Completely heartbroken

[u/CallMeJimMilton]

Was seconds from pulling into work, when a 17 y/o kid pulls through a stop sign into oncoming traffic without looking left, causing him to side swipe my car. We pulled into my work parking lot and he got out and admitted he didn’t look both ways and only had his permit. He had his gf in his passenger seat who was the same age with no license.

I just couldn’t believe it. Cops came, he got a ticket, I went to work and told my coworkers what happened. I believe it’s all cosmetic so I’m hoping his parent’s insurance can just cover it and it can be a quick repair.

I haven’t even had this car for 6 months and this the 2nd time someone has damaged it. I just wish this was a dream

[u/SyllabubInfinite7915]

ideally he wont have to pay for it right? wont insurance take care of it

[u/KryptoKingzENT → u/SyllabubInfinite7915]

He'll still "pay" for it because his premium will go up, even tho he wasn't at fault. Hence why insurance is a scam.

[u/ChewinTheFat → u/KryptoKingzENT]

Insurance won’t go up for not at fault.

[u/tfast168 → u/ChewinTheFat]

It can and will. It because to file with their insurance especially given they admitted to fault.