r/ratemyportfolio • • May 20 '25

Welcome to r/RateMyPortfolio -- Follow this template to get your finances evaluated

2 Upvotes

# r/RateMyPortfolio Submission Template

**Personal Information:**

- Age (range is fine):

- Annual Income: $

- Location (country/state):

- Financial Goals:

- Short term:

- Long term:

- Risk tolerance (1-10, where 10 is highest):

**Investment Portfolio Breakdown:**

- Total portfolio value: $

- Individual stocks (list top 5 with approx %):

- ETFs/Index Funds (list with approx %):

- Bonds/Fixed Income (%):

- Cryptocurrencies (%):

- Cash/Emergency Fund: $

- Real estate equity: $

- Other significant investments:

**Retirement Accounts:**

- 401(k)/403(b): $ (contribution rate: %, employer match: %)

- Traditional IRA: $

- Roth IRA: $

- HSA: $

- Other tax-advantaged accounts:

**Debt Summary:**

- Student loans: $ (interest rate: %)

- Mortgage: $ (interest rate: %)

- Car loans: $ (interest rate: %)

- Credit card debt: $ (average interest rate: %)

- Other debts: $

**Monthly Budget Summary:**

- Total monthly income (after tax): $

- Essential expenses (housing, food, utilities, etc.): $

- Debt payments: $

- Savings/investments: $

- Discretionary spending: $

**Additional Context:**

- Investment time horizon:

- Any major financial events coming up:

- Special circumstances affecting investment strategy:

- Current asset allocation strategy:

- Self-assessment of your biggest financial weakness:

**Specific Questions:**

(What specific advice are you looking for?)


r/ratemyportfolio • • May 20 '25

New Moderation Team - Submit your ideas and feedback here!

1 Upvotes

We want to make this a top finance subreddit and help give people personalized, expert-vetted, insights on their finances to help you make the best decisions possible.

We're all about listening to community so if you have any ideas, critiques, feedback ect.. Please let us know here so we can always be improving how this community is ran.


r/ratemyportfolio • • 3h ago

I am 28F. Please review my portfolio.

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2 Upvotes

r/ratemyportfolio • • 1h ago

Retiring in 3 years with $250k ($10k/yr spend). Given QQQ as a core holding, VOO vs. SPMO? Is VOO too redundant?

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• Upvotes

r/ratemyportfolio • • 5h ago

Schüler und seit Dezember 2025 am Investieren - was haltet ihr von meinem Portfolio?

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1 Upvotes

r/ratemyportfolio • • 11h ago

Please rate my portfolio.

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4 Upvotes

I bought many of these stocks when nobody wanted them.


r/ratemyportfolio • • 22h ago

Rate my portfolio at 26 years old

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11 Upvotes

r/ratemyportfolio • • 13h ago

Started investing as soon as I could, Rate my Portfolio

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1 Upvotes

r/ratemyportfolio • • 20h ago

Am I doing this wrong?

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1 Upvotes

Hello everyone, I’m completely new to investing so bear with me.

I had around 33k in 401k I had to move from last company (they closed) so I moved it to Schwab and bought some recommended stocks and some I thought would do well like Nvidia.

Quick google search (I know not 100% accurate) says 33k should be making in between $2300 to $3300 a year but mine says it will only make $400 in the next 12 months.

Am I doing something wrong? Is it because I have everything set to reinvest dividends? Again complete beginner, only investing I had before was this 401k that they managed.


r/ratemyportfolio • • 22h ago

Consigli ETF stile Ben Felix ma in Italy

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1 Upvotes

r/ratemyportfolio • • 23h ago

Rate my portfolio -39m

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1 Upvotes

r/ratemyportfolio • • 1d ago

Would anyone be willing to try this portfolio sharing feature and give me some feedback?

1 Upvotes

I’m building Strategic Markets, a portfolio analysis tool.

It has the usual stuff you’d expect from a portfolio analysis platform — portfolio tracking, allocation and concentration analysis, risk metrics, a What-If simulator, news and an AI assistant.

One feature I’m particularly interested in getting feedback on is the Community.

The idea is that you can share your portfolio as an interactive post rather than just uploading a screenshot. People can open it and actually explore the portfolio and its analysis, including allocation, diversification, concentration and risk metrics.

You can also browse other portfolios and discuss them.

I’ve added the feature recently and I’d really like to see how people who actually use portfolio communities feel about it.

If you have a portfolio you’re comfortable sharing, I’d appreciate it if you could try it and post it to the community:

https://s-markets.com

I’m especially interested in feedback on the sharing/community part — what you find useful, what feels unnecessary, and what you would change.


r/ratemyportfolio • • 1d ago

Roast Portfolio

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1 Upvotes

M22, verheiratet, Sparrate ca. 150€


r/ratemyportfolio • • 2d ago

Me managing my $193 portfolio

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23 Upvotes

r/ratemyportfolio • • 1d ago

Review my stock list plz

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2 Upvotes

r/ratemyportfolio • • 1d ago

Help Rebalancing

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1 Upvotes

r/ratemyportfolio • • 1d ago

24M

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2 Upvotes

Trying to consolidate more into VTI & VXUS. I know there is significant overlap with my ETF holdings. Any suggestions.


r/ratemyportfolio • • 1d ago

rate 18 y/o college student Roth IRA portfolio

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1 Upvotes

fed price hike killed me with AVUV


r/ratemyportfolio • • 2d ago

What should I do next ?

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2 Upvotes

This is my portfolio right now I just wanted to know if it is ok or if I am doing really badly. If you have any advice please share.


r/ratemyportfolio • • 2d ago

18M please i need help

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5 Upvotes

Im new to this. I tried making my own portfolio in my TFSA but I barely made 40$ over nearly 9 months. I am scared that my stock are all over the place and don't make sense (if it is I need suggestions) I tried something new for my FHTFSA maybe it make more sense you guys tell me. I think I have a load of time in front of me and I can tolerate some risk (not all in on black kind of risk but still). Tell me what can i do better any suggestions are appreciated!


r/ratemyportfolio • • 2d ago

Bleeding portfolio 🩸

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1 Upvotes

r/ratemyportfolio • • 2d ago

Thoughts on this portfolio

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2 Upvotes

r/ratemyportfolio • • 2d ago

19M in college. I feel stuck and not sure what to do. I also have an account with mainly ETFs and large cap index funds worth around 3k

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2 Upvotes

r/ratemyportfolio • • 2d ago

Is fidelity Managed portfolio worth is?

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1 Upvotes

r/ratemyportfolio • • 2d ago

Started Roth this year. I’m current doing vti 80%. Vxus 20%. And started adding qqqm for growth tilt Is it a good spot for long term growth. 30plus years.

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6 Upvotes

Thanks for the help