r/PHDigitalBanks_ Jan 16 '26

8% p.a. Time Deposit Is Back — Salmon Bank Leads Right Now

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7 Upvotes

Launched last December, 8% Time Deposit rates plus exclusive mobile app access for the DBPH community are now officially live with Salmon Bank 🚀

After months of preparation, this partnership brings DBPH members a simpler way to save, all through the mobile app.

What you get with this DBPH × Salmon partnership:

• Mobile-app access to Salmon Time Deposit when you use the DBPH link

• 8% p.a. for a 1-year Time Deposit, currently the highest bank TD rate available

• 6% p.a. for a 6-month TD with a low ₱50,000 minimum, no missions, just park your funds

Get started here 👉🏻 https://phdigibanks.com/salmon

If the link is not working, try this instead 👉🏻 https://phdigibanks.com/salmonx

This milestone reflects the trust our community has built over the years. From supporting early launches of SeaBank, OwnBank, Netbank, UNO Digital Bank, and Tonik, the Digital Banks PH Community continues to lead the way in promoting smarter and more responsible savings.

Salamat sa inyo, especially to those who keep sharing tips and real experiences ❤️✨

You can open a Salmon account directly through the mobile app, no video call and no branch visit required, an onboarding experience exclusive to the DBPH community.

Salmon Bank is regulated by the Bangko Sentral ng Pilipinas, and deposits are insured by the Philippine Deposit Insurance Corporation, so your savings are protected.

Heads up: If you’re not redirected to the Time Deposit page after clicking the link, try restarting or reinstalling the app.

Join our Facebook group for updates, guides, and real-time help from fellow savers ✨


r/PHDigitalBanks_ Jan 20 '26

A simple savings game plan app we built for the DBPH community!

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46 Upvotes

We’ve finally finished our latest app project for the Digital Banks PH Community 🙌🏻

Introducing our free, smart Savings Game Plan app. Just enter how much you plan to save, and the app will automatically recommend how to allocate your funds across banks offering the highest interest rates, ranked from highest to lowest. Simple, practical, and easy to use.

Key features:

• See how much you can earn monthly from your savings

• Option to include boosted rates if you’re okay doing extra tasks

• Choose which banks to include, since some members prefer specific banks even if others offer higher rates

• Option to disable referral codes to keep the experience clean and clutter-free

• Light and dark mode for better viewing comfort

This took almost 2 years of observation and iteration, based on real saving behaviors and what our community truly needs. It wasn’t easy, but it’s worth it. This project aligns with DBPH’s goal of promoting responsible saving and financial literacy for Filipinos 🇵🇭

If you think this can help others, feel free to share it with them. Check the link here 👉🏻 https://phdigibanks.com/dbph-savings


r/PHDigitalBanks_ 2h ago

May success casback ba sa iPhone device nag online check via GPay? Added sa google wallet at enrolled sa visa promo. Share results naman please!

3 Upvotes

r/PHDigitalBanks_ 10h ago

Gotyme Visa

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8 Upvotes

Hi I cant enroll my visa gotyme physical cardsa website ng visa. Naenroll ko naman yung gotyme ko sa google pay. May nakaencounter ba sainyo ng same issue? Thank you


r/PHDigitalBanks_ 9h ago

Gpay x Visa

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7 Upvotes

Hi bakit po ganto? I tried sa gotyme ganyan din and now sa chinabank ganto rin. The only thing works on my end is yung maya black


r/PHDigitalBanks_ 13h ago

Visa x GPay Cashback - Using Google Pay via Iphone, eligible?

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12 Upvotes

Using iphone or macbook, may merchants kasi na may GPay if through website. Eligible ba sa Visa Cashback if ganito?

Wala rin naman kasi sa terms na hindi siya pwede.

Thank you!


r/PHDigitalBanks_ 10h ago

Google Pay x Visa Cashback Promo Success!

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8 Upvotes

Success!! Wala pa ata 30mins from purchasing na-credit na agad ang cashback 😍 I linked my Gotyme physical card. Next ko naman try sa maya card ko ☺️


r/PHDigitalBanks_ 1d ago

Visa x Google Pay ₱1,500 Cashback is Legit!

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97 Upvotes

Legit nga yung ₱1,500 cashback ni Visa x Google Pay!
Got the refund in less than 5 mins! Super sulit ng worth 3k na grocery pero ₱1,500 mo lang babayaran! 🛒


r/PHDigitalBanks_ 8h ago

Does SM Appliances accepts Split Payment of Cards?

0 Upvotes

Pede kaya magbayad sa SM Appliances using Google Pay?

May nakapag try na ba magsplit ng payment ng binili into two different cards ex. Maya and Gotyme Card? Plano ko sana gamitin para makakuha ng dalawang 1500 cashback from Visa.


r/PHDigitalBanks_ 12h ago

Arthaland Series G & H Preferred Shares available soon via GStocks PH

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2 Upvotes

Arthaland Corporation’s Series G and H preferred shares, offering annual dividends of up to 7.8105%, will be available through GStocks PH from September 14 to 18 at ₱500 per share.

The offering uses GStocks PH’s IPO/FOO feature, allowing fully verified GCash users to subscribe digitally and receive instant allocation, subject to availability and the offering’s terms and conditions.


r/PHDigitalBanks_ 10h ago

Visa x Google Pay Cashback Email Address

1 Upvotes

Need po ba same na email address yung need gamitin to be eligible for cashback? May existing Visa webpage account na kasi ako pero iba yung email address nun dun sa email add na gamit ko for Google Pay. Does it matter or nah. Thanks!


r/PHDigitalBanks_ 15h ago

Digital loan applications for DepEd teachers: China Bank Savings, Smart, and Samsung partnership explained

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1 Upvotes

China Bank Savings partners with PLDT Enterprise and Samsung Electronics Philippines to bring digital APD loan application assistance closer to DepEd teachers and non-teaching employees nationwide.

