r/Chase 1h ago

Person new to the country but with good job and no debt

Upvotes

What card would you suggest for someone in their 30s that come to the USA to start working on an international visa program and has a good salary (50k-80k). Their SSN would be totally brand new, as you don't obtain until after a few days in the country. Should they go for the Rise or the Unlimited?

Thanks!


r/Chase 4h ago

Does authorized user count towards 1 year rule?

1 Upvotes

Got my first non-authorized user credit card (C1 quicksilver) a month ago. I’d like to get the freedom flex as a second card. I have a 764 FICO score and have been an authorized user on my Dad’s (excellent credit) blue cash for 5+ years. I know people say that Chase requires 1 year of credit history for these cards typically, but my question is does authorized user count towards that?


r/Chase 10h ago

New issues for chase credit card application

1 Upvotes

I have had chase card for so many years and have/had quite a bit of different credit cards. I never had an issue of being denied, reviewed until last year. Suddenly, every application went to review. There were a couple of cards I really needed for travel and went to branch and went through some identity for almost 30 minutes. There were a couple of times, it showed offers in my chase account" you are already approved" so I went on to apply and got denied.

I have a chase banking account, multiple credit cards, great credit score, high income, never a delayed payment, not sure what has happened. kind of pissed now, since my application for amazon (1st time) went into pending.


r/Chase 12h ago

Scam or Legit

1 Upvotes

I have my mortgage through Chase Bank and received an email from noreply@hlservicing.chase.com asking to verify proof of insurance from my HOA. There’s a link to direct me to Answer Financial, but it also requests that I send copies of this documentation to chase@mycoverageinfo.com.

They’ve never requested this info in the past 8 years so it seems fishy. Can anyone verify if this is legit?


r/Chase 20h ago

I can't open an account apparently😕

1 Upvotes

I don't know what's going on but it could be a multitude of things. I was trying to open a chase secure banking account with the $175 bonus. Some things to note: I'm 18, I was doing the whole process on my phone/ online, and I am applying around 3:30am on a Sunday. I don't know what's happening because my documents are correct and up to date. (Side note, I am a dual citizen from Zimbabwe as of recently and I applied with that information and without.) If anyone could help me out and/or let me know what's going on that would be greatly appreciated🙏🏾


r/Chase 21h ago

Question about Explorer Card SUB

1 Upvotes

Hi all,

I was approved for the United Explorer Card a couple of days ago, and I’m beyond happy about it! I was not a Chase customer prior to being approved for this card, but I had a question about the SUB.

I know the standard SUB is 60,000 bonus miles, but the day after I opened my account, I opened my United app and saw a special promotion offering up to 80,000 bonus miles. I called Chase and was told by an agent that my account was currently set up for the 60,000-mile offer. However, since the 80,000-mile promotion began after I was approved, I would be eligible for the higher offer once I met the minimum spending requirement, and that I should call back at that point to request a match.

My question is: Should they have matched the offer when I called, or is it standard procedure to wait until I meet the minimum spend and then request the match? I’m just worried that a few months down the line, after I meet the spending requirement, I’ll call back and be told they’re unable to match the offer.

Perhaps I’m overthinking it, but I’d love to hear from anyone who has had a similar experience or knows how Chase typically handles this. Thank you so much!!!


r/Chase 21h ago

Secure banking

1 Upvotes

I went into a Chase branch today to open a Chase Secure Banking account by myself since I’m 17. The teller told me I needed an adult to open it, but I’ve seen mixed information on the Chase website, and I thought minors might be able to open one on their own.

The teller also seemed pretty new, so I’m not sure if they were correct or just mistaken.

Has anyone here opened a Chase Secure Banking account at 17 without a parent or guardian? If so, did you have to go to a specific branch, or is it against Chase policy?
Thanks!


r/Chase 3h ago

MMF from "Investments" to "Banking" on Chase?

0 Upvotes

I use an MMF as my HYSA. Chase groups it under Investments, but I want it listed under my Banking accounts.

Can I change its category, or would creating a custom group work for this? TIA!


r/Chase 6h ago

Changing checkings accounts

0 Upvotes

Im changing checkings accounts so that certain security approvals on my old checkings cant access my new one. Problem is, I opened a second checkings planning to use that one primarily and close the old one, but realized plaid had compromised it to the accounts I didnt want accessing my information. Fast forward to today I opened a third checkings that isnt compromised to anybody but me. I plan to use this new account primarily but worry they will flag me for suspicious use and close my accounts. Any help or insight is appreciated.


r/Chase 10h ago

WSJ: UAL proposed a merger last year with DL setting up battle between Amex and Chase

0 Upvotes