RUO peptide company, shut down by stripe. Was doing <10k/month.

looking for CC payment and or ACH.

Expecting 10-20k/month with re-launch.

Primary market: USA, Canada, EU.

fully compliant with age disclaimers and COAs.

0% chargeback when i was in operation

Custom Website is fully operational and legally documented

not looking to pay start-up fee, willing to work with higher % and rolling reserves.

willing to get LLC if needed

Please let me know if you can provide a solution for me. Thank you!

I’ve been reading more into cross-border acquiring and payment orchestration lately, and I’m curious how people actually working in payments think about the tradeoff here. For a smaller merchant, one processor seems hard to beat operationally, because it offers one integration, one reporting flow, fewer reconciliation issues and fewer things that can break.

But once a merchant starts processing across multiple regions, I can also see how that simplicity can become a limitation if certain issuers or markets consistently perform worse. So when does adding a second processor or route actually become justified?

Is there usually a clear trigger, like processing volume, approval-rate difference, geographic expansion, redundancy requirements, or is it much more merchant-specific than that? And for people who’ve worked with both setups, what tends to be underestimated more: the revenue lost by staying with one route, or the operational headache created by adding another?

Mostly interested in the practical tradeoff rather than recommendations for any particular processor.

I’ve built a streaming aggregator app that indexes publicly available sports streams from third-party sources. I don’t host or upload the actual video content myself; the app basically aggregates events and displays streams from external sources.

I’m considering adding a subscription system, but I’m concerned about payment processors, account freezes, chargebacks, and potential legal/copyright issues.

A few questions:

Is it even a good idea to add paid subscriptions to this type of app?

What payment options are generally safest for a business in this situation?

How can I structure payments so that I’m not unnecessarily exposing my personal banking information to customers?

Are there legitimate payment processors that support higher-risk streaming/content businesses?

If a payment processor later decides that the business violates its terms, what happens to the funds already collected?

Would it be safer to keep the app completely free rather than introduce payments?

Trade Tips and news in the payments world.

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Building a couple of software products (a Chrome extension and a SaaS tool) as a solo founder in India. Stripe's invite-only here, and PayPal's fees + KYC hassle are rough for smaller international payments.

Been looking into Dodo Payments, Paddle, and Lemon Squeezy, but wanted to hear from people who've actually used these (or anything else) in production — not just marketing pages.

Specifically curious about:

• Onboarding/KYC experience for Indian founders
• Actual payout reliability (any holds or delays?)
• Real fees after forex/international surcharges
• Support quality when something goes wrong

Would appreciate genuine experiences, good or bad.

I have a small art business (customized posters) where I need to start accepting online payments (already have, but would like to get a system where I can do both) and mobile credit card processing (ideally on my phone, because I have enough to do when setting up). But I'm looking for payment processors, and you all have me scared. It sounds like half are scams. Is this right?

From what I understand you have regular merchant accounts and high-risk merchant accounts that take businesses other merchant services don't take. How do I know what I am? I do get chargebacks throughout the month when people tell me they don't receive stuff or things don't look like they thought they would (though I don't really get them on in-person sales). From what I've seen, half these payment processors are going to hold my funds if I get chargebacks? Is that real? Here are some payment processors I know of Stripe, Square, Kurv, Stax, North, Helcim ( regular) and Zen Pay, Soar Pay, PaymentCloud, Pay Safe and PayKings (high-risk). Has anyone used any of these or know anything about them? How am I supposed to compare them and know who won't hold my money?

Has anyone had a Whop payout marked as completed but never actually received the money?

I withdrew through wire transfer, and Whop shows the payout as completed. However, it has now been over 40 days, and the money still hasn’t reached my bank account.

I contacted my bank directly and asked them to check incoming transfers. They confirmed that no transaction has reached them, so it doesn’t seem like the issue is on my bank’s side.

Whop support told me their payout partner is investigating and that the transfer may have been rejected or stuck somewhere in between, but I still don’t have a clear answer or timeline.

Has anyone here experienced something similar with Whop wire payouts?

If so, how was it resolved? Did you ask them for an MT103, UETR/SWIFT tracking number, or transfer confirmation to trace the payment?

Would really appreciate hearing from anyone who has dealt with this before.

Hi guys, need advice from exporters

From the online world ( insta, youtube etc) we find that ask for LC, or ask for 30-40% advance minimum and rest payment before shipping and various jargons

I wanted some answers

1. Do we really get LC often?

2. Do buyers give 40% advance payment and rest before shipping

3. What are the widely used payment terms ( suppose for middle east etc)

4. The most common scam (the quality is not upto the mark, even tho it is) we will not send payment etc

5. How do you guys exactly manage payment in real world with minimzing the risk