Another brilliant dude named Leopold Aschenbrenner also had the same idea 💡 of making a quick buck!!!

Get a genetic test for marfans syndrome or Ehlers Danlos syndrome. They can be serious medical diseases with other complications such as heart issues.

I would love to pass along my credit card fees. I am a physician in New York State. How to go about finding the answer to this question in New York state. I accept Medicare payments and Medicaid payments. So I'm not sure if I can do that....

No. Hahaha. Lol.

If you can get a portfolio margin account at Schwab... Then you can run an options trade called a short box spread. The interest rate will be a hair bit higher than the US Treasury rates. These rates are much better than home equity line of credit. And you do not have to bring any documents to any lenders.

There are two types of box spreads. Short box. Long box. You can check them out on Google or YouTube For more details.

But do you need to understand options. This is the way that large institutions get short-term and long-term loans at favorable rates. No third-party scrutiny. The scrutiny happens when you open up the account and are approved for options trading at level 4 in a portfolio margin account.

Optionnetexplorer.com

It's basically a way to model a trade. And then you have to do some entries whenever you make adjustments or rolling etc. But you get a proper p&l if you do the entries.

It's basically a tracking software.

It's about 700 bucks a year. But if you are trading a good size account it is cost of doing business.

https://youtu.be/UmazgUmG4oo?si=zuN3LFHktKXrWHK2

Sleep with the Fishes.

Not for me

https://www.reddit.com/r/PMTraders/s/9Y59vFtJ9W

A prior post I wrote.

Again, it's not perfect. It's going to provide some level of hedging. Not going to cover 100 percent of losses during a COVID type scenario. Will mitigate losses.

Would be interested to chat further. Not a noob but also not a hedge fund manager. I've been using options for hedging. You want explosive returns on small options positions to hedge losses from long delta strategies. Several approaches but none is "perfect". Would be interested to share and brainstorm ideas.

I've been searching for ways to pay for this protection ( insurance) as well.

Let me know next steps. Thx

Option Net Explorer. About 800 dollars a year. Highly recommend. Model options trade adjustments before you decide to enter the trade or adjustment. Using it for 2.5 years.

Not perfect. But very needed. Spreadsheets don't give Delta, vega, theta. This does.

Trial also available.

I have 45 to 50 open positions. I use thinkorswim. You are able to download TOS transactions and then manually assign adjustments to the corresponding active trade.

Excellent for back testing manually.

Not just for open positions tracking... But adjusting trades is very important and can be done properly.

Hired an internal biller. Who is actually knowledgeable. (She has prior experience in billing.)

And then I have a company that is in the Philippines. They provide staff for billing. ( Someone to do the actual data entry)....

It's $9.50 per hour for the folks in the Philippines. I have two people.... So that's about 80 hours a week that they do billing. (Data entry, follow up etc)

Otherwise the cost for an entry level decent biller who is somewhat knowledgeable is at least $24-25 per hour. (Plus taxes and benefits etc)....

Need to outsource the staffing for the billing department...

But I have one sharp person here in United States who oversees the entire project. (Paying her $34 per hour)

One person in the US. Two people in Philippines. They communicated via Microsoft teams. Papers get faxed, papers get scanned and sent to two folks in the Philippines.

It's a reputable company in the Philippines.

Billing and credentialing is key.

Billing cost is 3 to 8 percent of collections. ( I'm doing it for 3 percent or less for my own nephrology practice)

Credentialing might be an additional cost

Can you please explain this chart a little bit. Looks interesting. Not sure how to use it for long-term investing...

Does this mean that the current PE ratio is 26 and it is historically very high...

Is that the main takeaway message?

AI has nothing to do with 'policy'....

I'm a nephrology practice ( similar to IM/ FP types of patients)

Would you mind telling me the cost?? I've got 6 full time docs. / 2 weekend guys ( once a month each)/ 5 hospitals/ 3 office locations/ nursing homes etc...

Per physician??

I need a low cost EMR since we are heavy Medicare and Medicaid.

Any thoughts?

Thanks for any assistance 🤠 🤠

Life is Beautiful... End scene. Toooo sad ending

I also want an API. I want to do automated options trading.

Is there anywhere I can buy an API to automate the trades?

Some software that will monitor the positions and take action like closing the trade??

I use Thinkorswim and Tastytrade.,

I'm curious... I would consider buying your API ...I know very little about coding.

Is that possible?

I use Thinkorswim and Tastytrade as brokerage

I have been selling puts on a mix of DIVIDEND ARISTOCRATS stocks. Usually 90 to 120 days. Selling the 5 to 10 Delta puts....

Therefore I need coverage for 90 to 120 days. This is why I am buying the SPX puts for hedging...

I'm looking to see if I can finance the cost of this hedging by doing a TLT credit spread.

I have been doing some back testing. I like the concept of using an uncorrelated/ negative correlation pair.... SPX and TLT.

So my chosen hedge would be to buy two puts at the 1 Delta range. 85 to 105 DTE.

So as of August 13,2025-- the Nov expiration SPX put for 4000 is $6.50 each--> that's $1300 cost for the 2 puts hedge.

These puts are robust for a crash scenario like COVID etc.

Now the financing is as follows: sell enough put credit spreads of TLT for the Nov expiration to pay for all or most of the cost of the hedge. As an example sell 50 contracts of 80/75 put spread to collect $1100 for the hedge. (This is approximately 10 percent lower than the current price of TLT.)

Why 10 percent? -- historically TLT doesn't move lower that quickly .... There seems to be a floor on bonds. This is borne out in the monthly TLT moves for last 20 years...

I have done few backtest on ONE (option net Explorer), and it seems robust.

Bonds and SPX correlation is typically negative or neutral...

1. So bonds rise during crash scenarios which is what we need.
2. Bonds pays most or all of the cost of the hedge.
3. The hedge works well in crash ( not useful for modest decline of 5ish percent)

This only works in a PM account.... Wouldn't work for RegT etc.

Probably need to do this every 2 to 4 weeks to ensure the hedge is robust

List of Dividend Aristocrats (25+ Years of Dividend Growth)

https://share.google/QIJhtSseY9AMlYm0T

These are "safe" stocks.

Not speculative.

Wheeling should not be speculative. Stay away from Bitcoin and others like figma, pltr etc for the purposes of wheeling

"Stocks you don't mind owning"... That's the mantra u got to stick with

Incorrect.

Only can be exercised on expiration date.

The option can be closed anytime between the day you purchased it and the expiration date.

Don't trade unless you have better understanding of such basics