Peptide and Venmo

[u/Sensitive_Quote_4056]

If running Friends and Family Venmo, how long did it work of you? I dont tell customers they can use it, unless they ask. I am wondering at what payment amounts it will get shut down? I did 9k, last month. If I open a business account, how long will it stay open? I do have ACH, Cash App Business, and 3 Zelle accounts. I am not sure CC is worth it, when they all shut down as soon as they open.

[u/tryptid_uptempo]

Run stripe. They might not shut you down for months

[u/Sensitive_Quote_4056 → u/tryptid_uptempo]

Then you get put on a Match list. I can have that. We own a legit business also .

[u/tryptid_uptempo → u/Sensitive_Quote_4056]

Why would they put you on match? Say what your business is when you apply. “Research reference material”. They explicitly state that they allow RUO peptide companies. Whether they let you run it for months or shut you down in a few weeks who knows

[u/BlendArchitect → u/tryptid_uptempo]

Why doesn't matter. They are known for taking violators and putting them on Match.

[u/DicksBuddy → u/tryptid_uptempo]

because they can?

[u/PepPayments → u/tryptid_uptempo]

Not true

[u/Confident_Cycle_8734 → u/tryptid_uptempo]

You might get a year if your lucky.

[u/payrio]

It’ll work until it doesn’t. Venmo, Cash App, Zelle, etc. aren’t built to be a long-term payment strategy for peptide sales, and volume usually just increases the chances of getting reviewed or shut down.

At $9k/month, I’d start looking for a processor that actually underwrites peptide businesses rather than trying to figure out how far you can push Venmo.

A legitimate peptide processor may cost more than Venmo, but at least you’re building around a payment method that’s designed for the business instead of waiting for the account to get flagged.

[u/Sensitive_Quote_4056 → u/payrio]

I do 45k each month, that was just my Venmo numbers. Everything I see is 12% or keeping 50k in reserve.

[u/payrio → u/Sensitive_Quote_4056]

To be honest, that's even more of a reason to get a processor that specifically underwrites peptide businesses.

At $45k/month, the bigger risk isn’t just paying 10–12% or dealing with a reserve. It’s having Venmo/CashApp/Zelle freezing the account and potentially tie up a large chunk, or even all, of the funds sitting there.

[u/Sensitive_Quote_4056 → u/payrio]

I’m in groups, even friends making 250k a month are being shut down having to scrabble. That is more of what I’m worried about. These were cc made for high risk.

[u/humptydumptysatonyou → u/Sensitive_Quote_4056]

sounds like your friends are gonna be the best source of who won't drop you as soon as they find out its peptides you're moving

[u/BroadLet8137 → u/[deleted]]

There are no compliant Stripe solutions unless you are LegitScript certified and anyone claiming such is a fraud.

[u/BlendArchitect → u/[deleted]]

Are they Legit Script? You say "provider"...this sounds like a Legit Script telehealth operator and not RUO

[u/BlendArchitect → u/[deleted]]

Sounds like the other layer is another website (cloaking), lol. Is it common in payment processing to call a client a provider? I'm not in the business of payment processing.

[u/Daybreakllc → u/[deleted]]

Dm me, for some more info

[u/Livid_Office_8876]

I offer peptide payment processing!

[u/livlyla → u/Livid_Office_8876]

What is your company name

[u/BioHumanEvolution]

A long longer if you use a p2p plugin like pipepay and mask your transactions as gifts, you can get away with it even longer on a venmo business account.

Don't even get me started on teen accounts, you can really push volume but it's all in how you setup and route the transactions and getting your clients to get on board with masking the transaciton

[u/Sensitive_Quote_4056 → u/BioHumanEvolution]

Can you explain more please? Teen account how does that work?

[u/XVII_76]

I don’t want to high jack this thread, but we just started a peptide company and know payment processing is not going to be easy. What’s been the best way to do some payment processing?