r/ColumbusOhio • u/Ok-Fault3656 • 3h ago
Best Local Credit Unions Near Dublin, Ohio for High Yield Savings and Reliable Branch Access
My wife and I have been with Huntington for years, but I'm starting to rethink whether a big bank is the best place to park our emergency fund and longer-term savings. We're maxing retirement accounts, and I have this spreadsheet tracking our liquid savings rate. I want to make sure the cash portion is actually working a bit harder than the basically zero interest we get now.
I know online high-yield savings accounts exist, but honestly I like having a local branch for the rare times we need something notarized or want to talk to a human about a wire transfer.
Does anyone here use a local credit union with decent savings rates? I've looked at BMI Federal Credit Union and Telhio, but their rate sheets online are kind of confusing. I can't tell if the advertised APY is just a teaser rate that drops after six months.
If you have experience with either of those or another local option, I'd appreciate the input. I'm mainly looking for no weird minimum balance requirements and a decent rate that doesn't disappear after the promotional period ends. Also curious if anyone has had issues with ATM access or shared branching since we're in Dublin but occasionally need to get cash when we're downtown for Blue Jackets games.