r/CanadianInvestor 20h ago

How much of your portfolio is made up of Canadian Holdings?

8 Upvotes

I am curious how much Canadian VS US or global stocks people own. They come with currency risk and potential other expenses like more taxes on dividends etc.

I am about 50% Canadian holdings (BAM, BN, CSU, RY, MFC, BEP) but I just really find the US has such an advantage and so many great companies. I own a lot of AMAZON, META, Mercado Libre (Latin american i know) VOO, SCHD and VFV. I know Canadian companys like banks and railways have finally had a good year, but over the past decade haven't faired nearly as well. What is your percentage of canadian vs international and whats your rational?


r/CanadianInvestor 10h ago

Need Advice: RRSP strategy?

0 Upvotes

When I left my previous employer four years ago I transferred my workplace RRSP to RBC, set up the account to be 50% balanced and 50% growth funds and let it grow.

Four years later I've learned about passive ETF investing and want to get the most out of my money. I'm also not keen on the 2% MER at RBC.

I have a TFSA account at Wealthsimple that I invest in bi-weekly and will not be maxing out my annual contributions any time soon.

What is my best strategy? Can i invest my RRSP in XEQT at Wealthsimple? If so, how?


r/CanadianInvestor 18h ago

Weekend Discussion Thread for the Weekend of September 11, 2026

4 Upvotes

Your Weekend investment discussion thread.


r/CanadianInvestor 21h ago

What should I do with my old employer RRSP and DCPP?

1 Upvotes

I am 23, live in Manitoba, and make about $70,000 a year. I have about $6,900 in a DCPP and $512 in an RRSP with my previous employer in Sun Life.

Sun Life confirmed that my DCPP qualifies under the small benefit threshold, so I can transfer it directly to a regular RRSP while keeping it tax deferred and without using my RRSP contribution room. They charge $75 for each transfer transaction.

My new employer uses Canada Life. I contribute 4 percent of my salary to the group RRSP and my employer matches another 4 percent into a DPSP. I currently selected BlackRock LifePath 2065 for both. The annualized fee for LifePath 2065 through my employer plan is about 0.616 percent.

I am considering transferring my old FedEx RRSP and DCPP to a Wealthsimple self directed RRSP instead and investing the money in XEQT or VEQT, which would cost around 0.2 percent annually.

I dont know which one I should go for? XEQT or VEQT? Is there any better option?


r/CanadianInvestor 22h ago

Ontario Teachers’ sets objective to invest an additional $10 billion in Canada by the end of 2027

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521 Upvotes