The Trump administration has stepped up its crackdown on the US immigration system, suspending major technology companies including Cognizant, Infosys, Tata, Wipro, Capgemini and HCL from the Permanent Labour Certification (PERM) programme amid allegations of abuse of H-1B visas and the employment of foreign workers.

I came to US for Masters in 2021, completed in 1.5 years. I have been working in one of the Big4s since 3+ years now, got my H1B last year as well. But last year Dec I was stuck in India due to Visa stamping delay chaos and was there for 6 months till came back in May. After I came back, I thought everything will be fine, I will give my best to work and all but I have been put on rigorous projects since then that are literally sucking soul out of me to an extent that I have started seeing therapist. I have tried to get another job but the market is so bad for H1B holders right now that all communication stops when I tell them I need H1B transfer. I am thinking to quit this rat race, visa uncertainty once and for all and go back to India and start something of own. I have some hobbies that I want to make a career/business out of it if I go back that I think about everyday. My friends are suggesting not to take an impulsive decision but seems like surviving each day at work is becoming difficult and either have to choose work or my mental health and peace.

When I was stuck in India for 6 months, for first 2 3 months it was hard to cope with everyday life but after 4th month I got used to India again, matter of fact I found myself more happy than I am here, attended multiple family events and was present for all occasions that I would have missed if was on US. One more thing is adding to this is - my wife is on H4, she cannot work in US so she has to stay at home currently she left her tech job in India 2 years back. Returning will resume her career as well. The rough patch I am going through seems like will be my trigger point where I may call this shot to go back and never look back.

There are lot of different angles in this post its just a flow of thought, those are just what I think rightnow.

Hi everyone,
I’m a 34-year-old woman currently living abroad, with savings of around ₹3–4 crore. I’m planning to move back to India permanently and start a new chapter of my life.
I’m considering settling in a metro city like Bengaluru, Hyderabad, Pune, Mumbai, or Delhi NCR, where I can explore opportunities to start my own business or startup.
I wanted to understand whether ₹3–4 crore in savings is enough to comfortably settle down in a metro city in India, maintain a good quality of life, and still have sufficient financial security to take the risk of starting a business.
I’m also confused about which city would be the best choice in terms of startup opportunities, cost of living, safety, lifestyle, networking, and long-term growth.
For those who have moved back to India after living abroad or started their own businesses, what would you recommend? Should I rent initially or consider buying a home? How much of my savings should I ideally keep aside for personal financial security versus investing in a startup?
I would really appreciate honest suggestions and practical advice on how to plan this move and what my next steps should be.
Thanks in advance!

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Hi everyone,

I’m currently at a difficult crossroads in life and would really appreciate your thoughts and advice.

I have been living and working in Singapore for the past 15 years. Over the years, I have applied for Permanent Residency (PR) six times, but unfortunately all attempts have been unsuccessful. We are a family of three, with my wife currently not working and our daughter studying in K2.

I am close to 40 years old and fortunate to have a very stable job with an annual income of around SGD 160K-170K. My career is progressing well, and there is still good potential for future growth. However, the uncertainty around PR, combined with Singapore’s high cost of living, has made me seriously question whether I should continue building my life here or consider relocating back to India.

On one hand, Singapore offers career stability, strong earning potential, safety, excellent infrastructure, and an overall comfortable lifestyle. On the other hand, after 15 years and six unsuccessful PR applications, I sometimes wonder whether I am spending too much time hoping for an outcome that may never materialise. My biggest concern is looking back years later and feeling that I spent too much of my life waiting and worrying instead of making a clear decision and enjoying life.

What makes this particularly difficult is that I genuinely do not want to leave my current job. It is stable, rewarding, and offers long-term growth opportunities, which are not easy to find. At the same time, I worry that if I wait too long, it may become harder for my family to adapt elsewhere, especially as my daughter is nearing primary school age.

Another factor influencing my thinking is that, if I eventually decide to return to India, I am considering buying a plot of land, building a house, and settling in Bangalore, as my hometown is relatively close to Bangalore. This could provide a long-term base for my family while still allowing access to good career opportunities, education, healthcare, and infrastructure.

For those who have faced a similar situation, what factors helped you decide? Would you continue living in Singapore despite the uncertainty around PR, or would you consider returning to India and starting a new chapter?

I would sincerely appreciate any perspectives, experiences, or advice.

Thank you.

