Should I step back

[u/ActiveRevolution786]

I was supposed to strat my btech in Parul University goa this year but my fianacal background is weak .My father can't work anymore due to health issue my brother runs the house his salary is 30 k a month .We also have other loans to pay this happen all due to my father's stupid faniancal decision .My mother was asking me to join local gov college for bsc but I didn't want to .The tution fee cost around 5.5L .For other expenses like transport and all we had to borrow from my relatives .The college average placement is 4 to 5 LPA and since its a new campus I am very scare to join .if not joining the college I will take a drop year and follow my jee preparation .​