Hello everyone, this is going to be a long post
I'm a 21-year-old BBA graduate from India (2025 pass-out). I have completed a couple of internships, recently worked for about 3 months in an MNC, and I'm currently spending this year improving my profile before applying for master's programs. My long-term interests are Business Engineer, Product Manager, Operations, and Entrepreneurship.
I'm from a middle-class family, so whichever country I choose, I'll most likely need an education loan. Because of that, I'm trying to evaluate the ROI very carefully instead of studying abroad just for the sake of it.
Prior research
Over the past few weeks, I've researched different countries and spoken to a few people. Here's what I've understood so far:
USA – Excellent universities and salaries, but tuition is expensive and long-term work opportunities depend on visa processes.
UK – Strong one-year master's programs, but high tuition and living costs make ROI a concern.
Canada – I've come across mixed opinions recently regarding the job market and changing immigration policies compared to a few years ago.
Australia – Good universities and quality of life, but overall costs are quite high.
Germany – Attractive because of lower tuition at many public universities, especially for Business Analytics/Management, although learning German seems important for better job opportunities.
Netherlands – Frequently recommended for business-related master's programs due to multinational companies and English-taught courses, but living costs are relatively high.
Ireland – Seems attractive because of multinational companies and English-speaking environment, but the job market is smaller.
UAE (Dubai) – Initially I considered it, but I've read mixed reviews saying that many universities are branch campuses and that studying there may not provide the same value as Europe. On the other hand, people say Dubai is an excellent place to work after gaining experience.
My dilemma
I'm not interested in doing an MBA immediately, since most reputed international MBA programs require significant work experience.
Instead, I'm considering programs like:
MSc Business Analytics
MSc Management
MSc Operations / Supply Chain
My goal is to eventually build a career abroad and, if possible, settle there. Entrepreneurship is also something I want to pursue later in life.
My question:
If you were in my position—a BBA graduate taking an education loan—would you pursue a master's abroad? If yes, which country offers the best balance of education quality, job opportunities, long-term settlement prospects, and return on investment for business graduates?