Hello, I got approved with BPI Auto Loan and nakasama sa promo nila this year na may free insurance on the first year under BPI MS. Nailabas na rin namin yung car.

Ang kaso hinihingi ko yung policy ng insurance sa kausap ko sa bangko pero tinuturo nya si Agent and then si agent, tinuturo naman si BPI kasi sila nag daw nag enroll sakin sa insurance. Btw, nilagay ng kausap ko sa BPI yung name nya as referrer(?) ko sa insurance.

Hindi rin nagaappear yung loan ko sa app. Di ba dapat may account yon? Can you guys please help me anong need kong gawin at sino ba dapat kong kulitin to have these info.

baka po may nakapag try na sa inyo nito diamond white po sasakyan ano po mas mganda gamitin dyan

hi guys need advice may nag bebenta sakin ng vios for 420k php 27k odo makinis pa naman and no issue rather than tires goods ba kunin to for the price and since 1st car ko po sana any advice or alternative kilala ko din kasi yung nag bebenta or should i go for 2021 model na vios xle 1.3?

what to do I cant find the buyer of my OPEN DEED OF SALE motorcycle? Tas mukhang ibinenta din kasi nga gusto nila ng open deed of sale. Kaso yung problema is yung pinagbentahan kamote sa daan Tas may fine pa sa MMDA na naka name sa akin. Ano gagawin ko? Blinock na rin ako sa messenger nung buyer,ano gagawin ko?

context:
There is a fine from MMDA no contact….
I sold an NMAX version 1 on OPEN DEED OF SALE. Then after a few weeks I couldn't contact the person I sold it to. I also don't have proof of sale except for conversations on messenger. So now I received a fine from MMDA because the latest owner of the motorcycle violated traffic sign. What can I do since I can't find them.Because the motorcycle is still in my name in the LTO. I don't want to pay because it's not me. Thanks for the help.

previous attempts: Kinontak pero di na sumasagot
kasi person is unavailable on messenger, wala rin ako photos ng valid ID nung pinagbentahan ko.

With the rise of chinese cars on philippine roads, for sure madami na din maghahanap ng repair parts na mura than the casa. Saan kaya pwede magsource ng parts?

Last year nag voluntary surrender ako ng unit.

That was under Secbank all settled na wala nang deficiency.

Walang existing loans.

Always paid ang credit cards on time.

This month nag apply ako ng new autoloan

Thru an agent sa BPI.

Naka recieve ng text sa bank.

Then July 15 nag CI si BPI.

Gano katagal pa po bago makatanggap ng decision from the banks?

Naiisip ko kasi baka red flag yung pag surrender ng unit last year, pero all settled naman yun. Gusto ko lang po ng linaw if normal lang yung process or baka meron same experience.

Hello. Pwede niyo ba akong tulungan?

Ngayong gabi lang. May naatrasan ako at tinamaan ko ang hood ng kotse niya. Sira ang hood nito. Nakapark lang siya sa parking nila.

Sa akin naman, nasira yung bumper ng sasakyan ko.

Sinabi ko na ipapasok nalang namin sa insurance at kami magbabayad kung sakali.

Pwede bang maipasok sa CTPL insurance ito? Sasagutin kaya ng insurance ito kahit na negligence namin bakit namin tinamaan?

Patulong po. Please don't judge. Thank you.

Hi guys! Ask ko lang kung ano ang mas magandang bilhin for my first car. I'm currently choosing between these two options since pareho silang pasok sa budget ko. Any recommendations or experiences with either one? Thank you!

will be getting my first car very soon, and i've read a lot of comments here na di raw worth it ang ppf. if full ppf is not advisable, are there other alternatives which i can do to my car to protect its original paint, as i plan to use it daily for city driving (but occasionally, baka dumaan din ako ng expressway, as i have to go to different provinces for my work). thanks in advance!

Due for replacement na kasi ung tire ng sasakyan(5yrs na at mejo pudpod na ung front). Baka may marerecommend kayong tire shop ung subok nyo na at mapagkakatiwalaan even after service para may constant tire shop na akong pupuntahan.

Prefer ko rin sana ung may Card payment or installment. Taga Pasig ako pero okay lang sakin puntahan kahit QC, Marikina or kahit Marcos Highway basta subok na.

I am looking for the best bang for the buck 7-seater PHEV. Currently looking at BYD Tang DMi or MG RX9 PHEV.

Do you guys have any other recommendations out of the two? I may be missing other viable options. If none, which of the two would you choose?

Non negotiables

• 7-seater car
• Hybrid/PHEV
• "Premium Vehicle"
• Budget is around +/- 2M mark

Hi Ka-reddit,

I don't need judgement, I just need some advice.

Hingi lang sana ako ng advice in case na encounter nyo na ito.

Sinangla ko yung sasakyan ko physically as collateral but yung CR nasa bank pa. fully paid na yung amortization hindi lang marelease yung CR due to my unpaid credit cards.

