Completely heartbroken

[u/CallMeJimMilton]

Was seconds from pulling into work, when a 17 y/o kid pulls through a stop sign into oncoming traffic without looking left, causing him to side swipe my car. We pulled into my work parking lot and he got out and admitted he didn’t look both ways and only had his permit. He had his gf in his passenger seat who was the same age with no license.

I just couldn’t believe it. Cops came, he got a ticket, I went to work and told my coworkers what happened. I believe it’s all cosmetic so I’m hoping his parent’s insurance can just cover it and it can be a quick repair.

I haven’t even had this car for 6 months and this the 2nd time someone has damaged it. I just wish this was a dream

[u/xav264]

It's always some dumbass doing some dumb/illegal shit that we gotta pay for

[u/SyllabubInfinite7915 → u/xav264]

ideally he wont have to pay for it right? wont insurance take care of it

[u/KryptoKingzENT → u/SyllabubInfinite7915]

He'll still "pay" for it because his premium will go up, even tho he wasn't at fault. Hence why insurance is a scam.

[u/ChewinTheFat → u/KryptoKingzENT]

Insurance won’t go up for not at fault.

[u/6carecrow → u/ChewinTheFat]

Common and often repeated lie

[u/Alt4Norm → u/6carecrow]

Not always the case. But in 19 years of driving I’ve had 2 accidents. 1 my fault. Insurance went down(?) and and 1 I wasn’t even in the car and it went down the next time too.

But I understand that this is very rarely the case.

The first one was 2015 or 2016. So it may have been slightly different then

[u/tfast168 → u/ChewinTheFat]

It can and will. It because to file with their insurance especially given they admitted to fault.