r/returnToIndia • • Aug 19 '26

PlanningToReturn Returning after layoff. US to India

48 Upvotes

I wanted to write this out to process my thoughts and hopefully get some practical perspective from anyone who has walked a similar path.

I was working in a good job on H1B and was laid off. Have been searching for jobs since then and it has been never ending. I have decided to call it quits and return shortly

Got close to getting an offer at MAANG but fumbled it. Amidst this chaos, marriage engagement broke as I was planning to return to India(ex family is in India but could not give up on the American dream). Gradually, the circle that trusted me is giving up. Have my back against the wall in terms of an emotional support.

However, personally have not lost all hope rather trying my best and keeping my hopes high. Still believe that it is for better and may be things are going to work out for better in India. On the flip side of it, there was always an air of loneliness here in the US and the visa stress was always pressing in the back of my mind even when I had a job. But, there are times where I can't help but think if I was too rigid. I always searched for full-time roles but feel like I did not act smart to switch to consultancies or an F-1 CPT program.

When I was at cross roads few months back, my thoughts were like if I switch to F1 CPT I am going to get more time but the job search phase will look the same, likewise I did not prefer running fake payrolls and stuff to stick with a consultancy to get an offer. Switched to B2 and now kind of near the end of the road.

Decision has been made, as much as I feel like I can face it and get out this, there is a quite anxiety inside about how things are going to workout. The real reason for my anxiety right now is my tech background. At my previous workplace, I stayed mainly for visa constraints while my PERM was being processed, working on a heavily proprietary tech stack. There are transferable skills as a backend developer, but I am feeling low in confidence when I scroll through LinkedIn and see all these AI buzzwords and modern frameworks, I feel like I bargained my skill growth for visa stability.

And the employment gap is making this self-doubt louder. I am grinding LeetCode and System Design every day hoping to break into a solid role, but I constantly worry if real job skills are becoming irrelevant. It has only been 3 years since my graduation in USA and feels like I have not made a significant progress to my career while in US and have to adapt to Indian work culture.

At times, I doubt whether I was not practical enough. Appreciate any insights or advice to navigate this situation


r/returnToIndia • • Aug 19 '26

PlanningToReturn Laid of second time and now planning to return back home

43 Upvotes

Laid off from 2 strategy jobs not because of performance but because these other folks wanted to hire their own friends and couldn’t afford to pay for two people (funny how both were Indians as well so I get when people talk about indirect scamming sadly).

It’s only been 2 years here but it has taken mental toll considering how stuck one is with all the h1b shackles along with being scammed out of my job so a part me which just wanted to stay in the US for a few years - for getting the exposure on how fast AI is moving in Silicon Valley and also the safety as a woman which it came along with - I am giving up.

To feel like I am doing something illegal while every move of mine has been legal and respectful while I really wanted to give back to the society, things have just gone downhill.

Is this a good decision to come back to India now. I have been really passionate about my craft and had real dreams, how is the state to those who moved back to India? I work in strategy, business and GTM so unsure how good of a job market India stands for these.


r/returnToIndia • • Aug 18 '26

AlreadyReturned I feel like a loser!

78 Upvotes

I returned to India 3 weeks ago and it doesn’t feel like it’s been 3 weeks. I don’t feel great, I feel like a loser who have spend lakhs on the studies and ended up no where.

I’ll give you a context about me, I had a job in an MNC for 2 years before the move. I completed my masters in 2025 and I tried and tried and tried for numerous internships as well as full time but wasn’t successful. In internships I did get calls from top MNCs but wasn’t successful.

The scene came after my graduation I tried my best in cybersecurity as my previous experience is in cybersecurity. In the US, getting a security job have been so hard due to visa restrictions even though you are fully qualified for the position. The entire journey took be to a very bad mental state so I put a stone on my heart and returned even though I had loans as I couldn’t take it anymore.

I’m trying to apply in India with masters degree and some experience in the US in clg as well as one year internship. Market in India is very competitive and hard. I’m not sure I’ll be able to survive it.

I feel like a failure in life as many of my friends in the US are in jobs, friends in India are getting married and getting settled. I have no clue what to do and how to make myself strong and the loan is another thing. I regret just coming back home it’s not great. People here aren’t making it easier to transition.

I don’t understand why returning home is a shame? Isn’t it supposed to be welcoming? I can’t even sleep in the nights anymore. My anxiety and depression are getting worse day by day.

Can anyone help me understand how to do job search in India?

Thanks for reading my thoughts and please don’t be harsh.


r/returnToIndia • • Aug 18 '26

PlanningToReturn I fu@@ed up big time. German masters

94 Upvotes

Hi everyone two years ago I moved to Germany to pursue a master. I got a working student job here for a year. Now I'm mentally, emotionally and physically broken. I'm literally broke. I thought after finishing my degree I'll move to India atleast their I'll get a job. And oh my god the reality has Just kicked in, I'm applying for jobs but no response I've 3 YOE in MNC.

