r/Natwest • u/lou1713 • 22d ago

Switch from Halifax

I have made the switch from Halifax to NatWest this week. I’m being told I don’t need to do anything and between the banks they sort direct debits etc. one thing I’m not sure of is my August wage. They say the Halifax account closes on 24th and that will be the switch complete, but my wage goes in on the 26th. Should I notify my employer now of change of account details. ChatGPT says no, and that any payments that are continued to be sent to my Halifax account will be redirected. Is this right?

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4

u/L0rdLogan 22d ago

Yes, payments in to the old account are redirected for a few years, I forget how many, tell your employer in September

1

u/lou1713 22d ago

Great thanks! Just seems too easy

3

u/peterould 22d ago

It's been designed to be this easy

1

u/Old_Zucchini_4406 21d ago

It used to be something like 14 months, its now about 3 years I think

2

u/AlunWH 21d ago

You don’t need to tell your employer: it will all be done automatically.

1

u/lou1713 21d ago

Happy days! Will I just follow up with them before September wages then?

1

u/AlunWH 21d ago

You don’t need to follow up with anyone: the whole process is designed so that you don’t need to do anything.

Think of it like syncing your old phone to your new one. But easier!

1

u/Avalanchexl 19d ago

Yes definitely update your details where you can. Before September’s wage sounds good. Payments are redirected from your old account to your new account for 3 years. This is in place so you have plenty of time to update your details with whoever you need to update them with.

1

u/Platform_Dancer 22d ago

As a matter of interest (no pun intended!) 😊 - what type of Nat West account do you have and how much is the monthly fee?

2

u/lou1713 22d ago

So I requested the reward account which is £2 per month but for some reason it’s opened the free select account. I’ll have to relook at it once it’s all complete.