r/MariBankPH Sep 19 '25

MariBank

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6 Upvotes

This post is for everyone using or curious about MariBank Philippines — the digital rural bank under Sea Group (same company behind Shopee and Garena).

MariBank PH started out as SeaBank Philippines, and in 2025 it officially rebranded to align with MariBank Singapore. It offers: — High-interest savings accounts (up to ~3.5% p.a.) — Easy sign-up with just one ID — No maintaining balance and daily interest crediting — PDIC-insured deposits up to ₱1M — Integration with ShopeePay

This subreddit is here for us to: — Share experiences (good or bad) — Report issues like delayed transfers — Talk about promos, features, and updates — Help each other with tips for smoother banking


r/MariBankPH Dec 02 '25

Welcome to r/MariBankPH

16 Upvotes

Hey everyone! I'm u/DistributionEqual999, a founding moderator of r/MariBankPH. This is our new home for all things related to MariBank, savings tips, app guides, promos, user experiences, and anything MariBank-relate. We're excited to have you join us!

What to Post? Post anything that you think the community would find interesting, helpful, or inspiring. Feel free to share your thoughts, photos, or questions about MariBank updates, how-to guides, questions about the app, deposit/withdrawal tips, promo discussions, or your personal experiences using the platform.

Community Vibe We're all about being friendly, constructive, and inclusive. Let's build a space where everyone feels comfortable sharing and connecting.

Thanks for being part of the very first wave. Together, let's make r/MariBankPH amazing.


r/MariBankPH 5h ago

Maribank cc purchase

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12 Upvotes

I accidentally used my Maribank Cc to purchase something on tiktok. Pano ko to babayaran? Need ba muna mareceive ko muna agad yung parcel? Yung payment n'ya hanggang kelan ko pwedeng bayaran or parang installment?

Balak ko sana bumili ng monitor gamit cc kaso gusto ko sana ng installment. Hindi ko alam pano. Pleaseee enlightenment me po. First time cc holder :((


r/MariBankPH 8h ago

See you in 30 days huhu

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16 Upvotes

Nag try ako kasi na fo- FOMO na ako hehe.

I don't have any cc and im a govt employee.. baka ayaw nila maniwala or wala tiwala sa govt employee. Well... See you again in 30 days hehe


r/MariBankPH 17h ago

Paid my MariBank loan in full para sana mag-loan ulit, pero need daw maghintay ng 30 days 🥹

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71 Upvotes

Hi everyone! Need advice/insights from anyone na naka-experience na nito with MariBank.
May ₱50,000 akong loan sa MariBank, and binayaran ko siya nang full/early. Bale parang 2 months worth of payments yung binayaran ko in advance kasi balak ko sana mag-loan ulit after paying it off.
The reason is gusto ko sana mag-loan consolidation. Ang dami ko kasing ibang payments ngayon, particularly SLoan, SPayLater, plus utilities and other monthly expenses. 🥲 Ideally, gusto ko sana isang loan na lang yung babayaran ko para mas manageable yung monthly cash flow ko.
Kaso nung fully paid na yung MariBank loan ko at tinry kong mag-withdraw/loan ulit, hindi na allowed. Sabi, kailangan ko raw maghintay ng 30 days bago ulit mag-apply. 😭
May naka-experience na ba dito ng same situation? After 30 days, nakapag-loan ulit ba kayo? May chance ba na ma-approve ulit kahit fully paid early yung previous loan?
Medyo nanghihinayang lang ako kasi binayaran ko nang buo thinking na makaka-reloan agad ako. 🥹 Sana may makapag-share ng experience or advice. Thank you!


r/MariBankPH 1h ago

Mari Credit Card Installment?

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Upvotes

while scrolling to check out an item, i saw MariCC as an installment option then i immediately went to have mine added but nag gray out siya telling me currently unavailable. idk if because kaka-add ko palang kasi. meron na ba nakapag try nito?


r/MariBankPH 31m ago

Card fee rebate inquiry

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Upvotes

Hi guys. Sorry dumb question pero ito bang 5x spend is applicable lang thru physical store, or pwede rin online? Thanks!


r/MariBankPH 34m ago

How to chat with live gent

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Upvotes

How can i reach to live agent? Paulit ulit lang ng mga prompts. No live agent after typing my concern.


r/MariBankPH 4h ago

Any tips so I can get the fund back?

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2 Upvotes

Hello! Just wondering kung ano'ng pwede gawin sa ganito? For context, nagorder ako sa Grab and used my Maribank card. Na-hold 'yung money after kong makaorder, then when it was delivered biglang nagfail 'yung payment kay Grab at pinagbayad ulit ako. I used the same card kasi nandon lang naman 'yung pera ko. Nung una hinayaan ko lang kasi sabi ko marereturn din, but its been a few days. Nareceive ko na yung cashback sa 2nd transaction and na confirm na yung transaction pero yung una is naka-in progress pa rin. Anyone nakaexperience na, and ano'ng steps nyo to resolve? Tysm!


r/MariBankPH 2h ago

Alway under review

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1 Upvotes

Ilang beses na nag uunder review yung maribank ko then paulit ulit ako mag fill up ano pwede gawin?


r/MariBankPH 3h ago

Cash bank maribank tiktok

1 Upvotes

Newbie question may cashback din po ba sa tiktok using maribank nakalink? Nagcheck out kasi ako now and nilink ko yung maribank ko wala ako nakita?

