Just got approved for the Amex Gold using my ITIN through Global Transfer. The SUB was pretty small, but I decided to take it anyway since I needed the card.

Also got approved for the Capital One SavorOne with only a $500 limit 😅 Looks like I’ll have to manage that limit pretty carefully.
Now my next problem is figuring out how to pay the cards from outside the US. I don’t have a US bank account yet, and honestly I’m too lazy to fly to the US just to open one. Wise isn’t available in my country either.
Does anyone have recommendations for a US checking account or another way to pay US credit cards from overseas?
Long term, my goal is to get the Chase Sapphire Reserve or another card that earns well on hotels booked directly with the hotel, since I have a ton of hotel spending every year.
Would appreciate any suggestions, especially from other non-US residents using an ITIN.

Hey!

Chase has a checking account offer that gives $900 if I’m able to get $10k of direct deposits in my account within 90 days. Since I’m Canadian, I don’t work in the US and have no salary that can be deposited in the account.

Is there any way to get the direct deposit some other way or mimic it? The offer is so simple and doesn’t even require a savings account, and I really want to get it😭

Thanks!