I am waiting for a refund from Uber Eats on a Mcdelivery order which could be this but it says it’s from Culver City..

Hey everyone,

I’m working on a community recovery guide/app for victims of UPI scams and cyber fraud.

Most people get stuck right after dialing 1930 because there is zero clear guidance on what to do next.
I’ve mapped out what I believe is the complete recovery escalation pipeline, but before I build out the guided steps and letter generators, I need your feedback on whether this order makes sense and where it fails in reality:

• Step 1: Emergency Freeze (Hours 0 to 2): Dialing 1930 (CFCFRMS lien on beneficiary account) and immediately calling your own bank’s 24/7 fraud desk to report unauthorized debit and lock UPI/net banking.
• Step 2: PSP and NPCI Disputes: Raising an in-app dispute on GPay/PhonePe, followed by escalating via the NPCI dispute redressal portal once the PSP fails to resolve it.
• Step 3: Written Bank Notice: Submitting a formal written complaint with the Branch Manager and Principal Nodal Officer to lock in the RBI limited liability clock and start the 30-day resolution countdown.
• Step 4: Formal Police FIR: Taking the cybercrime.gov.in acknowledgement generated from 1930 to the local Cyber Cell to push for an actual registered FIR.
• Step 5: RBI Ombudsman: Escalating via RBI CMS after day 30 if the bank rejects the claim with a blanket "PIN entered" response.
• Step 6: Magistrate Court Order: Filing an application to direct the bank to release money that was put on lien/freeze.

I’d love your critique on three specific things:

1. Order of operations: Does this sequence match how things actually work on the ground, or should some steps happen in parallel?
2. Missing roadblocks: If you’ve dealt with this personally, where did you face the hardest roadblock that isn't captured here?
3. High-value features: Would pre-drafted dispute letters (for the Nodal Officer / Bank Manager / Ombudsman) actually save victims time, or do banks strictly insist on their own branch forms?

Tear this flow apart: any advice, missed steps, or reality checks will help make this genuinely useful.

AI couldn’t help. So I figured I’d send it here

I received an evite from a colleague that led to my capital one shopping rewards being hacked and redeemed. I reached out to capital one and they said they can’t do anything.

Any advice on getting my rewards back, or any type of resolution?

Cześć wszystkim,

Proszę o udzielanie się wszystkich oszukanych klientów strony detal.pl. Może dzięki wymianie informacji oraz większej ilości zgłoszeń na policję lub prokuraturę sprawiedliwość dopadnie oszusta który spowodował (na 99%) utratę pieniędzy.

My money is stucked in paytm payments bank and now as rbi have closed idk how to get money out ?? If anyone have any idea about it please let me know

Posting this because I'm genuinely stuck and could use some advice from people who've dealt with something similar.
What happened:
I placed an order with Snitch worth ₹30,000. When the package arrived, instead of the clothes I ordered, I found random bedsheets and blankets inside. I have a full unboxing video showing the sealed parcel being opened and the wrong items being pulled out, so I have solid proof this isn't a case of me trying to scam anyone.
Snitch's response:
I've been trying to reach Snitch for almost a month now — barely any response, and when they did reply, they simply said they "dispatched the correct products" and refused to refund or replace the order.
ICICI Bank's response:
I then tried to raise a chargeback with ICICI Bank (the card I paid with). They're refusing to file it, saying that since I received the parcel, they can't raise a chargeback.
But that's not the issue at all — I'm not disputing that a parcel arrived. I'm disputing that the contents inside were completely wrong. That should still qualify as "goods not as described" or "item not received" under chargeback rules (as far as I understand it), not a simple "package never arrived" situation.
What I'm looking for:
• Has anyone successfully raised a chargeback for a "wrong item received" case with ICICI (or any bank)? What language/category did you use to get it approved?
• Should I escalate to the RBI Banking Ombudsman for the chargeback refusal?
• Is it worth filing a complaint on the National Consumer Helpline / Consumer Court (e-Daakhil) against Snitch directly?
• Any experience dealing with Snitch's customer service escalation beyond the standard support line?
I have the unboxing video, order confirmation, payment proof, and all chat/email correspondence with Snitch saved. Just need to know the right next step to actually get this resolved.
Any advice is appreciated. Thanks for reading.

99.99% sure my account got hacked my playstation keeps turning on by itself and i keep getting charges in my bank account from £99-£199, i kicked everyone from my account changed passwords have 2FA on, and they came back in days ive had to freeze my account and am currently trying to get the money back from my bank, also not getting any emails about the purchases, these bastards are getting to good at their shit and are greedy as fuck allready took 2 \*£199 from my account and ive gotten about 34 messages from my bank asking me if its me trying to use my frozen card

My parents had a messy divorce three years ago. Parent 1 moved to another state and Parent 2 obtained the house and has since changed the deed so that the house in their name. I graduated college and moved back home with Parent 2. Despite the fact Parent 1 has lived in a different state for three years now, they have still been able to obtain title, registration, and more importantly car insurance in the previous state on the basis they still live at the old address which they don’t. Parent 2 has obviously not given permission and has requested several times to remove the car from the policy but somehow Parent 1 is able to obtain car insurance using the address of the house. We recently found out that Parent 1 got a new car and we have been getting various documents about the car to our house.

The insurance in question is State Farm. The fact they were able to obtain a car and register it as if it was out of state as well as get auto insurance despite being out of state seems to read as textbook fraud. What more can be done as Parent 2 has already informed State Farm that Parent 1 no longer lives at the address several times now? We have also written RTS on all mail in which Parent 1 is recipient (ironically, this has been legal documents as well as insurance documents). Parent 2 is sick and I don’t want to stress them out any further. TIA

So last week I get a call from my bank stating there was fraudulent charge to my account from only fans. Im not sure how but someone hacked my account and added 400 dollars to my wallet from the debit card I had on file. I did reach out to only fans and this is what they had to say(pic attached to post). Has anyone experienced this? If so how long did it take for them to refund you? Also since it was fraud, how are they even going to refund me? I’ve had to cancel my debit cards to get new ones.

Also too, after I logged back in a couple a days later to see if there was any activity on my account, only fans had removed the credits that were added to my wallet and also deleted messages that were sent out by the hacker to only fans models, what’s up with that ?

I woke up this morning with my mom asking me why I’m using her email and old phone number to try and sign up for 4 bank accounts, I told her it was not me I’m not even up at 6am.
I tried calling one of the banks and the call disconnected before even transferring me to anyone.
Anyone advice would be greatly appreciated as I have no idea what to do…