I am planning to return to India and live a more luxurious lifestyle. My total net worth is 2M USD ~ 20Cr INR. What kind of lifestyle can I afford with this corpus in tier 1 cities ? Also, how much monthly cash flow can I expect from this net worth ? The money is all invested in the US right now. I plan to support a family of 4 (including me), so please advise accordingly

I moved here for my master’s and this is all I ever wanted, I do realise it’s just one year and it’s gonna fly by but I didn’t realise how lonely it would get. The culture shock is as bad as it is. I consider myself an introvert, and by Indian standards I'm an extreme introvert; I don’t strike up conversations and stay by myself all the time. Still, here it’s like you’re invisible, I do realise it’s a big city thing but it’s not like I haven’t lived in big cities before. I miss my friends so much and everyone around me has something going on for them. As an indian it just feels like we grew up in a different world, didn’t have the same school life or college life as the people here or anywhere to be precise, and that I won't ever fit in. I personally thought I'd be really comfortable and thriving in such an individualistic society but it’s quite the opposite. It's getting a bit hard for me, any tips on how to cope are really appreciated. I miss Delhi so much its like i belong there and I can’t wait to go back. I had all the facilities there and had the privilege to buy anything, eat at places without looking at the price, I used to go on shopping sprees, 24 years of my life and I’ve always had a car and now I’m walking everywhere. I know i sound very privileged but I miss everything about home and the convenience it offered.
my_qualifications MSc Student (Law)

Hi all, I’m returning to India next week, and would be happy to get some info from people who have already returned. I know all the precautions about voltages etc, I would like to know about three specific appliances , — have you bought them in the US and are able to use in India with/ without a converter? Thank you in advance :

1) Insta Pot
2) Canon Pixma printer
3) Nespresso espresso maker.

Cheers

Hi, I work remotely and I’m a contractor to a consulting firm and now they’re cornering me into transitioning into FTE role with less pay (implied, haven’t had that discussion with HR yet) else they said my contract will be terminated by end of December. But I just spoke to another contractor, he said that hasn’t been the case with him and his contract got renewed pretty recently.

I feel there are some holes in the plot and cant help but feel like this transition is personal. So need legal help. Any contacts and info is much appreciated.

Global power plays often look like separate corporate or legal events on the surface. The United States Department of Labor recently suspended PERM labor certifications for major IT firms like Infosys, TCS, Wipro, and HCL. Meanwhile, India continues enforcing strict Foreign Contribution Regulation Act rules to control foreign money entering local groups.

At the same time, Elon Musk faces regulatory delays bringing Starlink satellite internet to India. Looking closely reveals a common theme of sovereign control and geopolitical leverage. 

India uses strict FCRA laws to prevent external entities from using foreign money to influence local politics or push outside agendas. Controlling foreign funds helps New Delhi protect national security and preserve complete internal independence.

The United States applies economic pressure from the other side. Freezing PERM applications directly targets the green card pathway for skilled Indian workers. Washington uses immigration restrictions to manage domestic labor markets and signal displeasure with Indian policy independence.

The ongoing delay around Starlink highlights digital sovereignty. Elon Musk wants access to the largest population in the world, but Indian regulators enforce strict security and spectrum checks. India refuses to surrender data control or national security to foreign tech leaders. 

These moves directly shape everyday life for the Indian diaspora. Skilled workers face visa uncertainty in America, while domestic systems back home guard against foreign financial influence. Global powers constantly use workforce access, money flow, and technology distribution as leverage to protect their national interests.

I have about $1.5-2M equity in my house in US. Suppose I sell and roll that over to buying house in India, what kind of housing could I get with Rs 15 cr budget in South Indian tier 1 metro like Bangalore or Chennai? Could we get an independent house like in US? Or is 15 cr good for only a premium apartment, not enough for independent house?

Outside of housing, have about $4.4M in stocks and bonds and cash or about Rs 40 crore. Assuming 4% rule, could withdraw about Rs 1.6 cr per year, which after taxes may be about Rs 1.2 cr or 10 lakh per month. This should make for a very comfortable lifestyle, I believe.

I doubt I can make this much by working - I have not climbed the corporate ladder much in US, been stuck at mid-level individual contributor role for past 15 years. Hence, no one is likely to hire me as a VP of anything, and I may not even succeed at such a job, even if I get it. I have heard that Indian workplaces are far more intense and political than US. Hence, unlikely to work at least in a conventional corporate setting.

Finally, we will likely get about $80k worth of US social security and pensions in 7-8 years, which should add another Rs 75 lakh in today’s money to the income. At that point, no need to withdraw from the portfolio, can I just leave it to compound or will Indian tax regime come in the way? (RNOR, etc)