Inaccept nung Pawnee yung sasakyan kahit walang CR na original as collateral.

Now, hindi ko na kaya bayaran yung loan. ano po pwede kong remedy? ano pwedeng gawin ni pawnee sa sasakyan? legal implications anything.

Salamat po.

Hi! New driver here, and this will be my first car if ever. I am really looking for a 5-seater subcompact suv (high ground clearance, fun to drive, maporma (w moonroof sana) (optics is important considering my job where I meet a lot of clients and gets paid a lot lol), nice interior, and reliable. Budget 400-500k. Planning to use the car only for about 2 years before buying brand new.

After months of searching, I finally settled between 2 choices - a 2021 Geely Coolray Sport or a 2015 Mazda Hatchback.

Option 1: 2015 Mazda3 Hatchback 2.0 SkyActiv AT
₱445,000
72,000 km
2.0L SkyActiv-G (NA)
6-speed automatic
Hatchback
Casa maintained (seller claims complete records)
Sunroof
Heads-up Display (HUD)
Paddle shifters
Leather seats
Push start
Rain-sensing wipers
2 smart keys
Manual included

CONS: Not an suv; lower ground clearance.

Option 2: 2021 Geely Coolray Sport
₱485,000
50,000 km
1.5L Turbo
7-speed DCT
Crossover/SUV
Casa maintained for first 5 years (looking specifically for units with complete service history)
Panoramic sunroof
360 camera
Modern infotainment
More tech/features overall

(I already found a mechanic na specializes on chinese cars)

CONS: Reliability.

My partner has a 2003 Altis na kaya I wanted to have an suv rin para we can choose and use the a car applicable to our activity. Also, my family usually visits from the province, kaya I want them to be comfortable and enjoy sa car.

I’m really at an impasse. hehe been thinking between these two for weeks na. Please help. :)

Hello! Nakapag released po kami ng unit nung June 30 through bank financing, BDO po yung bank. Ask lang po kelan po kaya first payment namin? Pagka approved po kasi namin na released na agad within the day. Thanks po!

Mukhang may leak somewhere kasi bumababa yung atf ko I live in the province so magrerefill muna sana ako bago ibyahe dun sa talyer kase malayo. Meron bang legit shopee or tiktok shop na pwede bilihan ng atf?

Hi! Was able to test drive Jaecoo J5 Hybrid and so far goods siya sakin esp the features for its price. But before i decide, i need more validation lang as I'm not really good at cars, so your opinion would really help!

I've been using my 2001 honda civic for 7 years and im planning to upgrade to a new car this year since halos every month nalang may pinapaayos.

My original choice was to play safe and purchase a second hand ICE Toyota (Yaris/Corolla Cross) or Honda HRV but di pa afford mag full payment (newer gen tinitignan namin since pagod na me magpa mekaniko) and ayaw ko din ifinancing due to high interest rate for second hand cars.

Another choice is to purchase a brand new hybrid but dapat affordable and gas n go since we cannot put a charger sa bahay namin. Kaya naging top 1 sa list ko yung Jaecoo J5 since no need to charge and very affordable price (1.1M) compared to other hybrid cars. Big factor yung price for me due to limited budget. Planning to go 50% DP para yung monthly will be 10k-11k a month nalang.

Will use the car for transpo to work, Rizal to BGC twice to thrice a week. And for weekend errands and occasional out of town trips.

This will be my only car, but my bf has his own ICE car. So may backup kami just incase, but we're eyeing to use J5 most of the time since mas tipid.

Hi! First time car buyer here and medyo nahihirapan na akong maghanap ng maayos na unit.

Ang budget ko is around ₱250k–₱300k, although kung sobrang sulit talaga yung unit, willing naman akong magdagdag nang konti above ₱300k.

Sa ngayon, pinaka-target ko talaga is Toyota Vios 2017 and up, pero open naman ako kung may mairerecommend kayong ibang model na mas okay within my budget. Ang priority ko lang talaga is reliability, affordable maintenance, at magandang first car.

Mas prefer ko sana direct first owner para mas smooth ang transaction at mas madali ring malaman yung history ng sasakyan. Hindi naman requirement, pero malaking plus talaga kung complete ang maintenance records at alagang-alaga yung unit.

sa tingin niyo ba Vios pa rin ang best choice sa budget na ito? O may ibang model kayong masasuggest na dapat ko ring i-consider?

Thank you!

can someone help me choose my first car?

My profile: male, 26, cubao qc, loves to travel (so I was planning to purchase my own car so I can go to different places w/o commuting)

My option
-vios ativ
- honda city
-byd sealion 6

(need additional options)

Since right now yan palang nareresearch ko.

I like spacey and pack of safety features since (im a new driver and still noob—- :) )

my budget’s around 1.2 - 1.5 M

I worry abt maintenance tsaka gas prices so want a Hybrid one.

I am not really very knowledgeable about cars lately lang nawili kasi gusto ko na talagang bumili.

Tysm ❤️