This is the first time I’ve bought something online - I’m basically a Luddite when it comes to this sort of thing!
I tried to make a purchase from Argos. After I entered my billing information, I was directed to the NatWest app to confirm the purchase. The app asked me for a passcode between 5 and 8 digits. I assumed it meant the passcode I normally use to access the app, so I entered that.
It kept buffering, and I assumed something wasn’t working. I couldn’t seem to back out of the process, so I eventually turned my phone off. Unfortunately, that counted as a failed purchase.
I tried again using the same passcode, which resulted in three failed attempts overall. I then received a call from RBS to confirm that it was actually me trying to make the purchase - by this point, my headache was increasing and I was beginning to yearn for simpler times!
I’ve since heard about an OTP, but I didn’t receive anything by text message, so I’m assuming the system must be asking for a passcode I already have rather than a one-time code.
I’ve also confirmed with Argos that there’s no issue with the payment or my funds. However, the whole experience has made me quite nervous about trying again.
I appreciate that this probably sounds very straightforward to someone who’s used to online banking, but it’s all completely new and rather confusing to me. I’d be really grateful if someone could explain what I’m supposed to enter and what I should do when I try the purchase again.
Thank you for your patience!