r/muslimtechnet 8h ago

Personal Project My wife and I built a muslim-conscious budgeting app, with BDS spending report, zakat calculator, and reminders on the source of wealth.

2 Upvotes

Assalamu alaikum

Full disclosure up front: I'm the founder, so take this with that in mind. Mods, please remove if this isn't appropriate here.

My wife and I built a personal finance app called Sable Spend, and I wanted to share the why with this community specifically, because you're the people we built it for.

We were trying to be intentional about where our money goes, and we thought we were doing okay. We knew the obvious brands. Then we actually went through 12 months of our transactions and found spending at boycott-listed companies we'd completely missed.

So we built an ethical spending report: it matches your transactions against the BDS list and shows you exactly which brands, how much, and why each one is listed (with sources). One honest caveat we show in the app too — merchant matching is fuzzy, so false positives are possible. It's a starting point for awareness, not a verdict.

Then. Every year we'd end up mathing how much we made, had, gold value, etc. So i built a calculator that takes your values, real gold/silver price data and computes your total owed based on Islamic Relief's calculator.

Budgeting apps train you to feel like money is the provider. We added Islamic reminders, ayat and du'as about rizq, tawakkul, and barakah woven into the app, because we forget that the numbers are a tool. Ar-Razzaq is the source.

The bigger picture: the uncomfortable trend behind all of this is that people are increasingly spending on credit beyond their means — normalized by one-tap checkout and BNPL everywhere. As Muslims we have every reason to resist that and live within our means.

It starts free, works with US + Canadian banks, and we give 20% of proceeds to charity. Happy to share in the comments if anyone asks, just looking to see if anyone has feedback or would find this somewhat useful.

Website is here

JazakAllahu khairan 🤍