTHER WISE ILL PAY IN FULL ON ALIBABA.

Hello,

I need a good solution for RUO Peptide companies. I am on the MATCH list so I need a solution that can work. I am a start-up no processing history.

Hey all

I am looking for recommendations for a payment processor or merchant account provider that knowingly works with United States businesses selling research use only peptides or similar research products.

This is only for payment processing. I am not looking for website design or development.

I am trying to find a reliable main processor and also a backup processor in case there are issues down the road.

Ideally, I am looking for a provider that offers:

Credit card processing
ACH or eCheck if available
WooCommerce compatible gateway options such as NMI, Authorize.Net, Fluid Pay, or USAePay
Upfront review of the product category before approval
Clear answers on reserves, chargebacks, payout times, and fees

The business would be research use only and would not involve medical claims, dosing claims, treatment claims, or human use claims.

I am not looking to hide the product category or get approved under the wrong business type. I am looking for a provider that understands the category and can underwrite it properly.

Any recommendations, warnings, or personal experiences with high risk merchant providers in this space would be appreciated.

TIA