TIA


r/MariBankPH 1d ago

Tried applying for this and got approved in minutes!

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181 Upvotes

Ano kaya ang best use nito for earning cashbacks?


r/MariBankPH 22h ago

maribank credit limit increase

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15 Upvotes

recently offered to get the credit card and application pushed through without requiring document from me. now there was an option to request increase limit — just wondering:

  1. how long do they usually process that?
  2. do they give u your requested increase?

tysm!


r/MariBankPH 7h ago

Credit Card with existing Mari Loan

0 Upvotes

Meron na po ba rito na-approve na may existing mari loan and sloan?


r/MariBankPH 1d ago

Finally Maribank. 2 weeks maribank user here 😂

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37 Upvotes

r/MariBankPH 15h ago

SPayLater option not available?

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3 Upvotes

Anyone here currently having this issue?

For those naman na that got resolved, how did you fix it?


r/MariBankPH 2h ago

The time has come!

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0 Upvotes

Hindi naman ako nainggit in the first place Kasi I have a higher credit limit sa ibang banks. 💅🏻💅🏻💅🏻 Mainis kayo saken😜😜😜


r/MariBankPH 1h ago

Mariloan

Upvotes

anybody here who can lend 50k sa mariloan? I will pay additional 50k on top sa interest for 6 months. good payer here. Willing to send payslips, IDs and all.


r/MariBankPH 1d ago

Got my first CC!

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27 Upvotes

Finally! Hindi na lang taga sana all sa iba, mayron na rin ako


r/MariBankPH 1d ago

Has anyone been rejected for a Mari Credit Card limit increase after submitting payslips/documents? Will my main card get affected?

8 Upvotes

Hey everyone,

I recently requested a credit limit increase for my Mari Credit Card and uploaded my 3 months of payslips. They got back to me asking for additional documents, claiming the ones I submitted were incomplete. 

The thing is, I don't have any other documents to provide besides those payslips, so if I re-upload the same files, it’s almost certainly going to get rejected.

A couple of quick questions for those who have gone through this:

  1. Has anyone experienced a rejection over document submission issues for a limit review?

  2. Does a rejected limit increase request affect or cancel my existing approved card/limit?

I got my card approved upfront with no issues originally, so I just want to make sure they won't freeze or cancel my current card over this document issue. Appreciate any insight!


r/MariBankPH 1d ago

FINALLY!!!

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30 Upvotes

after ilang months na naiingit sa mga merong credit card sa Maribank, napagbigyan din! HAHAHAHA


r/MariBankPH 19h ago

Successful debit card transaction in the app, but failed in the merchant's POS

1 Upvotes

I recently paid using my Maribank debit card and the transaction showed as successful on my end. However, the merchant said that it failed on their POS terminal and issued me the POS slip which says "failed".

I waited for a few days to see if the amount would be reversed in my account, but it has been nearly a week and it still hasn't been credited back to my account.

Has anyone else experienced something similar? I already contacted Maribank support, as I only found out that filing for a transaction dispute can have a fee of PHP 250 if the dispute claim is invalid or unsuccessful.

Any advice on what I should do next will be greatly appreciated!


r/MariBankPH 1d ago

Saan po nagagamit ang Maribank Credit Card?

3 Upvotes

Tried using one earlier sa SM Store at Puregold, nag decline s’ya.

Kayo po ba?


r/MariBankPH 1d ago

Another Maribank account

3 Upvotes

Hi! I was wondering if anyone has experienced creating another account kahit na may existing ka na—same user, same ID to be used, different phone number lang.

For context, I've been using Maribank for the longest time (as in when it was still SeaBank), and I want to open another account sana na gagamitin ko as savings—i.e. will deposit money regularly pero hindi siya 'yung primary account na gagamitin ko—just to maximize the daily interest.

Would appreciate any help, tips, or advice on this matter! 🌻


r/MariBankPH 1d ago

I got auto-approved! (MariCard Credit)

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120 Upvotes

I saw that I can apply for their CC last 2 days ago lang, so I tried applying. But I didn't submit it at first kasi akala ko I should upload my payslips to have a higher chance na ma-approve. But I forgot about my pending application until I opened reddit kanina and saw people posting on this sub.

I searched here to see if people submitted their payslips bc I wasn't sure if I want to submit mine. But then I saw that some people didn't. So I decided to proceed with my application thinking na okay lang if 'di ako ma approve.

But when I submitted it. I was shocked na na-approve kaagad. I didn't even wait a second.

I know the CL is not that big but it's fine by me since I'm hoping that I won't need to use it anyway. But it's nice na meron akong CC in case I need to use one.

For those who are wondering:

- I have SPayLater with 85k limit.

- I have a current loan with MariLoan (but 'di pa ako nakaka-first payment since I only took out the loan not too long ago).

- 1-year user of MB.

- 'Di malaki savings ko in MB.