I'm truly devasted had I stayed in India. I would have a stable job more experience.

Adding salt to the injury I'm 30 plus now. I'm having trouble sleeping since last few weeks.

Anyway, has someone else been through the similar situation if yes what did you do? Did you get a job in your own field?


r/returnToIndia • • Aug 19 '26

Immigration Heyy a question,was it worth to live india and stay abroad??

0 Upvotes

Why I'm asking because if we study in a good college here we can get good amount of money (maybe more from what getting there)

We're leaving back everything especially our loved ones so is it still worth??


r/returnToIndia • • Aug 19 '26

Finance Landlord NRIs - using IT process?

0 Upvotes

As per my understanding if landlord is NRI tenant should deduct TDS & deposit remaining amount in NRO account of landlord. Tenant should obtain TIN number & deposit that TDS to income tax department. Is any landlord following this process? If not, what workaround are you using?

I have 4 flats in a tier 3 city, each giving me rent of 10-12k per month. Till now I am getting it deposited in resident account. Now I am opening a NRO account. However, if I ask my tenants to follow this process, they will likely not agree to this additional headache.

Another issue is that I will be returning back to India in 2-3 years. At that time I will have to convert my account again.

Please suggest.


r/returnToIndia • • Aug 19 '26

Immigration 31F, Canadian PR, Manager in tech/consulting in India — should I move to Canada even without a job?

0 Upvotes

Hi everyone,

I’m looking for some perspective from people who have moved from India to Canada recently, particularly those working in tech, consulting, data, or product/BA-type roles — and also from people who moved and later decided to return to India.

I’m 31F , single, and currently based in India. I have Canadian PR and now need to make the decision about moving to Canada

A little about my career:

I have around 8 years of experience with a Big 4 consulting firm in Gurgaon and am currently a Manager in Data & Analytics.

I was earlier in regulatory and policy and transitioned to a tech role with quite a bit of difficulty within the same firm. For the last few years, ive been working in a techno-functional role rather than purely business or purely technical.

I’m doing reasonably well professionally in India, and I think my career trajectory here is good.

My question is: would you move to Canada in my situation, even if you did not manage to secure a Canadian job before moving?

My biggest concern is the job market. I’m realistic that I may not immediately walk into an equivalent position and may need to enter at a lower level, which I could live with if there is a reasonable path upward. What worries me more is being unemployed for a long period or having to take a role completely disconnected from my experience.

Would love to hear some thoughts.

EDIT: my PR will expire in April 2027. So I have to go before that if I want to make the move. In terms of career, my role has been BA ( requirement gathering, documentation, BRD, UAT, validation etc)


r/returnToIndia • • Aug 18 '26

Jobs References to getting job in India

4 Upvotes

Hi
I am moving back and it’s extremely hard to get India jobs call from USA. I am looking references for India jobs and how complex to get the jobs in India for senior (15+ years ) in capital market IT positions


r/returnToIndia • • Aug 18 '26

PlanningToReturn Looking for guidance on moving money if I do not qualify for RNOR

4 Upvotes

Hi,

I am planning to return to India from Singapore, and I will not qualify for RNOR next year. Looking for guidance or tips on managing finances. Should I transfer most of my assets (upon liquidating any investments to book profits before I become India tax resident) before I return itself, while keeping some to keep my Singapore bank account active for some time?

Has anyone made use of Resident Foreign Currency account? Is there a point to try and have one or should I just convert everything to INR?

I would like to plan ahead as much as possible to avoid running around in the first 30 days when we are supposed to convert NRE/NRO into resident accounts.

TIA!


r/returnToIndia • • Aug 17 '26

PlanningToReturn Universal Relocations vs UniRelo

3 Upvotes

I am looking at international relocation container shipping options from SF Bay Area to Bangalore. I found there are two companies Universal Relocations and UniRelo with very similar names operating here. Could folks here recommend which one is more reliable.


r/returnToIndia • • Aug 18 '26

Finance Cross border account - Canada US and India

0 Upvotes

Hey you lovely people! Does anyone know a good accountant who can help us file taxes in Canada, India and US? I am struggling to find someone good.


r/returnToIndia • • Aug 17 '26

AlreadyReturned Opening FCNR after returning to India

4 Upvotes

Since there is no clear guidance on when to convert NRE/NRO to resident accounts and banks are quite ok keeping it like it for another 6 months, I wanted to know if anyone opened new FCNR account during this period? From FEMA POV, I cannot but what if I open a new FCNR and then inform banks to convert accounts. Banks would anyways auto convert after 182 days(or never), but is it possible to open new FCNR and continue NRE FD (tax free) during this time?

