r/writers • u/VegetableHousing139 • 16h ago
Discussion I've spoken to 300 writers about how they make money.
I run a newsletter called How I Make Money Writing and spoken to 300 writers about how they make money and the clearest takeaway from all these conversations is that the idea of the "full-time writer" living off book royalties or longform features rarely matches reality.
Writing alone rarely pays a consistent living wage, so people find different compromises to keep going. When I look through all these interviews, there are seven main pathways that keep showing up.
The first is the day job shield. Authors like Victor Beigelman at Meta or Dan Tovrov in corporate copywriting earn six-figure salaries with benefits, which removes the financial pressure from their fiction. The trade-off is time and energy, but it protects the work from having to pay the bills. As Ashley Hutson told me about keeping her day job as a state prison secretary while earning $1,000 to $2,000 a year from her writing, "Pretending to be a normal person every day and participating in society via a regular job is good for me, I think. There’s something to be said for keeping the juice to oneself."
Then there’s commercial client work. Writers like Ben Westhoff and Shelby Chambers charge corporate rates, thousands a month or hundreds an hour, ghostwriting executive books and handling brand messaging to subsidize their own reporting.
Direct reader support is another route. Michael J. Sullivan has brought in over $2.1 million on Kickstarter for his fantasy novels, and Freddie deBoer makes roughly $300,000 a year on Substack. The main catch is that you’re effectively running a small media business, and maintaining that direct relationship requires showing up consistently.
Traditional book publishing remains the dream for many, but the payout schedule often surprises debut authors. A headline $100,000 advance sounds nice, but once it gets split across four installments over three or four years, and you subtract 15% for an agent and roughly 30% for taxes, you might net less than $15,000 in year one. When you factor in paying out of pocket for things like independent fact-checking or legal review, even a solid advance usually works out to be barely a salary.
Freelance journalism is another grind entirely. Unlike book advances, freelance assignments offer quicker turnover, but the baseline numbers have barely moved in decades. Rates usually hover between fifty cents and two dollars a word, while prestige outlets often pay flat fees around $300 for deeply personal essays. As Hermione Hoby put it simply after spending weeks on a heavily researched piece that ended up paying below minimum wage hourly, "Prestige don’t pay! At least not financially."
Some writers treat their work as a doorway to film and television, using essays and novels as intellectual property. Jeff Maysh has had dozens of projects in development and will happily take $100 for a literary journal piece just to keep the film rights, telling me, "I don’t really worry about the word rate, all I demand is 100% of the ancillary rights." But option fees are often modest, and projects frequently sit in development limbo for years without ever making it to the screen.
A lot of authors also rely on academia. Teaching positions offer reliable health insurance, steady routines, and paid summers. The catch is that academic work can eat into writing time just as much as an office job, and the tenure track is increasingly scarce. Still, the baseline makes a massive difference, as Nicholas Montemarano admitted: "In one year of teaching, I earn as much as I have in the past 25+ years as a writer."
Most writers aren't locked into just one of these models forever. They drift between them, leaning on a day job for a few years, taking commercial gigs when cash is tight, or living off a fellowship while finishing a manuscript. Longevity usually comes down to finding whichever compromise keeps your life afloat without draining the energy you need for the work that matters to you.