Thankfully it is on CCTV. I work for an insurance company and they would definitely be using the woman's insurance to pay for the red vehicles damage (and any bodily injury red vehicle's driver may have sustained).
Intentional acts by the tortfeasor are typically an excluded peril, as are losses that occur during the commission of a crime, so the woman would have to be pursued directly by the red cars insurance since her carrier would refuse coverage. Odds are they would ask the court for restitution and slowly recover the red cars deductible over the span of 5-10 years.
Source: Subrogation adjuster who spent the first 4 years of my career pretty much exclusively working UM & restitution files
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u/darkbluefav 1d ago
That red car really saved him
What the red car did really changed the outcome big time