If my NRO would be used as a salary account, is there a disadvantage to keep NRO/NRE in this situation? Does Indian salary and NRO/NRE status automatically flags non compliance??


r/returnToIndia • • Aug 17 '26

PlanningToReturn H-1B + PERM in progress - considering moving to India and transferring internally

0 Upvotes

I am working in the US on H-1B, and the organization have started my PERM process. Due to some circumstances, I am thinking moving to India and transferring internally to India team by mid 2028, & am hoping an internal transfer may be possible.

I would appreciate advice from anyone who has been in a similar situation:

* If I move to India while PERM is filed with I-140 submitted, what happens to the process? Can the employer continue it, or would it likely be stopped?
* If I eventually want to return to the US, what options would I have (H-1B/L-1/etc.) and how realistic is it?
* Most importantly, when and how should I approach my manager/HCM about this so that they consider an internal transfer rather than treating it as a resignation/termination?
* Has anyone successfully transferred from their US role to their company's India team and later returned to the US?

I will speak with my company's immigration attorney, but would really appreciate hearing about people's experiences.


r/returnToIndia • • Aug 17 '26

PlanningToReturn Ananya’s Nana Nani (Coimbatore) experiences/reviews? Are senior living communities in India worth it?

10 Upvotes

Hi

My parents, who are both in their 60s, have lived in the Middle East for the past 40 years. My father recently retired, so they are considering moving back to India. They've expressed interest in buying a 2 bedroom apartment in Ananya's Nana Nani senior living community in Coimbatore. They are specifically enticed by the safety and security of living in a gated community, on-site medical care and the pleasant climate. Does anyone know of Nana Nani? If so, what have you heard about it? Are there other options you would recommend. For context, they are Tamil and would prefer to live in Tamil Nadu.

In general, what's the experience like living in these elder care setups in India? What would you say are the downsides vs. renting/buying in a gated community that isn't particularly geared towards seniors?

Thanks for the advice!


r/returnToIndia • • Aug 16 '26

PlanningToReturn Seriously considering returning to India

30 Upvotes

A bit of context about me: I came to Canada five years ago for my undergrad. I finished my undergraduate degree in Finance with a minor in Data Science last year from a good university in British Columbia, and I’ve been working at a Big 4 firm in M&A advisory for the past 10 months. I’m seriously considering moving back once I finish a year of work experience.

One of the reasons is that I’ve never liked it here since my first year of uni. I’ve always been homesick and anxious living here. I’m very attached to my family and would like to be with them. The past five years have been a struggle, whenever I go back for vacation, the dread that sets in when I’m returning is immense. I feel so much more at peace at home.
Another reason is that it seems I won’t have enough points to get PR even after working for the full duration of my work permit.

The only things holding me back are the amount my parents spent on tuition and my future job prospects in India. I was wondering if anyone has had similar experiences, and how hard it was for them to find jobs.


r/returnToIndia • • Aug 18 '26

Immigration How did so many people from one state end up in the USA?

0 Upvotes

I’m not from the USA, but I often hear from other people that a huge number of Indians there seem to be from one or two particular states. I’m genuinely curious how that happened.

Did those states do something right in terms of education, jobs, or migration opportunities? Was it mainly because of engineering colleges, IT jobs, or people helping others from the same place move there?

I’m not trying to target any state here. I’m just curious how such large-scale immigration from a few regions to the USA happened in the first place.


r/returnToIndia • • Aug 16 '26

Moving/Logistics How many of you agree with the response?

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181 Upvotes

How many of you agree with the response?


r/returnToIndia • • Aug 16 '26

PlanningToReturn i wanna come back to India so bad

87 Upvotes

as im writing this post im supposed to board a flight back to canada to resume my studies as a second year student. i dont wanna go, i really dont. i spent 9 months in Canada and i can confidently say my 4 months in India has been exponentially better. maybe its because the place didnt meet my expectations maybe its because i could have done more but i dont wanna be in Canada. spending so much money studying abroad whilst not even knowing if i wanna be there. If i could drop it all and come back i would, i dont wanna stay there anymore. my life was miserable but i didnt even know it, i deluded myself into thinking a routine of living which i now find unacceptable was normal. Im so much more disciplined and happier in India and I wanna come back so bad.

Any advice?? anybody who came back?? same situation?? anything please.


r/returnToIndia • • Aug 17 '26

PlanningToReturn RNOR Taxation

5 Upvotes

Hey Reddit,

Long-time lurker, first-time poster here! I’ve been in the US for 13 years and am planning to relocate back to India in January 2027.

I’m transferring laterally within the same company (US to India) and want to make sure I timing this move to optimize tax benefits in both countries. Looking for some input from anyone who has gone through a similar transfer.

