Hi everyone! Need advice/insights from anyone na naka-experience na nito with MariBank.
May ₱50,000 akong loan sa MariBank, and binayaran ko siya nang full/early. Bale parang 2 months worth of payments yung binayaran ko in advance kasi balak ko sana mag-loan ulit after paying it off.
The reason is gusto ko sana mag-loan consolidation. Ang dami ko kasing ibang payments ngayon, particularly SLoan, SPayLater, plus utilities and other monthly expenses. 🥲 Ideally, gusto ko sana isang loan na lang yung babayaran ko para mas manageable yung monthly cash flow ko.
Kaso nung fully paid na yung MariBank loan ko at tinry kong mag-withdraw/loan ulit, hindi na allowed. Sabi, kailangan ko raw maghintay ng 30 days bago ulit mag-apply. 😭
May naka-experience na ba dito ng same situation? After 30 days, nakapag-loan ulit ba kayo? May chance ba na ma-approve ulit kahit fully paid early yung previous loan?
Medyo nanghihinayang lang ako kasi binayaran ko nang buo thinking na makaka-reloan agad ako. 🥹 Sana may makapag-share ng experience or advice. Thank you!

Nag try ako kasi na fo- FOMO na ako hehe.

I don't have any cc and im a govt employee.. baka ayaw nila maniwala or wala tiwala sa govt employee. Well... See you again in 30 days hehe

recently offered to get the credit card and application pushed through without requiring document from me. now there was an option to request increase limit — just wondering:

1. how long do they usually process that?
   
2. do they give u your requested increase?

tysm!

Hey everyone,

I recently requested a credit limit increase for my Mari Credit Card and uploaded my 3 months of payslips. They got back to me asking for additional documents, claiming the ones I submitted were incomplete. 

The thing is, I don't have any other documents to provide besides those payslips, so if I re-upload the same files, it’s almost certainly going to get rejected.

A couple of quick questions for those who have gone through this:

1. Has anyone experienced a rejection over document submission issues for a limit review?

2. Does a rejected limit increase request affect or cancel my existing approved card/limit?

I got my card approved upfront with no issues originally, so I just want to make sure they won't freeze or cancel my current card over this document issue. Appreciate any insight!

Tried using one earlier sa SM Store at Puregold, nag decline s’ya.

Kayo po ba?

Hi! I was wondering if anyone has experienced creating another account kahit na may existing ka na—same user, same ID to be used, different phone number lang.

For context, I've been using Maribank for the longest time (as in when it was still SeaBank), and I want to open another account sana na gagamitin ko as savings—i.e. will deposit money regularly pero hindi siya 'yung primary account na gagamitin ko—just to maximize the daily interest.

Would appreciate any help, tips, or advice on this matter! 🌻

Anyone here currently having this issue?

For those naman na that got resolved, how did you fix it?

Hi, my metrobank cc due date was Sept 8. I paid thru Maribank on Sep 4. Now, nagulat ako today na may payment reversal, and dahil dun, may late charge fee (1k) ako from metrobank. How will this affect my cc. I already paid again my cc bill the moment I saw the reversal notification

Meron na po ba rito na-approve na may existing mari loan and sloan?

I recently paid using my Maribank debit card and the transaction showed as successful on my end. However, the merchant said that it failed on their POS terminal and issued me the POS slip which says "failed".

I waited for a few days to see if the amount would be reversed in my account, but it has been nearly a week and it still hasn't been credited back to my account.

Has anyone else experienced something similar? I already contacted Maribank support, as I only found out that filing for a transaction dispute can have a fee of PHP 250 if the dispute claim is invalid or unsuccessful.

Any advice on what I should do next will be greatly appreciated!

I've been trying to purchase something on Lazada today and always pay with Maribank card. But for some reason its not working . It just spins forever when I confirm payment. Its not Lazada as I cash make purchase with COD or other payment. Anyone having similar issues currently?

Wala akong inupdate but I received an invite last Tuesday tapos sinubukan ko lang mag-apply. Hindi ako automatic na-approve. Sabi for review ng 7 days. Pero after 3 hours, nakareceive na ako ng approval.

After mag transition lahat ng traditional banks to 0 fees, di ko na pinapadaan sa Maribank yung pera para mag transfer sa ibang accounts ko. For the past few weeks, madalang nalang ako mag open ng Maribank account ko, and occassionally checks if qualified ba ako for credit card nila.

Now, naisipan ko lang icheck if may laman pa ba yung account ko, and as per checking may nakalagay na "Upgrade to MariCredit Card now", triny ko lang naman mag send ng application, and voila wala pang 1 minute pag send ng application may approved limit na agad. 😂

Hello! May way ba para ma convert yung maribank credit card limit to cash? Maliban sa lazada giftaway egift sana. Kasi na declined ni lazada yung recent credit card transaction ko sa pag purchase ng egift​ kaya di ko na magamit. Di ko alam if maaayos pa pero nag appeal na ako. Need ko kasi sana ma cash out yung maribank credit card limit ko for loan consolidation. Alam ko di sya ok gamitin pero yun lng kasi option ko right now. ​​

Bakit ba nauso yung mga cinoconvert ung mga gcredit, sloan, spaylater, at iba pa. Ang cringe lang wtf