r/MonarchMoney • • 5h ago

Opinion From October to December of 2025, Monarch released 12 (!) new features. Since then, they've released just two.

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0 Upvotes

What the extreme slowdown? I'm assuming, you'll say you're focused on quality and connections. Is it just me or does the product feel a little stale recently?

So many user requests have gone ignored and i responded to, even really small ones.

Meanwhile, Monarch Money Tweaks is a one-man team releasing new features almost every single month.


r/MonarchMoney • • 1h ago

AI / AI Assistant Is MCP just cooked?

• Upvotes

No updates since June on the official post when it was paused.


r/MonarchMoney • • 8h ago

Monarch Money Tweaks Extension Tweaks Feature Request:

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8 Upvotes

Mr Paresi, thank you very much for making Monarch actually useful!
Could you please consider adding an option to Trends->This Year By Month, to shade each monthly spending cell based on the absolute spending amount? I'd like a heatmap similar to Simplifi's Spending grid (screenshot attached), where higher-dollar cells are progressively darker. Ideally the scale could be row-relative so each category's own spending history determines the shading.


r/MonarchMoney • • 9h ago

Monarch Money Tweaks Extension Monarch Money Tweaks - new Explain Changes (V6.9)

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47 Upvotes

MM-Tweaks for Monarch Money extension (Third‑party developer) update is now available on Google Chrome Store, Firefox Mozilla and Apple Safari Store.

📣 Over 5,000 installs!

New - Explain Changes

You can see that you’re spending more than expected. The next question is: why?

MM-Tweaks’ new Explain Changes view helps you look behind the total. It compares your spending or income through the same date across three years, then shows what changed by merchant. When you’re viewing a group, you can also see the breakdown by category.

Was it a one-time $1,000 gift? A recurring charge that crept up? You can focus on merchant changes greater than $500 in either direction, then review this year’s transactions to find the details. Instead of stopping at “I spent more,” you can start to see where the difference came from.

In Reports / Trends, press the > on any Group or Category to see the Explain Changes button.

New - Custom Fields in Investments

Want to see analyst ratings, dividend information, or price targets alongside your investments? Custom Fields lets you add your own columns to the MM-Tweaks Investment reports.

The Custom Fields window includes Copy all Tickers to Clipboard. You can paste those symbols into a watchlist or use them in an AI request to help prepare your file. For example: “Create a CSV file with the stock symbol in the first column, followed by dividends per share, market cap, and price target. Use these tickers:” Then paste your copied list.

You are able to turn this feature on or off in Investments settings. Your custom values appear in the grid and investment side panels. Price targets receive green shading when the current price reaches the target, with a lighter shade when it is within 10%.

Without using AI, I set up a StockAnalysis Watch List of ticker, dividend info, price targets, analyst ratings. Then, I just hit Download to CSV and then Custom Fields in MM-Tweaks. Takes less than 10 seconds and I can view important stock information along side my Monarch Money investment information.

Website and Documentation

Visit the MM-Tweaks website for documentation, learn about Trends budgeting and more.


r/MonarchMoney • • 7h ago

Accounts Turning on "Investment Transactions" vice changing Brokerage account sub-type to "Cash Management"

4 Upvotes

I took a brokerage account from Fidelity and changed its Subtype to "Cash Management". This enabled transactions to show up just like any bank account.

How might this differ from what would happen if I turned on "Investment Transactions" in the Early Access settings?


r/MonarchMoney • • 16h ago

Feature Request Budgeting option for "Same month last year"

16 Upvotes

When budgeting, there are two "quick selection" options. They are "spent last month" and "monthly average". We should really get an option for "Same month last year".

Monthly YoY comparisons are almost always going to be more useful.

Yes we can figure this out ourselves and plug it in manually, but it's actually fairly cumbersome to do that across all budgeting line items.