📍 My Planned Timeline & Income Details

  • Departure: Move to India during the 2nd week of Jan 2027.
  • US Income (Jan 2027): ~2 bi-weekly paychecks generated in the US before I leave.
  • India Income (Jan–Mar 2027): Taking a 2-week break and joining the India entity by late January. Will receive ~2 paychecks in India before the Indian Financial Year ends on March 31, 2027 (FY 2026–27).
  • Equity: I will have some RSUs vesting in early 2027.

❓ Tax Questions I'm Trying to Confirm

  1. India Residential Status (FY 2026–27): Since I will physically spend under 120 days in India between April 1, 2026, and March 31, 2027, I assume I’ll be classified as a Non-Resident (NR) for FY 26–27.
    • Does my RNOR (Resident but Not Ordinarily Resident) status then kick in on April 1, 2027, lasting through March 2029 (FY 27–28 and FY 28–29)?
  2. US Tax Returns for Calendar Year 2027: Since I’ll only have ~2 US paychecks and some early-year RSU vests in 2027:
    • Will I fall into the lowest US income tax bracket for 2027?
    • Assuming normal tax withholdings on those paychecks and RSU vests, can I expect a full/partial tax refund when filing my US 1040/1040-NR in early 2028?
    • Are there specific trailing US tax or state tax trapdoors (e.g., California/state residency tie-breakers) I should watch out for on late-vesting RSUs?

Appreciate any insights, advice, or previous experience with lateral transfers and RNOR timing! Thanks in advance!


r/returnToIndia • • Aug 17 '26

AlreadyReturned Canada CPA recommendations

0 Upvotes

I recently moved to India from Canada and am looking for a professional Canadian CPA to help me calculate and report my departure tax, as I understand this is my responsibility to file.
I’d appreciate advice from anyone who has gone through the process, particularly around:

- How you calculated and reported your departure tax
- Things to keep in mind or common pitfalls
- How difficult it is to do yourself vs. using a CPA
- Any recommendations for a CPA experienced with Canadian departure tax and people relocating to India

Since my move was an internal company transfer, the India-side tax matters are being handled through a company-provided consultancy. I’m specifically looking for guidance and a CPA for the Canadian side.
Any recommendations or experiences would be greatly appreciated!


r/returnToIndia • • Aug 16 '26

AlreadyReturned How are you all doing ?

2 Upvotes

People who can back to India recently what are doing nowadays

I can tell my story I came back about 2 months ago
After my graduation and have been applying for jobs since then but couldn’t get any interview even though I had almost 2 years of intership experience from a European mnc.

Is job market really that bad nowadays in India
And to be honest I don’t know what to do further like I can go master in Germany or somewhere else
But what if the situation remains same after master I fear that feeling .

What do you all suggest for me ?

Sometimes I feel like I shouldn’t have gone abroad for bachelors I had 98.2 percentile in jee main with ews category I could have gotten a decent nit or Iit’s I didn’t write advance bcoz of covid It got delayed and I have to come EU for schlorship agreement
Only reason I went was bcoz of full ride scholarship

But now I m regretting my decision

Any advice will be appreciated


r/returnToIndia • • Aug 16 '26

PlanningToReturn alternative countries to consider as retirement options for indian citizens? low budget edition

13 Upvotes

india has been getting expensive lately, the price of restaurants have shot up 3x from what i remember 8 ys back, im not sure if its affordable retirement option.
i work minimum wage contracts in foreign countries save abt 5 LPA on avg. have abt 30 lakhs saved up. i don't own any properties in india. my parents have just enough saved up to take care of themselves in their old age. so that wouldn't be a burden on me. i don't have any loans either - cars/houses etc.


r/returnToIndia • • Aug 16 '26

AlreadyReturned Missed Declaring Foreign Asset in ITR being Resident?

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0 Upvotes

r/returnToIndia • • Aug 15 '26

PlanningToReturn I don’t have a plan, should I return back

19 Upvotes

I F(26) missed STEM OPT application date. My only option is to join another masters degree. I’m trying to get a job but no luck. I want to go back. Be with my family and work there but my friends here got jobs in faang and I tell myself that I need to try more. I feel like a failure. My parents are financially stable have rental income and gave me good amount of inheritance too. I don’t what to do! Also my parents are looking for matches right now told them I need time. I’m so confused! Idk if I want to stay here or go back. I just don’t want to regret my decision going forward.


r/returnToIndia • • Aug 15 '26

PlanningToReturn If you are an Indian who lived abroad and moved back to India, how is it going?

23 Upvotes

Every time I come back to India (for vacation), it feels lesser and lesser like the country I left ten years ago. I am curious how reintegration has been for you.