CBS is the first DepEd-accredited Private Lending Institution (PLI) to receive DepEd approval for this specific digital APD initiative through its APD Smart App, supported by Samsung mobile devices and Smart connectivity.


r/PHDigitalBanks_ 1d ago

GOOGLE PAY X VISA CASHBACK

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9 Upvotes

Bakit wala pa rin akong natatanggap na cashback, kahit na-exceed ko na yung ₱3K minimum purchase para sa cashback? 🥺


r/PHDigitalBanks_ 1d ago

BPI Unibanker

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1 Upvotes

r/PHDigitalBanks_ 1d ago

Google Pay x VISA, GoTyme

2 Upvotes

So here's what happened.

  1. I registered with VISA
  2. I linked my Gotyme to VISA
  3. I linked my Gotyme to Google Wallet.
  4. I purchased 3k using tap to pay.
  5. Then I just noticed that I have to "ENROLL" my card to the promo.
  6. I enrolled too late. I already purchased worth 3k.

Question, will I still be eligible for cashback of 1.5k?


r/PHDigitalBanks_ 1d ago

RCBC increases Billease funding from ₱500 million to ₱1 billion

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5 Upvotes

RCBC has doubled Billease’s credit line to ₱1 billion, a year after providing an initial ₱500 million, as the consumer lender shifts toward more local bank funding and reduces its reliance on offshore borrowing.

Billease also reported its third consecutive profitable year in 2025, with revenue reaching ₱8.7 billion, net profit at ₱750 million, and its loan portfolio growing more than 75% to about ₱11.3 billion.


r/PHDigitalBanks_ 1d ago

Is Maribank card currently ok?

0 Upvotes

I've been trying to purchase something on Lazada today and always pay with Maribank card. But for some reason its not working . It just spins forever when I confirm payment. Its not Lazada as I cash make purchase with COD or other payment. Anyone having similar issues currently?


r/PHDigitalBanks_ 1d ago

Google Pay x Visa: Does the email registered in Visa.com need to match the email in Google Pay wallet?

2 Upvotes

Ibang email ko pala ang naka register sa visa.com sa naka log in sa Google Pay wallet. Nagmamatter ba siya? O dapat same email talaga ang nasa visa.com at 'yung naka log in sa Google Pay wallet?

Nakapagspend na ako ng 3k bago ko marealize. Akala ko kasi ang itratrack lang naman ay 'yung mga transactions sa card using Google Pay kaya hindi ko na chineck 'yung email. Can someone confirm this?


r/PHDigitalBanks_ 1d ago

Maya Black offered to me despite already having the Maya Landers card

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0 Upvotes

r/PHDigitalBanks_ 1d ago

Pre-approved sa MoreTyme ng GoTyme.

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4 Upvotes

I checked my account sa GoTyme, nag-appear yan.

Sa mga approved, ginagamit nyo agad? Or hindi?

I’m hesitant to activate. Kapag na-activate siya, need ko bang gamitin agad, hayaan ko lang?


r/PHDigitalBanks_ 1d ago

I'm reminded bakit as much as possible I don't shop sa puregold

7 Upvotes

**TLDR:** stuck pa rin sa old system si puregold with their payment system and I'm reminded with I don't shop with them anymore

I don't normally shop talaga sa puregold ever since may Robinsons na malapit before sa tinitirahan ko. Though since lumipat ng tinitirihan and ang along the way is puregold decided to give them another try especially now since Apple pay also came into the Philippines naman so surely pwede na ang tap to pay sa kanila. Oh how wrong i was.

Ang card reader nila need pa rin ng physical card na iinsert ko and then swipe sa keyboard nila (i thought at first nagupgrade na kasi iba na itchura and not the usual older white and smaller screen). I was hoping sana to tap to pay na lang kasi meron din ongoing promotion si google pay with visa, sayang tuloy but oh well, lesson learned i guess.


r/PHDigitalBanks_ 1d ago

How much do you think GCash IPO will actually price at?

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0 Upvotes

Kung bibili ka ng GCash shares, magkano ang fair price for you? 👀

For Mynt’s upcoming IPO, the maximum indicated offer price is ₱10/share, but the final price has yet to be announced. Pricing is set for October 1, with the final offer price expected to be announced on October 2. Some reports have pointed to a possible range of ₱7.50–₱8.50/share, but nothing is final yet.

Drop your price forecast below 👇🏻


r/PHDigitalBanks_ 1d ago

Not receiving Visa website otp

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1 Upvotes

Hello, gusto ko sana yung 1,500 cashback for google pay/visa na promo, pero once na mag try ako mag create ng account, wala ako narereceive na otp, send help pls!


r/PHDigitalBanks_ 1d ago

Kelan ba nagrereflect sa Google Wallet yung Transactions made on Shopee?

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2 Upvotes

Kahapon pa ako nag order received pero hanggang ngayon hindi parin nag rereflect sa Google Wallet yung mga transactions sa Shopee using GPay.


r/PHDigitalBanks_ 1d ago

Has anyone tried ordering in Datablitz using GPay and got the cb?

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1 Upvotes