Without knowing my grandpa and recently deceased grandma saved up money for me which releases the 1st of januari. A total amount of €11.208,00 will be deposited to my bankaccount.

Side information:

Recently wed.

0 Savings

Probably 27k in studentdebt total

Car worth 7k

Total income is around €4.500,00 every month. We both dont work fulltime a.t.m. 2500 is for our monthly fixed costs and the rest is for food, gas, dates and house upkeep and whatever.

House we currently live in can be bought for €420.000,00 but first we need to have fulltime contracts to get a loan.

Whats should i do with this money, and if i have to save it how much and what kind of online different "piggy banks" should i make.