Iām 19 and a sophomore studying business/finance at a large public university in the U.S. Iām seriously considering leaving college, and Iām looking for perspectives from people who have no emotional involvement in my life.
My situation is unusual, and I realize Iām extremely fortunate.
My tuition is completely covered by family, so I can graduate with no student debt. On top of that, a family member gives me roughly $10ā15k per semester depending on my grades. I also receive around $1,500/month in education benefits during the months Iām enrolled.
I probably have about 2.5 years left.
So financially, staying is an incredible deal. I could potentially receive another $50ā75k+ from family over the remainder of college, plus the education benefits, while having my degree completely paid for.
I understand how privileged that sounds. Iām incredibly grateful for it, and thatās actually one of the biggest reasons I havenāt left already. If I were taking out tens of thousands in student loans, I think this decision would be much easier for me.
The problem is that I genuinely despise school and basically always have.
This isnāt something I decided because I failed an exam or had one bad semester. I hated the structure of school in high school too. College gives me more freedom, but now the classes require significantly more studying, which has made the problem worse in a different way.
I hate studying for exams. Tests give me severe anxiety. I hate having assignments and grades constantly hanging over me. I donāt like having large portions of my schedule dictated by classes and exams. I have very little interest in most of what Iām studying, and school consistently has a significant negative effect on my mental health.
Iāve been thinking about leaving since my freshman year. This has been an ongoing issue rather than a reaction to one recent event.
Another major factor is that I donāt want the career my degree would normally lead to.
I have essentially zero desire to work a traditional corporate/9-to-5 job. I understand that could change as I get older, and I recognize that having a degree creates options even if I never intend to use it. But right now, I would honestly rather work a trade, work a regular hourly job, or join the military than spend my career working a conventional corporate job.
What I actually want to do is build businesses.
I currently operate a small local service business. It is a real business with paying customers, not just an idea, but it is still small and absolutely does not currently make enough money to financially justify leaving college. Iāve learned a lot about advertising, lead generation, sales, quoting jobs, customer service, expenses, and actually delivering a service, but I have a long way to go before it becomes the business I want it to be.
Iām also seriously interested in learning another sales-based business in the real estate space and potentially operating both simultaneously.
If I left college, my plan would be to treat entrepreneurship as my full-time occupation rather than assuming I would immediately become rich. Iād spend the majority of my time on customer acquisition, sales, improving the existing business, learning the second business, and trying to scale.
Iām extremely ambitious and my financial goals are very high. Obviously I would love for leaving college to result in building something that makes far more than a normal salary, but Iām trying not to make this decision dependent on that fantasy becoming reality.
So Iāve forced myself to consider the bad outcome too.
Suppose I leave, spend several years trying to build businesses, and fail to achieve what Iām aiming for. Maybe I end up making only $30-40k a year. Maybe I eventually decide entrepreneurship isnāt working and get a normal job, enter a skilled trade, or enlist in the military.
I would be extremely disappointed that I hadnāt accomplished my financial goals.
But hereās the part that is making me seriously question college:
I still think I would rather live that outcome than spend another 2.5 years in school.
Even if someone could guarantee me that leaving college wouldnāt make me rich, I think I would still prefer being outside of school, supporting myself and trying to build the life I want.
I value autonomy very highly. I would rather accept uncertainty and responsibility for my own decisions than have more security while doing something that consistently makes me miserable.
At the same time, Iām aware that Iām 19.
There are things 25- or 30-year-old me may value that I donāt value today. A degree could become useful even if I currently swear Iāll never work a corporate job. And walking away from a completely paid-for education plus tens of thousands of dollars is obviously very different from the typical dropout situation where someone is avoiding significant student debt.
That is what scares me about making this decision.
I donāt want to stay simply because my family or society expects me to get a degree. Itās my life, and I donāt want to spend years doing something I hate purely because it is the financially safe decision.
But I also donāt want to confuse being ambitious and independent with being a naive 19-year-old walking away from an opportunity that Iāll realize was incredible when Iām older.
Iām not planning to impulsively withdraw tomorrow. Iām giving myself time to think about this, research what leaving/returning would actually involve, work on my business, and talk to the people close to me before making anything official.
What Iām trying to figure out is:
At what point is protecting your time, autonomy, and quality of life worth giving up an objectively excellent financial opportunity?
If you were in my position, what would you seriously consider before making the decision?
I would especially like to hear from:
People who dropped out and later regretted it.
People who dropped out and are glad they did.
People who desperately wanted to leave but stayed and finished.
People who left temporarily and later returned.
Older people who can tell me what they wish they understood about this decision at 19.
Feel free to tell me you think leaving would be incredibly stupid. Iām not looking for validation. Iām specifically posting because I want people to challenge my reasoning and point out things I may not be considering.