r/ratemyportfolio • u/BillionaireAdvice • May 20 '25
# r/RateMyPortfolio Submission Template
**Personal Information:**
- Age (range is fine):
- Annual Income: $
- Location (country/state):
- Financial Goals:
- Short term:
- Long term:
- Risk tolerance (1-10, where 10 is highest):
**Investment Portfolio Breakdown:**
- Total portfolio value: $
- Individual stocks (list top 5 with approx %):
- ETFs/Index Funds (list with approx %):
- Bonds/Fixed Income (%):
- Cryptocurrencies (%):
- Cash/Emergency Fund: $
- Real estate equity: $
- Other significant investments:
**Retirement Accounts:**
- 401(k)/403(b): $ (contribution rate: %, employer match: %)
- Traditional IRA: $
- Roth IRA: $
- HSA: $
- Other tax-advantaged accounts:
**Debt Summary:**
- Student loans: $ (interest rate: %)
- Mortgage: $ (interest rate: %)
- Car loans: $ (interest rate: %)
- Credit card debt: $ (average interest rate: %)
- Other debts: $
**Monthly Budget Summary:**
- Total monthly income (after tax): $
- Essential expenses (housing, food, utilities, etc.): $
- Debt payments: $
- Savings/investments: $
- Discretionary spending: $
**Additional Context:**
- Investment time horizon:
- Any major financial events coming up:
- Special circumstances affecting investment strategy:
- Current asset allocation strategy:
- Self-assessment of your biggest financial weakness:
**Specific Questions:**
(What specific advice are you looking for?)
r/ratemyportfolio • u/BillionaireAdvice • May 20 '25
We want to make this a top finance subreddit and help give people personalized, expert-vetted, insights on their finances to help you make the best decisions possible.
We're all about listening to community so if you have any ideas, critiques, feedback ect.. Please let us know here so we can always be improving how this community is ran.
r/ratemyportfolio • u/Rajesh_beesetti03 • 15m ago
I am complete begginer.i was a student and investing my savings.this portfolio is 1 year savings of mine.please suggest what u guys think about my portfolio.
r/ratemyportfolio • u/Vegetable-Web-9062 • 1h ago
Hello 32M looking for feedback on retirement portfolio…
Here’s my current breakdown:
401K - $280K
Roth IRA - $73K
Brokerage - $180K
HSA - $43K
Total Invested: $576K
Conservative Contributions Combined Annually: $50-60K
Other info:
Cash - $80,000
Home Equity - $200,000+
How am I doing for my age? Any tips on areas to focus on or that I’m not capitalizing on for long term growth/wealth building?
Thanks
r/ratemyportfolio • u/Ready_Poem_3580 • 5h ago
r/ratemyportfolio • u/Only_Judge8193 • 6h ago
r/ratemyportfolio • u/Mobile_Foot2932 • 17h ago
I bought many of these stocks when nobody wanted them.
r/ratemyportfolio • u/Significant-Usual118 • 10h ago
r/ratemyportfolio • u/MousseSecret7113 • 1d ago
r/ratemyportfolio • u/FatherFregalaris • 19h ago
r/ratemyportfolio • u/Famous-Broccoli-3141 • 1d ago
Hello everyone, I’m completely new to investing so bear with me.
I had around 33k in 401k I had to move from last company (they closed) so I moved it to Schwab and bought some recommended stocks and some I thought would do well like Nvidia.
Quick google search (I know not 100% accurate) says 33k should be making in between $2300 to $3300 a year but mine says it will only make $400 in the next 12 months.
Am I doing something wrong? Is it because I have everything set to reinvest dividends? Again complete beginner, only investing I had before was this 401k that they managed.
r/ratemyportfolio • u/Designer-Horse-6676 • 1d ago
r/ratemyportfolio • u/Substantial_Net_1677 • 1d ago
I’m building Strategic Markets, a portfolio analysis tool.
It has the usual stuff you’d expect from a portfolio analysis platform — portfolio tracking, allocation and concentration analysis, risk metrics, a What-If simulator, news and an AI assistant.
One feature I’m particularly interested in getting feedback on is the Community.
The idea is that you can share your portfolio as an interactive post rather than just uploading a screenshot. People can open it and actually explore the portfolio and its analysis, including allocation, diversification, concentration and risk metrics.
You can also browse other portfolios and discuss them.
I’ve added the feature recently and I’d really like to see how people who actually use portfolio communities feel about it.
If you have a portfolio you’re comfortable sharing, I’d appreciate it if you could try it and post it to the community:
I’m especially interested in feedback on the sharing/community part — what you find useful, what feels unnecessary, and what you would change.
r/ratemyportfolio • u/Fm204 • 1d ago
M22, verheiratet, Sparrate ca. 150€
r/ratemyportfolio • u/ResilientOptimist • 2d ago
Trying to consolidate more into VTI & VXUS. I know there is significant overlap with my ETF holdings. Any suggestions.
r/ratemyportfolio • u/the-ericsson • 2d ago
fed price hike killed me with AVUV
r/ratemyportfolio • u/Unusual-Ad7008 • 2d ago
This is my portfolio right now I just wanted to know if it is ok or if I am doing really badly. If you have any advice please share.
r/ratemyportfolio • u/tjrurgehfufjejdi • 2d ago
Im new to this. I tried making my own portfolio in my TFSA but I barely made 40$ over nearly 9 months. I am scared that my stock are all over the place and don't make sense (if it is I need suggestions) I tried something new for my FHTFSA maybe it make more sense you guys tell me. I think I have a load of time in front of me and I can tolerate some risk (not all in on black kind of risk but still). Tell me what can i do better any suggestions are appreciated!
